Creative Capital Management Investments - CCMI

Please join us in congratulating paraplanner Alana Hall on successfully passing the CFP® exam. This milestone demonstrates a dedication to the highest ethical and fiduciary standards in financial planning.

The path to certification requires thousands of hours of rigorous study, coursework, exams, and real-world experience. Alana is now one step closer to earning her marks and achieving her goal.

Well done passing the exam, Alana! We’re excited to watch you grow and support you as you continue to build your experience.

Learn more about Alana:
https://myccmi.com/our-team/alana-hall/

Even if your business exit feels far off, now is the time to think about succession and estate planning to protect what matters most — your business, assets, and heirs — against the unexpected.

Learn more in our blog post:
https://myccmi.com/2024/08/estate-planning-for-business-owners-keeping-your-business-and-personal-finances-safe-in-succession/

Unexpected medical expenses, rising healthcare costs, and longer life spans can affect your retirement and quality of life. Read our blog post to learn why it’s crucial to integrate healthcare planning into your overall retirement plan: https://myccmi.com/2024/08/planning-for-healthcare-in-retirement-in-san-diego/

Safeguarding your personal wealth during succession of your business starts with smart estate and financial planning. Discover how to secure your assets for your heirs in our blog post:
https://myccmi.com/2024/08/estate-planning-for-business-owners-keeping-your-business-and-personal-finances-safe-in-succession/

What if a strategic investment opportunity could help you exclude up to 100% of capital gains while driving small business growth? The Qualified Small Business Stock tax exemption may help you achieve both goals.

Learn everything you need to know to navigate the complexities and realize the benefits of this tax-efficient tool:
https://myccmi.com/2024/07/the-qualified-small-business-stock-qsbs-tax-exemption-and-what-california-business-owners-need-to-know

Business owners, are you aware of the possibly powerful tax benefits of the Qualified Small Business Stock tax exemption? Visit our blog post to learn how it can support your company’s growth and may provide significant savings to shareholders.

https://myccmi.com/2024/07/the-qualified-small-business-stock-qsbs-tax-exemption-and-what-california-business-owners-need-to-know

Stay updated with the latest happenings from CCMI. Learn what we've been up to this month at the office and home.

https://myccmi.com/2024/07/out-and-about-july-2024/

Exciting news! CCMI is a finalist for the 2024 Torch Awards for Ethics by the Better Business Bureau Serving the Pacific Southwest ! We're honored to be recognized among businesses that have generated high trust among their employees, clients, and communities.

As proud members of the San Diego community with families and a deep sense of responsibility, this honor truly reflects our values and dedication to ethical practices. A heartfelt thank you to our clients and our team for your trust and support!
https://myccmi.com/2024/07/ccmi-named-finalist-for-2024-bbb-torch-awards-for-ethics-in-san-diego/

What an honor to be named a 2024 Torch Awards for Ethics finalist in San Diego by the Better Business Bureau Pacific Southwest!

This recognition is a testament to the genuine care we provide to our clients every day and our unwavering commitment to integrity and trust. Thank you for allowing us to be a part of your financial journey!

https://myccmi.com/2024/07/ccmi-named-finalist-for-2024-bbb-torch-awards-for-ethics-in-san-diego/

Planning for retirement can be overwhelming, but the RTX Lifetime Income Strategy (LIS) is an option many may not fully understand. Curious if it's the right fit for you?

Our latest blog post breaks down the pros and cons of LIS and how it works.
https://myccmi.com/2024/06/rtx-lifetime-income-strategy-is-this-option-right-for-you/

The RTX Lifetime Income Strategy (LIS) can affect other decisions in retirement planning — but what is it and is it right for you?

Whether you're in your early career or nearing retirement, understanding the LIS could be an option to having more peace of mind. Our new blog post dives into how the decision to elect LIS during your working years can impact your cash flow decisions in retirement..
https://myccmi.com/2024/06/rtx-lifetime-income-strategy-is-this-option-right-for-you/

Wishing you a fantastic Fourth of July! We hope your day is filled with joy, family, and gratitude for our nation’s freedoms.

It’s never too early to think about retirement. It may feel like a lifetime away as a young professional but the steps you take today can make all the difference.

Read our blog post to learn how to make the most of your income and prepare for retirement in your prime-earning years.
https://myccmi.com/2024/06/retirement-planning-for-young-professionals-in-san-diego

Stay updated with the latest happenings from CCMI. Learn what we've been up to this month at the office and home.
https://myccmi.com/2024/06/out-about-june-2024/

Invest in your future! As a young professional in San Diego, you have time on your side. Know someone who needs this advice? Please share!

Effective retirement planning begins early, with your income and investments significantly affecting your financial security later in your golden years.

Read our blog post to learn key retirement planning strategies for young professionals.
https://myccmi.com/2024/06/retirement-planning-for-young-professionals-in-san-diego

Have you thought about what your life will look like after business ownership? Planning ahead is key to a happy and secure retirement. Our latest blog post shares how you can align your personal and business goals for a smooth transition.

https://myccmi.com/2024/05/retirement-planning-for-business-owners/

As a business owner, your financial decisions are crucial, from navigating growth to planning your eventual exit.

Learn how we can help you align every move with your vision and goals:
https://myccmi.com/2024/05/financial-planning-for-business-owners/

Did you know? According to the 2023 Business Owner Readiness Survey by the Exit Planning Institute, less than half of respondents have a formal exit plan, and 50% don’t know what they'll do after exiting.

We want to help you beat the odds and build a solid path to retirement readiness.

Read our blog post to explore the aspects contributing to a fulfilling business exit and your next chapter.
https://myccmi.com/2024/05/retirement-planning-for-business-owners/

Stay updated with the latest happenings from CCMI. Learn what we've been up to this month at the office and home.

https://myccmi.com/2024/05/out-about-may-2024/

Thank you, Worth magazine, for naming CCMI among the nation’s top RIAs on the 2024 Worth Leading Advisors list! We’re thrilled to be named alongside esteemed firms across the country.

Learn more about how this acknowledgment underscores our commitment to helping high-net-worth clients navigate unique challenges and feel more secure in their financial journey: https://myccmi.com/2024/05/ccmi-named-among-the-nations-top-rias-by-worth-magazine/

Today and every day, we express our deepest gratitude for the selfless service of the heroes who gave everything for our freedom.

Join us in recognizing business owners whose hard work and passion strengthen our communities. Let’s show our support by shopping small this week!

If you run a small business, we’re happy to be a resource to help your business thrive. Learn more about how we can assist:

https://myccmi.com/client_profiles/business-owners-and-executives/

Financial Planning for Business Owners | CCMI Create a financial roadmap to maximize value for your company. Learn how we guide business owners, entrepreneurs, & executives through key financia...

Career twists and turns didn’t deter Kim Benson from following her calling to impact people’s lives directly.

Read her feature in NAPFA Advisor to learn more about her journey to becoming a principal and owner at CCMI. https://www.naylornetwork.com/napf-nwl/articles/index.asp?aid=823092&issueID=102192

From adopting the right mindset and making your business attractive to potential buyers to life after a sale, there is a lot to consider when developing your business exit plan.

Read our blog post for questions and tips to time and successfully make your exit:
https://myccmi.com/2024/03/when-should-i-sell-my-business-is-it-time-to-exit/

Are you prepared for life after retirement? Like a well-equipped captain, we can help you sail into your post-career life with confidence.

Visit our blog to learn more:
https://myccmi.com/2024/03/sailing-into-retirement-planning-in-san-diego/

All entrepreneurs eventually reach a juncture where they ask, “Should I sell my business?” While you may feel ready, is it the right time to exit your company?

Learn critical questions to ask to help inform your decision.
https://myccmi.com/2024/03/when-should-i-sell-my-business-is-it-time-to-exit/

Stay updated with the latest happenings from CCMI. Learn what we've been up to this month at the office and home.

https://myccmi.com/2024/03/out-about-march-2024/

OUT & ABOUT - MARCH 2024 - CCMI Creative Capital Management Investments Stay updated with the latest happenings from CCMI. Learn what we've been up to this month at the office and home.