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The subject of cremation and scattering cremated remains, or ashes, has come up several times lately. If cremation is your preferred choice, please take the time, on behalf of your future surviving family members, to read this info.

Excerpted

Deciding where to scatter the cremated remains of a loved one involves considering the deceased’s personality and how they want to be remembered. As you’re choosing the perfect location, you’ll also need to remember to check where you can and can’t scatter cremated remains.

Recent funeral trends show a growing number of people are choosing cremation over other disposition methods. As cremation becomes more popular, people are getting more creative in planning what to do with cremated ashes. Ideas range from creating jewelry with them to shooting them into the sky with fireworks.

As grand as those ideas may seem, they might not be considered legal in your state. Whether you’re preplanning a cremation funeral service or carrying out your loved one’s wishes, you need to research the legality of your plans.

Options for scattering cremated remains
Before you choose the location for scattering cremated ashes, you should decide how to scatter ashes using one of the following methods:

Casting
This is the technique most people think of when scattering cremated remains. Casting involves throwing cremated ashes directly into the wind.

Trenching
This process involves digging a hole and either placing the cremated remains directly into the ground or pouring them in a biodegradable urn that is buried in the earth.

Raking
This method involves spreading cremated remains across the soil and using a rake to mix them into the earth.

Where cremated remains can be scattered
Whether you want your final resting place to be in a favorite vacation spot or in a location that holds special meaning to you, it is important to know where you can legally scatter cremated remains.

Each state has different laws and regulations for where you can scatter cremated ashes. Research the burial and cremation laws of the state you reside in or the state where you are planning to scatter the cremated remains.

https://www.gwic.com/Education-Center/Cremation/Where-you-can-and-can-t-scatter-cremated-remains

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10 Best Places to Start a Business in the US in 2022 - StartupGuys.net Are you setting up a business in the United States of America? Well, if you’re a resident of the US, this might seem like a simple enough task - you’ll probably choose to incorporate it in your home state. However, if you’re not from the area, choosing the best place to start a business in the...

Having the right amount of life insurance can help beneficiaries cover costs like living expenses or debts. And given the COVID-19 pandemic, this safety net perhaps feels all the more necessary.

But historically, life insurance was often sold to African Americans as burial insurance — smaller, cheaper policies that cover the bare minimum. “Those door-to-door salesmen weren’t always truthful with them,” says Jessica Smith, an insurance agent in Marietta, Georgia, and clients weren’t told about other options.

To get your questions answered about the appropriate and adequate term, whole/permanent or UL insurance coverage for you or your family members call Kevin @ today.

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919-467-7745

Discriminatory Practices Leave Black Americans With Less Life Insurance - NerdWallet Years of discriminatory practices have led to a life insurance coverage gap between Black and white Americans.

A new industry study reveals that auto insurers charge Black drivers with good records more than white drivers with bad records — among other racist practices.

”Cities and towns with majority Black residents experience among the highest quote prices compared to cities of any other racial makeup, regardless of how clean their driving record is,” the report states. “A driver with a clean record living in a majority-Black neighborhood pays almost 20 percent more for car insurance on average than a driver living in a majority-White neighborhood who has prior driving offenses.”

To get your questions answered about the appropriate and adequate auto, motorcycle, boat, RV and ATV insurance coverage for you or your family members call Kevin @ today.

919-467-7745

U.S. Auto Insurance Industry Admits Systemic Racism Auto insurers charge Black drivers with good records more than white drivers with bad records — among other racist practices.

The key insight from the survey shows that while Black respondents are more likely to have life insurance, their coverage amounts are strikingly lower than what is recommended to adequately protect their families' financial futures. Eighty-one percent of Black respondents indicate they have life insurance, either through work or individually, compared to 70 percent of white respondents. Median incomes for the Black and white survey respondents are similar: Black respondents earn $50,162 and white respondents earn $54,823. Yet when asked about their existing life insurance coverage amounts, white individuals state they have a median coverage amount of $150,000, while Black individuals report having $50,000 in coverage.

To get your questions answered about the appropriate and adequate term, whole/permanent or UL insurance coverage for you or your family members call Kevin @ today.

You're not promised tomorrow.

919-467-7745

Despite being more likely to have life insurance, Black individuals are far more underinsured than whites /PRNewswire/ -- Important research today from Haven Life reveals that Black individuals are far more underinsured than white individuals. Haven Life, a...

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Are you setting up a business in the United States of America? Well, if you’re a resident of the US, this might seem like a simple enough task – you’ll probably choose to incorporate it in your home state.

https://www.startupguys.net/7-best-places-to-start-a-business-in-the-us/

10 Best Places to Start a Business in the US in 2022 - StartupGuys.net Are you setting up a business in the United States of America? Well, if you’re a resident of the US, this might seem like a simple enough task - you’ll probably choose to incorporate it in your home state. However, if you’re not from the area, choosing the best place to start a business in the...

May is DIAM - Disability Insurance Awareness Month

Statistics show that one in four people will need time off work because of an illness or injury BEFORE retirement age. That's where disability insurance can help you and those you care about.

Disability Insurance Awareness Month is a great time to learn more about the protection options of short and/or long term disability insurance including - #1 replacing LOST income; #2 providing funds to help with monthly debt obligations; and #3 paying for monthly installment loans.

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