Nancy Penn-Loan Factory

With a conventional loan, you can get into your dream home with a down payment as low as 3%. That means you don't have to wait years to save up for a large down payment - you can start building equity in your home right away🌟👍

. We are here to help you achieve your dream home.🍁🏡

Who am I?

Recently, some loan officers are promoting the 0% down payment.

It might sound appealing, but let's break it down to see why 0% Down Payment might not be a good program for your clients:
- No Real Benefits: With a 0% down payment, you’ll need to take out two loans – one for 97% of the home’s value and another for the remaining 3%.
- Refinancing Restrictions: If interest rates drop, you must have the money to pay off the 3% loan before you can refinance.

We Have a Better Solution!

Introducing Our 1% Down Payment Program:
- 1% Down Payment: You only need to put down 1% of the home’s value.
- 2% Grant: We provide a 2% grant (free money!) to help you out.
- Flexible Refinancing: You can refinance anytime without any restrictions.

Ready to learn more? Let me know!

Unlock the potential of commercial real estate with Loan Factory by your side. Let's make your business aspirations come true!

Factory 💼🏢✨

This Memorial Day, Loan Factory joins the nation in remembering and honoring the brave servicemen and servicewomen who gave their lives for our country. Their sacrifice will forever be etched in our hearts. 🌹🇺🇸

Happy Mother's Day to all the amazing moms! Loan Factory celebrates the strength, love, and dedication of mothers everywhere. 💐❤️

Calling all future homeowners! 🏡
Did you know that partnering with mortgage brokers like us at Loan Factory is like having your own superhero squad? From unbeatable rates to our relentless dedication, plus a buffet of loan options, we're your ultimate sidekicks in making home dreams a reality. Let's team up for an exciting journey! 🚀🌟

🏠💎 Unlock Your Homeownership Dream! Make every dollar count by choosing Loan Factory to pay for your home, not rent.

Know your facts! Message me for details.

With a conventional loan, you can get into your dream home with a down payment as low as 3%. That means you don't have to wait years to save up for a large down payment - you can start building equity in your home right away🌟👍

We are here to help you achieve your dream home.🍁🏡

At Loan Factory, we understand that every penny counts. That’s why we’re proud to offer very competitive rates in the industry. Whether you’re looking to save for a rainy day or invest in your future, we’ve got you covered. 😊

The reason why I work so hard is all in this photo. We had a beautiful day yesterday celebrating our daughter at her baptism.

Looking for a new home this weekend. Know these facts!

Sign up for a rate watch and get daily rates!

Back in action after taking time off from having a baby. Started back strong 💪. Message me for your home loan needs.

Congrats to my borrower and relator today for seamless transaction.

Beach View Property Seaside Park.

Get your pre-approval today.

Kudos to our exceptional Loan Factory team for their lightning-speed efforts in closing loans this week! 🌟 Your dedication and efficiency in completing transactions on time is truly commendable. ⚡️🔑

Experience the excitement of our rapid approvals, transforming your journey from Registered Date to Clear to Close in just 10 business days.

🚀 Don't miss out on this remarkable chance! Open the doors to your dream home and make it a reality! 🏠💫
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☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

At Loan Factory, we take pride in providing exceptional service. Experience the best with our VA loans for purchases and refinances.
Let's begin your journey to a better mortgage! 💼🏠


____________________________________________

☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

Mortgage payment is the monthly amount you pay to your lender for your home loan.
It covers both the borrowed amount (principal) and the borrowing cost (interest). It's a step towards homeownership.
💸 Choose Loan Factory for lower mortgage payments.

🏠
____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

💼💸 Make Every Dollar Count! Opt for building equity with Loan Factory's better mortgage options.


____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

Embrace sustainability with Loan Factory!
Say goodbye to printed pay stubs, tax returns, and bank statements. With our cutting-edge technology, we've created a seamless and eco-friendly process. Our system verifies your documents online, eliminating the need for unnecessary paperwork.
Join us on the journey towards a greener future with Loan Factory! 🌿💼


____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

Longing for a vacation home? Search no more! 🌴 Loan Factory offers diverse loan options with attractive rates and budget-friendly monthly payments.

Explore now!


____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

Attention Business Owners.....I can also help you with your commercial loan! Reach out today for more information.

☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

🏡 Seeking your dream home?
🌟 Loan Factory collaborates with 36 lenders to secure the perfect deal for your new home loan. Get ready to unlock a better mortgage solution that fits your needs! 💪💼

Don't wait any longer to find the home loan that suits you best. Contact us today and let's make your homeownership dreams a reality!


____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

Real Estate agents, make the right choice for your clients' mortgage needs and provide them with a better mortgage experience.
At Loan Factory, we excel in delivering unparalleled service, resulting in more referrals.

💼
____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

Don’t want to commit to a 30-year mortgage?

No problem, Loan Factory is here to help. 🙌 We have 15-year, 20-year, or x-year fixed mortgages that can give you a better rate and more savings.

💸 Find out more today! 🚀 www.LoanFactory.com/quote
____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

In search of a low down payment option to turn your dream home into a reality? 👀

Look no further than Loan Factory!
We offer excellent solutions with just a 1% down payment. Seize this opportunity and unlock the key to your new home today! 🏡🔑

#1%
____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

Searching for your first dream home?
Look no further! Loan Factory is here to make your mortgage journey as unique as your new home.
Let's find the perfect mortgage program that fits your income, location, credit, and more. Get in touch today for a , . 🏠💪
____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

🌟 Lost in the mortgage world?
🏠 Let Loan Factory be your guide! We'll help you navigate the process and find a better mortgage solution with less down payment for you. Our dedicated staff is here to support you every step of the way.


____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887

Congratulations to my borrowers today for closing on their home listed by David Realty Group.

So happy that Loan Factory along with Rocket Mortgage we were able to help you with your mortgage needs. From the start of their application we had the mortgage ready in 12 days!

Are you shopping for a new home make sure you use Loan Factory help you with your mortgage needs.

Visit www.loanfactory.com/Nancypenn

Understanding the effects of homeownership on your credit score is crucial in making informed decisions. 📈💡

🏠📊 Curious about how your mortgage impacts your credit score? 🤔

Let's read this article for more information: https://www.loanfactory.com/learn_center_article?n=article-21-does-your-mortgage-affect-your-credit
____________________________________________
☎️ (848) 326-1576
🌏 www.loanfactory.com/Nancypenn
📬 [email protected]
🔐 CO-NMLS #320841
NMLS 3268887