Leroy Gilchrist, Agent with New York Life
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Santa Clara County
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Agent licensed to sell insurance through New York Life Insurance Company I am not licensed in all jurisdictions.
As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life
Just because it's summer doesn't mean there'll always be sunny days ahead. Learn how whole life insurance can not only provide protection for whatever may come your way, but can also be good for your portfolio as well.
Is Whole Life Insurance a Good Investment? | New York Life Whole life insurance can be a great investment for you and your family. Learn how this type of investment can support your financial goals.
Need life insurance that fits your budget? In many cases, you can get a $1 million term policy for less than the monthly cost of your cell phone service. Just call or text me for your personalized quote.
Term Life Insurance - Protection For A Period of Time | New York Life Looking for protection, but not something permanent? Explore term life insurance from New York Life and protect your family for a set period of time, today!
For some, retirement can be a time for new adventures. But the thought of outspending your savings can hang like a dark cloud. Before you run for cover, read these tips on managing retirement spending and let’s make sure you're set for sunny days ahead.
Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.
From backyard BBQs to fireworks in the park—hoping your Fourth of July is filled with food, family, and fun! From my family to yours, happy .
When it comes to being financially prepared, a one-size solution doesn't always cut it. With our term life's customizable options, you can create a solution that's perfectly suited to your needs. https://nyl.co/3Xstmtc
As life changes, your needs can change. That's why having life insurance protection that offers flexibility is a must. Let's talk about how you can have the coverage you need, when you need it most, with a portfolio approach.
Term Life Insurance - Protection For A Period of Time | New York Life Looking for protection, but not something permanent? Explore term life insurance from New York Life and protect your family for a set period of time, today!
Owe the IRS money? Apply for an Offers in Compromise (OIC) to help you settle your tax debt. Learn more about the OIC process, in this article.
Owe The IRS Money? Here’s How To Get A Better Deal Taxpayers dread owing money to the government.
Embracing these six principles can help you maintain a successful business and grow it into a thriving enterprise.
Council Post: Six Tips For Keeping A Successful Business Going Maintaining a successful business requires passion, focus and a strategic approach.
Want to give your loved ones some much needed financial security? Take a look at our term life insurance rates and see how easy it can be to protect their lifestyle and future. If you have any questions or need a personal quote, I’m here to help.
Term Life Insurance - Protection For A Period of Time | New York Life Looking for protection, but not something permanent? Explore term life insurance from New York Life and protect your family for a set period of time, today!
What have you done to pursue your dreams?
How do you know it’s time to hire more employees for your business? Look for these 6 signs to figure out when it’s necessary to grow your support staff.
6 Signs It's Time to Hire Your First Employee | Entrepreneur At a certain time, your business will begin to scale, and you won't be able to maintain the same output level if you don't have some help.
According to Mark Browne, an expert on risk management and insurance, cash value life insurance can be a powerful wealth building tool. This video shows how the tax advantages compare favorably to some popular individual retirement vehicles. https://nyl.co/42PbcmC
Protecting your business. This short video has practical tips for keeping a business viable in the event of the sudden death of the owner and minimizing the impact on customers, employees, lenders, and suppliers. http://bit.ly/1QM5dZe
Benefits and pitfalls of buy-sell agreements every advisor should know
Business entities come in all shapes and sizes, but no matter the type, each one should have a buy-sell agreement in place. This important tool helps business owners effect a smooth transition in the event of death, disability, retirement, or other circumstance that triggers a change in ownership. Read this article by Rimon, PC estate planning attorney Patricia Annino to learn about the benefits and pitfalls of buy-sell agreements, and then let’s look at how you can help your clients better protect their businesses.
You wear many hats as a head of the household. So when it comes to life insurance, you know the value of flexibility. Contact me to learn how a portfolio approach may be less expensive than a single life insurance policy and still provide the protection your family needs.
Term Life Insurance - Protection For A Period of Time | New York Life Looking for protection, but not something permanent? Explore term life insurance from New York Life and protect your family for a set period of time, today!
The Importance of Buy-Sell Agreements
A buy-sell agreement is a powerful planning tool that can ensure a smooth transition of your business and help secure your family's finances after you're no longer around. A buy-sell also can outline the terms of succession among the remaining business partners, so that everything is settled in advance. Learn more in this article from Rimon, PC estate planning attorney Patricia Annino and then let’s make sure you are set up to protect both your business and your family’s future. https://bit.ly/3XdlzQ2
Talking to your kids about money is the first step toward securing their financial future—but planning for their future isn’t something you have to do alone. Let’s talk about what you can do now to maximize their college education savings for the future. Contact me today. https://bcove.video/2YuxifK
While juggling the financial responsibilities of taking care of loved ones, don’t forget about your own finances. The right life insurance policy can help you care for them and help you save for retirement. Contact me today to learn more. https://bcove.video/31q0VRf
Just got married? Congratulations! Worried about paying it all off? Don't sweat it! Learn how tackling debt with the avalanche and snowball methods can help you stay cool while having fun in the sun with your number one.
Combining Finances After Marriage | New York Life Now that your wedding has passed, consider joint finances with your spouse like joining bank accounts and merging credit cards.
Deciding between charcoal and gas was easy. Making decisions about your family's security can be a bit tougher. This , learn the difference between term and perm life insurance and let's get cooking on your financial strategy.
Term vs. Permanent Life Insurance | New York Life New York Life helps you learn the differences between term and permanent life insurance and compare their unique benefits to find the one right for you.
Focusing on your health means more than just exercising. There's your mental health, marriage health, and financial health to consider too. This , learn how term insurance can be your first step toward a lifetime of financial security.
Term Life Insurance Considerations | New York Life Term insurance can often be the solution for purchasing protection for the near future. Learn about when and why term life may be the best choice for you.
Thinking outside the box has always helped you live your best life. That's why a customized portfolio of life insurance protection that gives you the flexibility you need may be the right fit for you and your budget. Give me a call to learn more. https://bcove.video/2GUz2cs
For children missing their fathers, celebrating today can be both challenging and confusing. Whether caring for a grieving child in the classroom or at home, these tips can help provide some guidance.
Father’s Day May Not Be Easy For Some Students | New York Life Foundation Father’s Day May Not Be Easy for Some Students
Looking forward to the simple days of summer? I'll be your financial security concierge. Sit back, relax, and learn why whole life insurance can be good for your portfolio. When you’re ready, just give me a ring and I can guide you the rest of the way.
Is Whole Life Insurance a Good Investment? | New York Life Whole life insurance can be a great investment for you and your family. Learn how this type of investment can support your financial goals.
Tax professionals are seeing more taxpayers dealing with estate and trust taxes. This article highlights what you need to know about trust, the two types of trust, and trustees tax filing obligations.
More Americans are dealing with tax filings for trusts as older boomers pass away The number of income tax returns for estates and trusts (Form 1041) increased by 14.9% to 3.24 million in 2021 from 2.82 million in 2020.
We’re here to give you financial guidance tailored to your needs and goals. Let’s work together to create a financial strategy that helps you protect what’s important and prosper for years to come.
By protecting your legacy, you can provide a more secure future for the ones you love.
Dylan Huang shares why financial guidance isn’t always man versus machine. Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.
Forbes ranked the fiscal strength of colleges and universities across the nation. Learn what the numbers revealed, in this article.
Forbes 2023 College Financial Grades: The Nation’s Strongest And Weakest Schools Lingering Covid stimulus money, and rising stocks in 2021, gave a temporary financial boost to scores of zombie private colleges. Some of the weakest colleges have embarked on desperate strategic pivots but few will likely succeed.
65% of people think carrying a small balance on their credit cards each month will improve their credit score, but that misconception can hurt you financial well-being. Here’s why.
Most adults make this simple money mistake, and it’s hurting their financial well-being When it comes to budgeting, saving and managing debt, most adults get some simple fundamentals wrong.
The federal government’s plan to adjust student loan borrower payment history could help get you closer to debt forgiveness. Here’s how:
Student loan borrowers get more clarity on Biden’s plan to adjust payment history Around 3.6 million borrowers will receive at least three years of credit toward loan discharge as a result of the adjustment.
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Don has extensive background in all facets of mortgage lending, so he can advise his team members in any situation, from a first-time home purchase to a refinancing. His expertise...
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Registered Representative offering securities products and services through NYLIFE Securities LLC. (Member FINRA/SIPC), A Licensed Insurance Agency.