Ronil Dwarka Equity Smart Home Loans

Ronil Dwarka Equity Smart Home Loans

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Meeko Li
Meeko Li

Real estate home buying & selling services, & mortgage services all under the same roof.

05/16/2024

New Listing in Sacramento

prospectorrem.metrolist.net

05/05/2024

Call me for HELOCs

How Home Equity Can Help With Retirement 03/26/2024

How Home Equity Can Help With Retirement Home equity can help with retirement. Explore different ways you can tap into your home equity to support your retirement.

Does the Bank Own Your House With a Reverse Mortgage? - Seniority 02/28/2024

Does the Bank Own Your House With a Reverse Mortgage? - Seniority Asking, "Does the bank own your house with a reverse mortgage?" A reverse mortgage taps home equity, but the bank does not own the house.

How interest rates have changed over the last 12 months for mortgages, car loans, credit cards and more 02/21/2024

How interest rates have changed over the last 12 months for mortgages, car loans, credit cards and more As markets look toward potential interest rate cuts in 2024 from the Federal Reserve, these five charts show how rates have fluctuated over the last 12 months.

What Is "Non-Recourse" in a HECM? 02/05/2024

What Is "Non-Recourse" in a HECM? Non-recourse status is an important benefit of a home equity conversion mortgage. Here's how it works and what it offers consumers.

8 Reasons to Put Your Home in a Trust 02/05/2024

8 Reasons to Put Your Home in a Trust Putting your home in a trust could benefit you and your heirs. Consider these advantages when deciding to put your home in a trust.

Home prices began to cool in November after nine straight months of gains, S&P Case-Shiller says 02/04/2024

Home prices began to cool in November after nine straight months of gains, S&P Case-Shiller says Home prices in November fell 0.2% from October, according to the S&P CoreLogic Case-Shiller national home price index.

Reverse Mortgage: Applying in 7 Steps 01/23/2024

Reverse Mortgage: Applying in 7 Steps From counseling to getting the funds, here are seven steps you will likely need to take when applying for a reverse mortgage.

Mortgage demand jumps nearly 10% to start the year, even as interest rates tick up again 01/16/2024

Mortgage demand jumps nearly 10% to start the year, even as interest rates tick up again Mortgage rates moved a little bit higher last week, for the second week in a row, but are still in a range that consumers appear to like.

Reverse Mortgage Proceeds: Understanding Your Options 12/19/2023

Reverse Mortgage Proceeds: Understanding Your Options A reverse mortgage offers loan recipients options when it comes to receiving proceeds. Use this guide to discover the best choice for you.

There are not enough houses to satisfy demand, says NAR's Tracy Kasper 12/16/2023

There are not enough houses to satisfy demand, says NAR's Tracy Kasper Tracy Kasper, president of the National Association of Realtors, joins 'The Exchange' to discuss the housing market's outlook for 2024, the drop in mortgage rates, and more.

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7736 GEORGE RIVER LANE, SACRAMENTO, CA 95831 | Californiahomebuy 07/03/2023

Landpark/Greenhaven area

7736 GEORGE RIVER LANE, SACRAMENTO, CA 95831 | Californiahomebuy Photos and Property Details for 7736 GEORGE RIVER LANE, SACRAMENTO, CA 95831. Get complete property information, maps, street view, schools, walk score and more. Request additional information, schedule a showing, save to your property organizer.

Mortgage demand grows, driven by sales of new homes 07/01/2023

Mortgage demand grows, driven by sales of new homes While applications for mortgages to buy a home rose week to week, they were still down more than 20% compared with a year earlier.

Reverse Mortgages: Why Financial Advisors Are Recommending Them 06/27/2023

Reverse Mortgages: Why Financial Advisors Are Recommending Them Discover the reasons why more and more financial advisors are recommending reverse mortgages as financial tools for retirement.

Mortgage points may help homebuyers lower monthly costs amid high interest rates. How to know if this strategy is right for you 06/24/2023

Mortgage points may help homebuyers lower monthly costs amid high interest rates. How to know if this strategy is right for you Interest rates are expected to stay high this year, which means mortgages are more expensive. Experts say this strategy can help buyers reduce monthly costs.

New home sales show steep rise in January 02/24/2023

New home sales show steep rise in January CNBC's Rick Santelli reports on January read of new home sales at best level snice March of 2022.

These common misconceptions can prevent you from achieving that perfect credit score 02/20/2023

These common misconceptions can prevent you from achieving that perfect credit score When it comes to credit scores, there are a few things many borrowers often get wrong. Here are the top misconceptions standing between you and perfect credit.

A Guide To Seller Concessions 02/07/2023

The limit for conventional loans depends on how much you’re putting down:

If your down payment is less than 10%, the seller can contribute up to 3%.
If your down payment is 10 – 25%, the seller can contribute up to 6%.
If your down payment is more than 25%, the seller can contribute up to 9%.
If you’re buying an investment property, the seller’s contribution is limited to 2%, no matter what your down payment is.

A Guide To Seller Concessions Seller concessions can help reduce your closing costs, but is it a reasonable request? Learn when it’s a good idea to ask the seller to pay up.

02/05/2023

Buy Downs

2023 Home-Equity Originations Forecasted to Jump 24% - Home Equity Lending News 02/02/2023

2023 Home-Equity Originations Forecasted to Jump 24% - Home Equity Lending News A national credit forecast for next year has annual home-equity production climbing by nearly a quarter from this year. By the time 2022 is finished, a projected 2.7 million home-equity lines of credit and home-equity loans will have been originated, according to TransUnion’s 2023 Consumer Credit ...

3 Ways to Add Creativity to Your Day 11/13/2022

Looking to change the mood of the day? A little creativity can go a long way.

3 Ways to Add Creativity to Your Day Creative-types can feel stalled if they don’t have a frequent creative release. But with work ...

3 Ways to Have Better Communication 11/06/2022

Clear the air with these three communication tips.

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3 Tips to Improve Your Listening Skills 10/30/2022

There is an art to communication. Hone your listening skills with these tips.

3 Tips to Improve Your Listening Skills Are you having trouble communicating with your partner, friends or colleagues? Do you forget what yo...

Your Credit Card: What's in it for Thieves 10/23/2022

Short answer a lot. What preventative measures are you taking?

Your Credit Card: What's in it for Thieves Online security breaches where retailers are hacked and customers’ credit card information is stolen...

How Medical Credit Cards Work 10/16/2022

With no interest charged for a year or so, medical credit cards may be able to help pay your medical bills.

How Medical Credit Cards Work When it comes to paying an unexpected medical bill, there’s often no easy way to do it. Unless you h...

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Now is the perfect time to purchase your home in the greater Sacramento region. First time buyers, investors, relocating?? Rates still low. Please contact us now for a free, no obligation consultation.

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