David Krolikowski, Mortgage Loan Originator at Homebridge Financial, Rancho Cucamonga, CA Videos

Just another reminder that conforming loan limits for 2023 are increasing ⬆! Which means you may be able to afford more home than you originally thought! Reach out to me, and let's take a look to see exactly how this increase could affect your buying power #ConformingLoanRates #BuyingPower #HomeBuyerJourney #MortgageRates

Be prepared to close! Don't forget to save for closing costs. DM me today to go into the details of what's included in closing costs. #ClearToClose #ClosingCost #MortgageTips #MortgageGuide #NewHomeBuyer #FTHB

Is 2023 going to be the year you become a homeowner? If this is one of your goals, then you should get started NOW! Buying a home is a process that may take a few months (or longer) depending on your homeownership goals. The first step is meeting with me to review your loan options and get your financials in order. Reach out to me and let's schedule a time to chat! 2023, here we come!

Your dream home just got a little bit closer to becoming your reality. With new 2023 conforming loan limits increasing, you may qualify for higher loan amounts. This means you can increase your price point during your housing search! 🏡 I'm sure you like the sound of that! Reach out today, and let's go over exactly how this increase can benefit you! #DreamHome #HouseHunting #2023LoanLimits #FutureHomeowner

Your dream home is not just a dream home. It's a life-changing decision. It's an investment. It's a commitment, and it should be treated as such. Work with a lender you can trust, who's supported by a hard-working team. My team and I are experienced and put the needs of our clients first. DM me today to start your home purchasing journey with a team that will keep your best interest at heart the entire time. #DreamHome #FirstTimeHomeBuyer #MortgageGuide #MortgageTips #Homebuyer

A time to remember those who died, those who survived, and those who carry on. We will never forget. #NeverForget #911Memorial #September11

#HappyLaborDay to the hard-working individuals that make our community better! Thanks for making a difference every day! #LaborDay #LaborDay2022

Few things are certain in life, and your mortgage rate can be one of them! If you want to shop the housing market with ease, let's see if the #LockAndShop program is a good option for you. Lock in your rate for up to 360 days while you take your time finding your #DreamHome. DM me today! 🔐 #RateLock #MortgageRates #MortgageGuide #MortgageTips #HouseHunting

Why are floors such a good investment? Buyers can't deny the appeal of new hardwood flooring; frankly, neither can owners who stay in their homes. Reach out to me today to look into funding options for your home improvement projects! #HomeImprovement #RenovationLoan #UnderConstruction #MortgageTips

Lock in your rate for 360 days with our Lock and Shop program! Doing this will give you all the time you need to look around for your dream home. Don't feel rushed. Never settle. Leave a comment or send a DM if you have any questions! #HomebuyerTips #MortgageTips #HomebuyerGuide #Homebuying101 #MortgageLoans #Homeowner #DreamHome #MoreYouKnow

Before you try to negotiate a price reduction with the seller, consider asking about one of these options instead: 1. Seller Credit to Cover Repairs 2. Seller to Cover Closing Cost 3. Buy Down Rate 4. Buy Out PMI Ask your agent to go over these options with you to see where you can save the most money! #MortgageTips #MortgageGuide #ClosingCosts #HomebuyerTips #MortgageLoans #Homeowner #DreamHome #MoreYouKnow #SellerCredit #PriceNegotiation

I don't know about you, but August is still a chapter in summer's novel. Don't flip the page before it starts getting good because September can wait a little bit longer. Leave a ☀ in the comments if you still have a few summer plans left! #SummersNotOver #August

Don’t miss out on a decent mortgage rate! DM me to learn more about how you can lock in your rate for up to 360 days. #MortgageRates #LockAndShop #RateLock #Mortgage #MortgageLoans #Homebridge #FirstTimeHomebuyer #FindYourDreamHome #Homebuying

What's worse, a sink full of dishes 🍽 or a pile of laundry 🧦? 🤔 I can tell you what's worse than both of these things... not being pre-approved before you start your house hunt! Without a pre-approval, you'll likely be beat out with each offer you put in. Instead of letting those rejections pile up like the laundry, work with me on a pre-approval and avoid the heartache! I'll do my best to make it less painful than doing the dishes!