Richard Neal Reverse Mortgage Specialist Edge Home Finance

Reverse Mortgages, like many of the myths surrounding them, are not the "loan of last resort"...read more here from investment news

The reverse mortgage seeks a home with affluent investors The combination of housing wealth and retirement could mean a lot of new business for the reverse mortgage industry.

Great news! I am now licensed in Arizona! Now, in addition to CA, UT and NV, I can help you with your Reverse Mortgage needs in AZ. Contact me at [email protected] or 916-316-0805, to learn more about how a Reverse Mortgage could be beneficial to you!

Learn more about Reverse Mortgage Loans and the ways they can benefit you. You will be amazed at what they provide. Contact me with any questions - Rick Neal 916-316-0805 or email me at [email protected].

Benefits of a Reverse Mortgage Line of Credit - Smartfi Wholesale The reverse mortgage line of credit is a unique financing tool with several benefits for senior homeowners. Let's explore five of them.

Here's a great article about Reverse Mortgage loans and how they can be helpful.

Should Mom Or Dad Get a Reverse Mortgage? - NRMLA   As part of NRMLA’s ongoing efforts to promote , the PR Committee has created a new tri-fold brochure, titled “Should Mom Or Dad Get a Reverse Mortgage?”, that we … more Should Mom Or Dad Get a Reverse Mortgage?

Here's a great article on how the equity in your home can be help during these tough economic times.

No wants a lifeboat until… Like a passenger on the Titanic discovering the dining table they ate on the evening before is now their life raft, many older homeowners may discover their home was their saving grace all along

You are invited to join Guild Mortgage's Executive Vice President of Capital Markets, David Battany, for a Zoom webinar as he shares valuable information on the markets, inflation, interest rates, and the future of our economy. No RSVP is required. Just use this link to join us, https://guildmortgage.zoom.us/j/95209407627
on September 15th at noon. You don't want to miss this one.

Here's a great article with helpful information on Reverse Mortgage Loans.
https://www.far.com/blog/the-pros-and-cons-of-a-reverse-mortgage/

The Pros and Cons of a Reverse Mortgage - FAR It's important to understand the pros and cons of a reverse mortgage. Here's how to determine if this is the right option for you.

Here's a great article on Reverse Mortgages.

Retirement Wizardry: Where the Smart Money Meets Reverse Mortgage Magic Fans of the Harry Potter books may not realize that Hogwarts’ headmaster, Albus Dumbledore, also knew something about smart retirement planning. That’s what happens when you live to be 150.

Here's one of the ways a Reverse Mortgage Loan can be beneficial to you. Contact me today to learn about this option and others.

Let your home equity work for you when you stop working. If you are feeling like you might not be financially prepared, you are probably one of many who feel the same way. The financial side of retiring can be daunting and something you should have a plan for. One of your biggest assets could be the equity in your home, so why not consider that as part of your financial plan for retirement.

The article below offers insight into how helpful a Reverse Mortgage loan can be. Please feel free to contact me for more information.

Kiplinger Article Highlights Reverse Mortgage Benefits

Kiplinger, one of the oldest and most widely read personal finance publications in the world, published a comprehensive article on the strategic use of home equity that included a section on reverse mortgages.

Reporter Patricia Esswein interviewed Ray and Anne Smith, of Jasper, GA, to illustrate the impact that a reverse mortgage can have on a retirement plan. The Smiths, who are in their 70s and drawing retirement funds from Social Security and an IRA, refinanced into a reverse mortgage this past spring. The proceeds paid off an $80,000 mortgage balance and credit card debt, with the remaining $150,000 being set aside in a line of credit.

“I wanted to make sure we will be comfortable and can live in this house as long as we want to,” says Ray.

Esswein’s article offers a balanced look at how reverse mortgages work and advises consumers to visit NRMLA’s consumer site, ReverseMortgage.org.

An excellent overview from a CPA, and retirement expert, featuring innovative strategies for creating and optimizing retirement income.

Please contact me so I can help further educate you on how a reverse mortgage can play a strategic role in your retirement.

https://www.thestreet.com/retirement-daily/planning-living-retirement/reverse-mortgages-could-play-a-key-role-in-retirement-plans

Not Your Father’s Reverse Mortgage Monetizing housing wealth should be part of the retirement-income discussion. And reverse mortgage should be part of that discussion

More than ever, we need to come together to strengthen our communities. is a new global day of giving and unity that will take place on May 5, 2020 as an emergency response to give to those affected by COVID-19. As a company, we're supporting this cause by matching employee donations. Mark your calendars and let's do what's right together.

Avoid Getting Caught Up In Coronavirus Scams Involving Your Mortgage Financial abuse during the coronavirus pandemic can take many forms, from promising immediate relief from foreclosure or demanding cash for counseling services.

Thank you to all the first responders, healthcare workers and everyone else on the front lines during this time. 🏥

Use video chat! Seeing other's faces makes a huge difference in the connection you feel. Whether you use Google, Skype, Teams, Facetime or a bevvy of others, find the app that works for you. Pro tip: most people stare at the thumbnail of themselves self-consciously. Ignore that corner and make eye contact with those you are speaking to! 💻

How to coronavirus-proof your home Life under coronavirus means staying at home as much as possible — but you’ll likely need to make a trip to the grocery store or pharmacy at some point. We’ve got tips to make sure you don’t bring the virus back home with you.

Turn the off switch: Set aside time for certain tasks and keep to a schedule. Otherwise, work and life can meld into one long day that never ends. Set boundaries and let both work and family know when you are committed to one or the other. ⌚

Change your atmosphere now and then: people experience 'cabin fever' when their brain sees the same thing with no deviation for too long. To stay inspired, take regular breaks from work, go for a walk or even get some exercise in front of the TV in another room for a few minutes. ⏳

Today is National Doctors` Day and we want to thank doctors for keeping our community safe and healthy. You are our heroes! 🏥

Dress for success! To get work done at home you need to follow the same discipline as you would when showing up for anything you do intentionally. Keeping to a routine and outfitting for the part builds confidence. 🏡

Everything in it's place: set aside a place to get work done that is removed from distractions and not your bedroom, which should be associated with rest, not work. 😉

Today is the first day of Spring. Have a great day!

Happy President's Day!