Joyce Burkeen,Assoc. Broker, Berkshire Hathaway HomeServices PenFed Realty

This report found that email reminders from your bank help credit card users cut spending by 2 percent.

Small Reminders Can Reduce Credit Card Debt No one wants to be reminded by their bank that using a credit card too much is a bad idea. It’s a ru...

Avoid becoming a victim of debt collection scams by paying attention to these red flags.

How to Check If a Debt Collector Is Legitimate Figures from the Consumer Financial Protection Bureau (CFPB) show that about 70 million people—more ...

Helpful tips for managing your budget.

5 Reminders to Keep In Your Wallet Your purse or wallet can be more than just a place to pull your money out of so you can spend it. It...

Checking your credit report often can help you spot unauthorized inquiries.

How to Deal with Unauthorized Credit Inquiries Unauthorized credit inquiries are a sign that someone has fraudulently applied for credit in your na...

Have kids? It's never too early to start preparing for college, and student loans aren't the only way to fund their education.

Alternative Ways to Fund a College Education The average student loan debt for a college graduate in 2016 was $37,172, according to Forbes. That’...

How smart is your home? Here are six tools that will take your house to the next level.

Smart Home Gadgets That Will Elevate Your Home Technology seems to mutate with the speed of light, but is your home keeping up with the changes? Sm...

A credit score takes time to build, so starting young is important. College students can start by paying their student loans on time.

Managing Credit Responsibly as a College Student Building good credit in college is one of the best financial moves students can make. Having good cr...

While having their own room can promote independence, sharing with a sibling has myriad advantages.

Top Benefits of Having Kids Share a Room If you have or plan to have children and you’re shopping for a new home, one of the most impor...

Closing a credit card account can hurt your credit score, but there are other options if you no longer use it.

What Happens If You Cancel a Credit Card? Canceling a credit card that you rarely use or have paid off can feel good. It can give you a sense ...

Lose your wallet? Call the credit bureau and ask for a fraud alert. Here are some important steps to take.

Steps to Take After Identity Theft Reacting quickly is essential after you’ve been the victim of identity theft. It can lessen the dama...

Child ID theft can take years to uncover so keep an eye on the following.

How to Protect Your Kids from Identity Theft Children are often victims of identity theft for two reasons: They have a clean identity that probab...

How many hours of sleep do your kids need? Read on for the answer.

Is Your Child Getting Enough Sleep? Everybody needs sleep, but many of us don’t get enough. This can make it hard to get through the day...

Did you know you can keep ants out of your kitchen with a lemon?

How to Keep Pests Out of the Kitchen No matter how much of a critter lover you may be, pests in your kitchen is never fun. But many consu...

They add up! Avoid bank fees, like ATM charges, with these tips.

How to Avoid Bank Fees The average bank fee for overdraft protection is $33. Make the mistake of not having enough money in...

Pro You may not even need wedding insurance!

Pros and Cons of Wedding Insurance Rain, the bride falling into a pool, a wedding cake falling over, and deposit money that’s lost beca...

Is your children's artwork taking over your home? Here's how you can save their creative projects without creating clutter.

Family-Friendly Artwork Apps In the age of apps, there’s more to preserving the masterpieces your children create than just stick...

Short answer a lot. What preventative measures are you taking?

Your Credit Card: What's in it for Thieves Online security breaches where retailers are hacked and customers’ credit card information is stolen...

Can't afford the cost of new wood flooring? These four look-alikes come close to the look you want at half the price or less.

Wood Floor Alternatives Worth a Second Look Wood floors are a top choice for modern homeowners. Proponents believe they offer warmth as well as ...

Did you know the average retirement lasts 18 years? Be ready financially with these tips.

Making Your Money Last Long Into Retirement The average length of retirement in the United States is 18 years, according to the U.S. Census Bure...

Do you pay your credit card bill in full each month? If not, you could be throwing away cash-back bonuses.

Cash-Back Credit Card Mistakes to Avoid A cash-back credit card can result in 5 percent or more back on your purchases, essentially giving y...

Have you noticed cracking on your floors or walls? It might be a foundation issue.

How to Spot Foundation Problems The foundation provides support for your entire house, so keeping it level and in good condition is ...

Want to lift your spirits and feel yourself relax? Try these eight tricks to make your bathroom feel like a spa.

Transforming Your Bath Into a Spa A long soak in a bubble-filled tub can feel like heaven after a hard day at work—and soaking in a ba...

Have you tried any of these unique home accents?

Unique Home Accents to Make Your Home More Fun Are you looking for out-of-the-box decorating ideas for your space? Below are a handful of interesti...

Don't pick your houseplants on a whim!

How to Choose the Best Houseplants Just like picking paint and furniture, it’s important to spend time choosing the best plants f...

Have a baby on the way? Designing a nursery for a friend? Consider these neutral colors.

Move Over Pink and Blue: Neutral Colors for Baby's Room Are you planning a nursery for a babe-on-the-way? Whether you’re waiting to learn the babyR...

Don't fret about cleaning those pesky window screens!

5 Steps for Clean Window Screens Cleaning your window screens is a chore few homeowners look forward to. No matter how shiny you can ...

Looking to keep your computer files safe? Take this precautionary step.

Using Encryption to Protect Your Computer No matter how complex your computer password is, it isn’t enough to stop a thief from using other me...

Six months is just the start. There's a lot to consider.

How Much Do You Need for an Emergency Fund? An emergency fund should cover disasters such as a job loss, sudden illness, broken car or other cat...

If this isn’t uplifting, I don’t know what is.

See more: https://www.realsatisfied.com/Joyce-Burkeen

Here are some ways to help a spouse with poor credit.

Improving Your Partner's Low Credit Without Hurting Yours If your partner brings poor credit to the relationship, it can be an issue you should probably fix t...