Your Real Estate Angel

Happy Friday!!
This is a topic I'd like to share with the sellers out there. I am here to answer any questions that you have about selling so please reach out to me. No question is silly or stupid.
I look forward to talking to you and helping you thought this process.

Your Real Estate Angel
916.347.8502
#02080725
angelachapmanthomas.exprealty.com



https://angelachapmanthomas.exprealty.com/blog/250635/Sellers%3A+Do+not+make+this+%231+mistake!++Overpricing+their+home!

Omg!!! I have to share this.....my clients wrote me this beautiful recommendation letter! I can't lie, I teared up. I sold their home for them, got the list price in 5 days, 21 day escrow and the buying agent and clients were wonderful too!! I love making people happy!! Give it a read.
From Mike and Donna Marando

What You Need To Know About Today’s Down Payment Programs.

There’s no denying it’s gotten more challenging to buy a home, especially with today’s mortgage rates and home price appreciation. And that may be one of the big reasons you’re eager to look into grants and assistance programs to see if there’s anything you qualify for that can help. But unfortunately, many homebuyers feel like they don’t know where to start.

A recent Bank of America Institute study asked prospective buyers where they lack confidence in the process and need more information. And this is what topped the list:

53% said they need help understanding homebuying grant programs.

So, here’s some information that can help you close that gap.

What Is Down Payment Assistance?
As the Mortgage Reports explains:

“Down payment assistance (DPA) programs offer loans and grants that can cover part or all of a home buyer’s down payment and closing costs. More than 2,000 of these programs are available nationwide. . . DPA programs vary by location, but many home buyers could be in line for thousands of dollars in down payment assistance if they qualify.”

And here’s some more good news. On top of all of these programs, you probably don’t need to save as much for your down payment as you think. Contrary to what you may have heard, typically you don’t have to put 20% down unless it’s specified by your loan type or lender. So, you likely don’t need to save as much upfront, and there are programs designed to make your down payment more achievable. Sounds like a win-win.

First-Time and Repeat Buyers Are Often Eligible
It’s also worth mentioning, that it’s not just first-time homebuyers that are eligible for many of these programs. That means whether you’re looking to buy your first house or your fifth, there could be an option for you. As Down Payment Resource notes:

“You don’t have to be a first-time buyer. Over 39% of all [homeownership] programs are for repeat homebuyers who have owned a home in the last 3 years.”

Additional Down Payment Resources That Can Help
Here are a few of the down payment assistance programs that are helping many buyers achieve their dream of homeownership, even now:

Teacher Next Door is designed to help teachers, first responders, health providers, government employees, active-duty military personnel, and Veterans reach their down payment goals.
Fannie Mae provides down payment assistance to eligible first-time homebuyers living in majority-Latino communities.
Freddie Mac also has options designed specifically for homebuyers with modest credit scores and limited funds for a down payment.
The 3By30 program lays out actionable strategies to add 3 million new Black homeowners by 2030. These programs offer valuable resources for potential buyers, making it easier to secure down payments and realize their dream of homeownership.
For Native Americans, Down Payment Resource highlights 42 U.S. homebuyer assistance programs across 14 states that ease the path to homeownership by providing support with down payments and other associated costs.
If you want more information on any of these, the best place to start is by contacting a trusted real estate professional.

They’ll be able to share more details about what may be available, including any other programs designed to serve specific professions or communities. And even if you don’t qualify for these types of programs, they can help see if there are any other federal, state, and local options available you should look into.

Bottom Line
Affordability is still a challenge, so if you’re looking to buy, you’re going to want to make sure you’re taking advantage of any and all resources available.

The best way to find out what’s out there is to connect with my team of real estate professionals, including a trusted lender. We are here to assist and help you in this journey. Please ask any questions.

Your Real Estate Angel
916.347.8502
#02080725

Happy Father's Day to all my Friends, Family and Associates that are Fathers!! You are appreciated and loved!
⛵️⚓️💙

Hello Friends! Here is some information for you about your equity in your home and the possibilities that you have to help you make that move that you wan to make....
Reach out to me and I'd love the opportunity to help you achieve your goals.

Your Real Estate Angel
916.347.8502
#0280725
NewVision
eXp Realty of California ,Inc.

https://angelachapmanthomas.exprealty.com/blog/242465/Your+Home+Equity+Could+Help+You+Move!

Your Home Equity Could Help You Move! FacebookTwitterPinterestLinkedInMany homeowners looking to sell feel like they’re stuck between a rock and a hard

Congratulations to My Sellers!! I'm excited for them and I'm blessed that they trusted me with their journey. We did it!! My Team & I got them full price offer in 5 days, and a shorter close. All parties are happy!!
If you are interested in selling or buying, give me a call or send me a DM.
It's Passion to help People find a Place Called
H O M E 📫

Your Real Estate Angel
916.347.8502
#02080725

If you are looking to move into Fair Oaks, let's check out this open house this Saturday 11am to 1pm. DM me to set an appointment to view this home. I'd love to help you find a place called H O M E!
Call me!
Your Real Estate Angel
Angel Chapman-Thomas
916.347.8502
#02080725
angelachapmanthomas.exprealty.com
https://myre.io/0Qv7HTV627Pv

8773 Mohawk Way, Fair Oaks, CA, 95628 Welcome to your dream home in the highly sought after Fai...

This is for the ones that asked what's new and listed in Fair Oaks. Clink on the link below to see the new listings and upcoming Open Houses. Reach out to me to schedule a viewing or if you'd like me to answer any questions you may have.

Your Real Estate Angel
916.347.8502
#02080725
eXp Realty of California, Inc.

#916

Just Listed Homes in Fair Oaks CA Search all available properties including Homes via the MLS in Fair Oaks, CA - brought to you by Northern / Central Valley - eXp Realty of California, Inc. CA DRE #01878277

Good morning and Hope everyone had a great weekend with family and friends.
So I have a link that you can click below to see the recent foreclosures in the area. Some people like the thought of foreclosures and possibilities. If you're interested, Call me and we will set up a viewing.

https://angelachapmanthomas.exprealty.com/index.php?advanced=1&display=Sacramento&areas%5B%5D=county:Sacramento:ca&beds=0&baths=0&min=0&max=100000000&minacres=0&maxacres=3000&minfootage=0&maxfootage=30000&walkscore=&yearbuilt=0&options%5B%5D=foreclosures&types%5B%5D=9&types%5B%5D=43&types%5B%5D=17&types%5B%5D=4&types%5B%5D=2&types%5B%5D=15&types%5B%5D=5&types%5B%5D=20&types%5B%5D=8&types%5B%5D=55&types%5B%5D=32&types%5B%5D=1&types%5B%5D=31&sortby=listings.listingdate+DESC&addht=forclosures&agency_photos=&view_timing=2

Your Real Estate Angel
916.346.8502
#020080725

Foreclosures Business Op, Commercial, Condos, Income, Land, Mobile Home, Single Family in Sacramento County CA Search all available properties including Business Op, Commercial, Condos, Income, Land, Mobile Home, Single Family via the MLS in Sacramento County, CA - brought to you by Northern / Central Valley - eXp Realty of California, Inc. CA DRE #01878277

https://angelachapmanthomas.exprealty.com/index.php?advanced=1&display=West+Sacramento&areas%5B%5D=city:West+Sacramento:ca&beds=0&baths=0&min=0&max=100000000&minacres=0&maxacres=3000&minfootage=0&maxfootage=30000&walkscore=&yearbuilt=0&types%5B%5D=1&sortby=listings.listingdate+DESC&agency_photos=&view_timing=2

Homes in West Sacramento CA Search all available properties including Homes via the MLS in West Sacramento, CA - brought to you by Northern / Central Valley - eXp Realty of California, Inc. CA DRE #01878277

Here we go!!! Check out this new listing!!! Located in Fair Oaks, and located by North Ridge Private Gold Course!!!
This beautiful home is waiting for a family like you!! Nestled on .30 acres, 2201 sq ft, 3 bedroom, 2 bath, whole house fan, granite countertops throughout....and much more!! Check it out for yourself!! The backyard is an oasis of its own and with RV access and storage.
Reach out to me with any questions.

Your Real Estate Angel
916.347.8502
DRE #02080725

5352 Wedge Circle, Fair Oaks, CA, 95628 Your search for your dream home stops here!! Locate...

Happy Tuesday Friends.....
I am looking for a landscaping and yard maintenance company for my client. He needs a clean up and regular care. Please reach out ton me @ 916.347.8502
Thank you in advance!!

Your Real Estate Angel
DRE #02080725

Dear Esteemed Clients,

I hope this message finds you well and ready to embrace the opportunities of the upcoming weekend.

I am pleased to inform you that today, I have meticulously curated a selection of properties currently available in the enchanting city of Fair Oaks. This compilation is designed to cater to those among you who are contemplating a relocation to this beautiful locale.

Please feel free to reach out should you have any inquiries or require further assistance. It is my pleasure to guide you through your real estate journey.

Warm regards,

Your Real Estate Angel
916-347-8502
#02080725
NewVision
Brokered by eXp Realty

Homes in Fair Oaks CA Search all available properties including Homes via the MLS in Fair Oaks, CA - brought to you by Northern / Central Valley - eXp Realty of California, Inc. CA DRE #01878277

Hi Friends.....I love sharing family businesses/ mom & pop companies, etc.
This is a Shout Out To Stacy Lynn Rose, one of my besties!!!
She has been a massage therapist for 25+ years and is absolutely amazing and talented in her craft! To come across a person who is so compassion and loving about what she does, is a rare opportunity to have this experience with her! You will feel refreshed, renewed and feel alive once again! Stacy can help you with your pain, struggles, and goals of what you want to achieve with your body. My massage experience with Stacy is so amazing and refreshing! I feel like a new person, my body feels so damn good! I have issues with my sciatic and lower back. Between my sessions with her and my chiropractor, I'm feeling better everyday!!
In my opinion, Stacy is the Best Ever to get a massage from.....Trust me! And Thank me later!!
Taking care of you body is 1st and foremost. You deserve to be pampered and cared for. Take time out for yourself!
Reach out to Stacy Lynn Rose to book an appointment today!!
Love & Peace
Angel

New Listing!!!
Open House
Saturday March 11th 12pm to 3pm
I'm so exciting for you to see this new listing. Come check out the open house! This home is located in the heart of Rocklin, CA. Make this 3/2.5, approx. 2485 sq ft home yours!! The community is so wonderful, with great schools, shopping and much more!! And did I mention the beautiful park
to play Basketball, trails to walk and exercise on?
Offered at $649,900
I look forward to seeing you! Have a Beautiful Weekend!
Your Real Estate Angel
916.347.8502
#02080725

🏠Open House 🏠
Saturday 10am to 1pm w Alex Chavez, 1pm to 4pm with Angel Chapman Thomas.
Sunday 10am to 1pm with Alex Chavez, 1 pm to 4pm with Nestor Zelinskiy
Come by and check it out!
All this home needs is your Love
Your Real Estate Angel
916.347.8502
#02080725

💥Listing Update💥
I'm hosting an open house tomorrow, Saturday 12 to 3
5945 Wedgewood Ave Carmichael
Offered at $1,199,000
4/5 Bedrooms
4 full Bathrooms
The layout of this home makes it perfect for family gatherings and entertainment!
And is nestled on .77 acres which is splittable or an ADU can be added to the property for more room for your family.....the ideas are endless!
Stop by tomorrow and check it out!

Your Real Estate Angel
#02080725
916.347.8502
#916

* NEW LISTING *
OPEN HOUSE 1PM TO 5PM FRIDAY
SATURDAY 12PM TO 3PM
This is a must see!
Beautiful fully remodeled 4/5 bedrooms 4 bathroom home nestled in oaks trees on .77 acres with a creek. You'll feel like you're in the country but Located in the heart of Carmichael. Stunning granite countertops, with an open family room and dining area. Fireplace, whole house fan, 2 master suites, 2 bedrooms, and a downstairs living quarters, 4 full bathrooms, 2 decks on the back side of the home to watch the deer and birds. Separate living room with a reading area that overlooks the outdoors. Many special details that make this home quite unique, and the property is splittable or you can add an ADU! Come and see this beautiful home!
5945 Wedgewood Ave Carmichael, CA 95608
Offered at $1.249,000.00

Your Real Estate Angel
DRE #02080725
916.347.8502
Helping you find a HOME is my Passion!!!
I love my Team and we all look forward to assisting you in your Real Estate Needs.

Staging Done by Ashley Stone Mulkey
Photography Done by Savannah Schenk



#916

Our 1st warm fire to kick off the New Year ✨🪄⭐✨🪄 ⭐

Take one step at a time, keep your goals moving up, and always know what your "Why" is. Why are you working towards your goals? Why are you motivated? Why are these things important to you?
Know whatever your goals & dreams are, You can make them come true. Believe in yourself. Never give up. Conquer everyday with a positive attitude. Do the best you can!!
Just be You. You can do this because you're Amazing!!
Here's to an amazing 2022! ✨🪄⭐

Happy New Year to all of you!
Let's make 2022 a year to remember with lots of Love & Laughter, Peace & Positivity!
I'm so grateful for my family and friends.....thank you for all your love & support and for being by my side, creating amazing memories, and lasting friendships!
Cheers!! Here's to all of Us!! ⭐💜🪄✨
And here's to my Ride or Die, my amazing Husband, my Big Daddy, my Best Friend, & my biggest Fan!! I love you for many lifetimes!!! 💜✨⭐🪄💜

Here we are celebrating the best of our days.....Our Tribe is awesome!!!
Your beanie looks so fabulous on you!!!! Thank you for helping me make my besties Christmas bright!! You are a Warrior and an amazing soul !! I love you!!
We can't wait for to get home.

For those that don't know much about Love Your Melon, they donate 50% of their profit to help those battling childhood cancer & their families. What a better way to show love for those who have battled and succeeded to get their lives back on track & live life to the fullest!
My girls in my Tribe are Warriors & take no sh$$, and tell cancer to F off!!
We have fun celebrating life day to day together. And thank you my Tribe for making life beautiful!!
🪄✨💜⭐

We are the right kind of crazy......just the way we like it! Hope everyone had a wonderful Christmas!
❄️🎄✨🪄⭐💜

Our Christmas memories.....sorry for the late photo Dump🥰🎄❄️🪄✨⭐
We had a great bday& Christmas celebration!! More to be had!! I love my Tribe ⭐💜✨🪄❄️🎄

More Christmas pix of Our Family 🎄💜✨🪄

Lil snipettes of Our Family on a Magical Day ✨🪄⭐💜⛄🎄

Wishing you all a very Merry Christmas, filled with lots of laughter & fun!! Let the joy be shared by all and love fill your hearts
Merry Christmas 🎄✨⛄⭐🪄❤️✨

Happy 17th birthday to You Morgan, my Lil Bit. You make my heart so full, and make all of ours lives so happy with Joy & Happiness. To have all of us coming together and celebrate you is amazing!! Amazing beyond words. We are so proud of you, and I'm blessed to be your mom in this lifetime. Thank you for chosing me to be your mom. I love you to the moon and back ⭐🪄✨💜 we all do!!! Happy birthday!
Love,
Mom