The Sentinel Ponte Vedra Group at Morgan Stanley

What mark do you want to leave on the world? What are the values that drive you? What matters most? Philanthropy can be a valuable tool for change, helping put your wealth to work, and therefore it should be approached as a practice that requires dedication and a well-thought-out strategy.

Philanthropy & Legacy: Making Your Mark Philanthropy & Legacy: Making Your Mark

Generative AI Is Set to Shake Up Education: While educators debate the risks and opportunities of generative AI as a learning tool, some education technology companies are using it to increase revenue and lower costs. Read more here > https://mgstn.ly/48JRwnj

Happy New Year! I hope you had a wonderful holiday season with your loved ones.

With a new year comes new goals - Have you finalize your financial goals for 2024? Contact our team to start the process > https://mgstn.ly/3vqHDgg

Merry Christmas and Happy Holidays from The Sentinel Ponte Vedra Group at Morgan Stanley! https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group

2024 OUTLOOKS - As central banks walk a fine line between inflation and recession, watch for lackluster economic growth in 2024 and 2025, especially in developed markets. Morgan Stanley experts share insights on what may lie ahead.

Outlooks: Market and Economic Forecasts | Morgan Stanley Explore insights from Morgan Stanley experts on what investors can expect from our global market, economic and strategic outlooks.

Did you know that we have a selection of Mosaic Magazine articles featured on our website? Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients here >

Mosaic | The Sentinel Ponte Vedra Group | Ponte Vedra Beach, FL | Morgan Stanley Wealth Management Learn more about Mosaic from The Sentinel Ponte Vedra Group at Morgan Stanley.

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.41% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://mgstn.ly/48eWtnR

We are excited to announce that John Mitsis conducted a virtual education session on October 18th, "Building Strong Financial Strategies for Children of Immigrants". Watch the replay here: https://bit.ly/3R2OS51

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Webinar Wednesday: Building Strong Financial Strategies for Children of Immigrants Wednesday, October 18, 2023 at 2:00 PM Eastern Daylight Time.

Whether you want to donate to charity or invest in a loved-one’s future, consider these tax-smart ways to help make your giving go further.

Tax-Savvy Ways to Give | Morgan Stanley If you’re inclined to help others, consider these tax-efficient ways to make your giving go further.

Happy Thanksgiving from The Sentinel Ponte Vedra Group at Morgan Stanley to yours. We are grateful for you.

Most investors have probably heard that asset allocation is of paramount importance to investment results. Click here to read this white paper "A Good Match? Marrying Wealth Structuring and Investment Selection Decisions": https://mgstn.ly/3Qw4i1o

Please contact us to discuss how this relates to your financial situation. https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group

Disclaimer: Asset Allocation does not assure a profit or protect against loss in declining financial markets. Morgan Stanley Smith Barney LLC. Member SIPC.
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An AI-powered brain implant helped a paralyzed patient speak through a digital avatar. Though scale and commercialization remain distant, the breakthrough shows the remarkable moonshot potential of brain-computer interfaces.

Moonshot: AI Brain Implants | Morgan Stanley Brain-computer interfaces could one day help enable doctors to treat serious brain injury and restore mobility and cognition after paralysis.

Our team, The Sentinel Ponte Vedra Group at Morgan Stanley, is proud to wear pink today to show our support and bring awareness to the fight against breast cancer. https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group

While saving for a retirement is important, so is your plan of action once you enter retirement. Read about the 5 biggest retirement challenges here:

- The Sentinel Ponte Vedra Group | Morgan Stanley No matter how well you save, it’s critical to plan how you convert those assets to income, so you can help yourself enjoy your retirement without stressing about your finances.

Are Higher Rates Permanent? The recently published thoughts on the market podcast discusses The recent rise in long term yields and economic tightening raises the question of how restrictive U.S. financial conditions have become. Contact me to discuss:

Are Higher Rates Permanent? | Morgan Stanley The recent rise in long term yields and economic tightening raises the question of how restrictive have U.S. financial conditions have become.

At Morgan Stanley, we celebrate Hispanic Heritage Month and the history, culture and achievements of the Hispanic community that have contributed to American society. As we near the end of this holiday, we would like to spotlight our very own, Karen Rademeyer who is a proud member of the Hispanic Community. https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group

What financial goals do you want to achieve before year-end? Let’s talk about moves you can make this fall to help set yourself up for success.

Fall Planning for Your Finances | Morgan Stanley Learn the money moves you can make this fall to set yourself up for success in 2024 and beyond. Find tips on investing, taxes, charitable giving and more.

Our team recently participated in the K9s for Warriors Golf Tournament on September 11th. The vision of this organization is to take shelter dogs as service dogs and pair them with military veterans who are affiliated with military-connected trauma. It was a fantastic event for a wonderful cause and it was a privilege to be a part of it.

Today we are celebrating The Sentinel Ponte Vedra Group's Third Anniversary at Morgan Stanley! Here at The Sentinel Ponte Vedra Group, we believe that our success comes from one of our teams core values: Our Culture. It empowers us to celebrate teamwork and maximizes each team member’s distinct skill sets and competencies. We celebrate successes and have a culture that inspires growth and trying new ideas. Thank you for your continued trust and confidence in our team. https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group -story-and-services

Great American Islands - They are the magnets of travel, attracting visitors who want it all: sightseeing, boats, beaches, casual food, local beer and exotic umbrella drinks, cool breezes across.

Great American Islands | Morgan Stanley They are the magnets of travel, attracting visitors who want it all: sightseeing, boats, beaches, casual food, local beer and exotic umbrella drinks, cool breezes across the water.

Today, we honor the victims and heroes of 9/11. Thinking of everyone impacted by this day twenty-two years ago.

The Kids are Back to School!

Sending warm wishes to all of the children in our lives for a wonderful year ahead.
https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group/family

Happy Labor Day! Enjoy the last few weeks of summer. https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group

Have a child who recently went off to college? Show them how they can protect themselves from cybercriminals while they’re away from home. https://mgstn.ly/45oncgV

Contact me to discuss > https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group -contact

Cyber Safety Facts for Students | Morgan Stanley College students are often targets for hackers. Discover the importance of cyber safety for students, plus tips on how to keep your identity and data secure.

Worried the equity rally may fade? Check out the latest market commentary and let’s discuss what investment moves make sense for you. https://mgstn.ly/3OHd2Rq Contact our team here > https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group -contact

Why Cautious Investors Should Consider Treasury Bonds | Morgan Stanley With solid yields and potential for price appreciation, U.S. government bonds offer a prudent hedge for investors’ portfolios.

Transform your workplace through financial well-being. From equity to retirement to college savings, our solutions help employees achieve their financial goals, so they can take your company to new heights.

Our Firm-Wide Capabilities | Morgan Stanley at Work Get all the firm has to offer when you work with Morgan Stanley at Work. No matter where your business is or where it’s going, we’re ready to take it there.

One of the fundamental lessons of investing is the importance of balancing portfolio risk—the possibility that the investments you own won’t perform as you expect—with the potential for returns. Learn More about how Morgan Stanley platforms can help >

You Can’t Manage Portfolio Risk Without Seeing the Big Picture | Morgan Stanley What if there were a resource that could show you where your investment exposures are and how they might affect your returns in different scenarios?

How Will the U.S. Credit Downgrade Affect Markets? Listen to this 2 minute podcast to learn more>

How Will the U.S. Credit Downgrade Affect Markets? | Morgan Stanley The recent downgrade to Fitch's U.S. credit rating should have less of an impact on demand for bonds than the ongoing trajectory of inflation.

Morgan Stanley clients with eligible brokerage accounts can earn 5.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/452hK2D

Would you like to know which type of retirement plan solution might be best for your business and employees? There are quite a few types of retirement plans available in today’s marketplace. Learn More here : https://mgstn.ly/3Yax8aV

Contact our team to discuss which retirement offering is the best fit for you: https://advisor.morganstanley.com/the-sentinel-ponte-vedra-group -contact