Eric Colby

Do you keep a weekly, monthly, or yearly budget for your personal finances?

Are you a business owner? Are rising costs hurting your bottom line? As a business owner doing anything different?

With the chaos going on in the world and rising costs are you doing anything to cut back on spending money?

US officials tell businesses to watch for potential ransomware attacks after Biden announces Russia sanctions

US officials tell businesses to watch for potential ransomware attacks after Biden announces Russia sanctions Minutes after President Joe Biden announced new sanctions on Russian banks and elites on Tuesday, a senior FBI cyber official asked US businesses and local governments to be mindful of the potential for ransomware attacks as the crisis between the Kremlin and Ukraine deepens.

Russia's attack on Ukraine means these prices are going even higher

Russia's attack on Ukraine means these prices are going even higher | CNN Business Russian President Vladimir Putin's decision to invade Ukraine could drive prices even higher at a moment when inflation is already rising at the fastest clip in decades.

Restaurants still can't find enough employees and it's probably not getting better anytime soon.

Restaurants still can't find enough employees and it's probably not getting better anytime soon Seven out of 10 restaurant operators report not having enough employees to support customer demand, the National Restaurant Association found.

Nearly half of Americans say rising cost of living is the greatest threat to financial security.

Nearly half of Americans say rising cost of living is the greatest threat to financial security A strong stock market and low unemployment rate have not dispelled Americans' fears that the rising costs of everyday expenses threaten their long-term financial health.

Cutting costs is important for businesses of all sizes! Here are 14 simple and effective ways to reduce business costs in 2022.
This a great article.

14 Simple Yet Effective Ways to Reduce Business Costs in 2021 Avoid expensive business costs by following these easy and creative 14 tips to cut business costs in 2021.

My father told me to do a job that makes me happy and NEVER QUIT no matter how hard it gets. There will always be ups and downs. I have been through tough times and I never quit. I continue to educate and help businesses and families so they too can get ahead. Let us know you best advice.

I thought I would talk about restaurants today. I have worked in several restaurant in my life holding different positions. I think this is a great article showing ways to help. But this is what restaurants typically look at when trying to save money but there is so many more ways on top of this. Let me show you other ways in which you are giving away your profits. Have an awesome day!

50 Ways to Cut Costs Without Reducing Quality or Harming Your Guest Experience Use these 50 items as a checklist to spot potential problems and opportunities to improve. While some items may not have the potential to generate significant savings, what’s important is the potential cumulative effect that successful implementation of even just a few of these practices could mea...

This is a great article. Wages do need to increase within reason and here are some businesses doing just that. People also need to be responsible and live within their means too. As a financial consultant this is where I can help. If you have any question you can reach me at EricColby360.com

Costco and other companies paying at least $15 an hour Who Pays $15 an Hour or More

You can reduce your taxes legally. There is a reason some people pay very little to no taxes. but it is understanding the basics and having a great accountant who can help.

Whether it is your business of family everything we talk about is about ways of keeping or putting money back into your pocket. As you probably already know vehicle repairs can be expensive and can take a significant amount of money out of your budget. You can reduce those expenses simply by properly maintaining your vehicle which is always a lot cheaper than not not taking care of and abusing your vehicle. Here is a great article I just found which got me thinking about this topic. Have a great day and upcoming weekend everyone!!!

The 29 Biggest Car Mistakes That Will Cost You Cars are expensive, but you might be doing things that make your car more expensive. Here are mistakes people make that lead to high car maintenance costs.

Protecting yourself from scams is protecting your finances and budgets. That is why we talk a lot about identity theft protection. Here is is a great article about common scams. If you have any question about identity theft protection please do not hesitate to reach out.

How to Avoid Financial Scams Dodge tax scams, money scams, online dating scams and other kinds of financial fraud with these tips.