Julia Ward - Country Financial

Building an emergency kit for severe weather is something a lot of us say we’ll do, but rarely get around to it. It’s easy and worth it. Check out these tips so you know how to build yours: cfin.us/EmergencyKit

Life insurance does more than protect your family. The right policy can help you take on some of life’s biggest challenges, from paying for college, to supplementing your income, or putting a down payment on a vacation home. Let’s connect and go over all your options.

Looking for great service and competitive rates? Look no further, because we offer both! Contact me today to get a quote.

Feel confident knowing your legacy is protected. As a COUNTRY Farm Certified Agent and Financial Advisor of COUNTRY Trust Bank®️, you can rely on me for all your farm and planning needs. Trust in COUNTRY Financial’s nearly 100 years of expert guidance and experience.

You never know who is driving next to you. Make sure you’re protected from uninsured and underinsured drivers.

Feel more confident on the road. And sleep more soundly at home. I can help you find home and car insurance that’s personalized for you.

Life insurance provides protection for your family and their future. Yet, you’ll find more than 400,000 requests on crowd funding sites to pay for funeral expenses. Why do so many people avoid life insurance? USA Today breaks it down.

🔗 http://cfin.us/3xhriIw

If wedding bells are in your future, let’s talk about uniting your insurance policies, too.

Managing Money & Marriage Finances in marriage are challenging. Have regular conversations about budgeting, saving and paying off debt to manage money as a married couple.

Reliability. Stability. It’s why AM Best* rates us “A+ (Superior)”** for financial strength and ability to meet client obligations. COUNTRY Life Insurance Company®️, our issuer of life insurance, has been in a top AM Best rating category for 90 consecutive years. Contact me today!

*For the latest rating, access ambest.com.
**AM Best's rating report 2023

Our Claim teams are working tirelessly to deliver on our promises while continuing to provide best-in-class client experiences. If you need to file a claim or check the status of your claim, please call 866-COUNTRY or log in to your account on COUNTRYFinancial.com.

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Please reach out so we can go over all the details!

How has everyone been adjusting to the time change??

As you reset your clocks, reset your peace of mind. Ensure your smoke and carbon monoxide alarms are in working order by replacing the batteries every Daylight Saving Time.

“My agent is amazing! I feel like family and that she genuinely wants to see her clients thrive. My family is dealing with a loss right now, and she was so kind working me through every detail to be sure we would be covered as we always have been. I just can't say enough good things about my agent! She's the cream of the crop!” -Jenny A.

You’ve built your business from the ground up. Let us help you protect it. We offer workers’ compensation insurance to help cover medical expenses, lost income, and rehab for employees injured on the job. Give me a call at (509) 491-6058 so we can chat about workers comp coverage.

Coverage is not available in all states. Details of coverage, limits, or services may not be available for all businesses and vary in some states. Workers compensation insurance policies are written by COUNTRY Mutual Insurance Company®️. In some states where COUNTRY operates, policies may be purchased through CC Services, Inc., from a non-affiliated third-party insurer. CC Services, Inc. is also known as CC Services of Illinois, Inc. or CCSI of Illinois, Inc. CC Services, Inc., and its representatives are not licensed in all states.

We can help you protect your business with policies designed to fit your specific needs. Like workers’ compensation insurance, for example. This coverage can help protect you if an employee gets hurt on the job. Book an appointment with me today.

Coverage is not available in all states. Details of coverage, limits, or services may not be available for all businesses and vary in some states. Workers compensation insurance policies are written by COUNTRY Mutual Insurance Company®️. In some states where COUNTRY operates, policies may be purchased through CC Services, Inc., from a non-affiliated third-party insurer. CC Services, Inc. is also known as CC Services of Illinois, Inc. or CCSI of Illinois, Inc. CC Services, Inc., and its representatives are not licensed in all states.

Do you have a loved one heading to college? Share our tips to protect your college student from on-campus losses:

▪️ Don’t leave valuables unattended in public areas.
▪️ Use GPS tracking apps or hardware on your smartphone or other devices to keep track of where your items are.
▪️ Create a list of your valuables with photos and serial numbers.
▪️ Register your valuables with the campus police.
▪️ Always lock your dorm room doors and windows.
▪️ Hide your valuables in your dorm

Wondering if your home insurance will cover your college student? Give me a call today at # # #- # # #- # #

6 Tips to Protect Your College Student from On-Campus Losses Home insurance protection and a few safety tips can keep your valuables secure on campus.

Make sure all drivers for your business are protected by listing them on your auto policy. Keep your employees safe with auto insurance from COUNTRY Financial. Contact me today to ensure your business has the protection you need.

Insure with confidence. AM Best* rates us “A+ (Superior)”** for financial strength and ability to meet client obligations. COUNTRY Life Insurance Company®️, our issuer of life insurance, has been in a top AM Best rating category for 90 consecutive years. Contact me today!

*For the latest rating, access ambest.com.
**AM Best's rating report 2023

Looking to replace your car insurance? Switch to COUNTRY Financial and you can get discounts up to 20%. Let’s talk!

If someone depends on you financially, you probably need life insurance. Use this easy tool to see how much life insurance you need to protect your family: www.countryfinancial.com/LifeNumber

Outlive your life insurance and get your premiums back? Yep, we do that – and you can spend the money any way you want! Comment your questions about Return of Premium and I’ll give you a call. (The Return of Premium Rider returns the annual premium paid for the base policy and the Return of Premium benefit. It does not return premiums paid for additional charges or optional benefits. See your rider for full details.) https://bit.ly/38NWpi4

People talk about deductibles a lot. But do you know what a deductible actually is?

We put together a quick article on all the things you need to know about deductibles. Check out our article or call me at 509-491-6058 to discuss your questions.

What is a Deductible? Insurance deductibles are what policyholders must pay when they have a car or home insurance claim before the insurance company pays the remaining repair cost.

Do you worry about life’s unexpected financial storms? You may want to protect yourself with umbrella Insurance.

Book an appointment with me today to discuss your coverages and see if umbrella Insurance will fit your needs.

Umbrella policy 101: What is Umbrella Insurance Umbrella insurance offers a layer of liability insurance beyond the coverage provided in home and car insurance, providing protection against major claims or lawsuits.

Looking for ways to save money on insurance?
Reexamining your insurance policy?
Going through a major lifestyle change?
Buying or receiving valuable items?
Looking for quality of life and property improvements?

If you answered yes to any of these questions, call me today!

509-491-6058

https://cfin.us/4501JKO

With lots of changes with insurance lately let’s take a look and see what you have/need and compare rates!

5 Reasons to Meet With Your Insurance Agent Meet with your insurance agent to save money on insurance and review your policy. Connect with a COUNTRY Financial agent to review your insurance coverage.

Life insurance is as important as auto insurance. Why don’t you have any??

We get high marks! COUNTRY was named to the Ward’s 50 list of top performing life insurance companies for 2023. Contact COUNTRY Financial today to learn more about how we help our clients protect what matters most.

Does your farm have the correct coverage?? With the fires and winds around here how would that effect you if you lost tractors or livestock?

Wishing you all a safe and happy 4th of July!

How much life insurance do you need? It depends on why you need it and who you’re protecting. Our handy online calculator makes the how much question easy to answer. Click now to discover how much you might need – or call me so we can talk about it together! https://bit.ly/2L7eShr

Summer brings backyard barbecues, pool parties, and a higher risk of accidents.

509-491-6058 or [email protected]/bookings/" rel="ugc" target="_blank">https://outlook.office365.com/owa/calendar/[email protected]/bookings/ to review your policies and make sure your summer activities are properly covered.

Backyard Safety Tips for Pools, Trampolines and Playgrounds Create a fun backyard for friends and family and follow summer safety tips to keep people safe and protect your finances with home liability insurance.