David Whitlach

Mortgage Loan Officer - NMLS#1162905. I have 25+ years experience and knowledge in the mortgage industry to share.

It's very important I provide a transparent and efficient process for all.

12/15/2023

All of us at Modern Home Lending wish you a wonderful Christmas. May the joy and laughter of the season overflow, spilling into a bountiful new year. Modern Home Lending is an Equal Housing Lender.

12/01/2023

Season's Greetings! Hope your holidays are a festival of fun, shared with the people you love most. Modern Home Lending is an Equal Housing Lender.

11/20/2023

Inflation's down. Is it time to make a move? When the Consumer Price Index showed prices were unchanged for the month of October, mortgage rates immediately fell. Markets are likely to remain volatile, though, as investors try to anticipate the Fed's next move on rates. If you've been waiting to purchase, refi or access cash from equity, it's a good time to take a closer look. I'm here to help. Modern Home Lending is an Equal Housing Lender.

10/31/2023

Boo! Hope your Halloween brings lots of treats and not so many tricks. Have a great one! Modern Home Lending is an Equal Housing Lender.

08/01/2023

If a manufactured home is right for you, we can help with the finance - let me know if I may answer any questions!

07/03/2023

Happy Independence Day! I hope your celebration is a real treat! Modern Home Lending is an Equal Housing Lender.

06/21/2023

Summer has officially arrived! No matter how you spend it, I hope you and your friends and family enjoy a summer like no other. Stay cool! Modern Home Lending is an Equal Housing Lender.

05/28/2023

In the busy-ness of Memorial Day weekend, please join us at Modern Home Lending as we pause to honor those who gave their all for us. Modern Home Lending is an Equal Housing Lender.

05/05/2023

Wishing you a feast of fun this Cinco de Mayo! Modern Home Lending is an Equal Housing Lender.

05/04/2023

The Fed raised policy rates by 0.25% at their May meeting, as expected. The good news is that after a 10-meeting streak of hikes, they softened their stance on the probability of future increases. If you are in need of home financing, we have programs that can work in the framework of today's market. Please let me know if I can help. Modern Home Lending is an Equal Housing Lender.

04/12/2023

It's tax day—a day we love to hate! If you or someone you love is getting a refund and would like to talk about putting that money toward a home purchase, please let me know. I'll be happy to help! Modern Home Lending is an Equal Housing Lender.

04/07/2023

Happy Easter! I hope you find good surprises everywhere you look! Modern Home Lending is an Equal Housing Lender.

04/05/2023

Happy Passover! All of us at Modern Home Lending send wishes for a joyous time of remembrance to all who celebrate. Modern Home Lending is an Equal Housing Lender.

04/01/2023

Happy April Fools' Day! Hoping the only thing coming for you today is an abundance of fun! Modern Home Lending is an Equal Housing Lender.

03/23/2023

The Fed raised policy rates by 0.25% at their March meeting, while also confirming their confidence in the U.S. banking system. The Fed signaled some additional hikes may be appropriate before target inflation rates are realized. If you are in need of home financing, we have programs that can work in the framework of today's market. Please let me know if I can help. Modern Home Lending is an Equal Housing Lender.

03/17/2023

Happy St. Patrick's Day! May your day be filled with four-leaf clovers, rainbows and (especially) pots of gold! Modern Home Lending is an Equal Housing Lender.

03/10/2023

If you have questions about buying your first home, I have answers. Please don't hesitate to ask. Modern Home Lending is an Equal Housing Lender.

Pre-Qualifying for a Mortgage 03/06/2023

Let's talk before you shop, even online! Before you get your heart set on a home, you can save lots of time (and maybe heartache) with a pre-qualification. Here's a video to tell you more. When you're ready for a no-obligation pre-qual, I'm here to help. Modern Home Lending is an Equal Housing Lender.

Pre-Qualifying for a Mortgage How and why to pre-qualify for a mortgage.

03/03/2023

Interested in a real estate purchase? I can help! Modern Home Lending is an Equal Housing Lender.

02/24/2023

FHA mortgages just got a price cut. Beginning March 20, mortgage insurance premiums will be lower on most FHA loans, making payments more affordable and qualifying easier. If you or someone you know hasn't acted because of high rates or low income, now is a good time for another look. I'll be happy to help. Modern Home Lending is an Equal Housing Lender.

02/24/2023

Interested in buying some Earth? I can help! Modern Home Lending is an Equal Housing Lender.

02/17/2023

If building cash flow through real estate is one of your goals, please reach out. I'll be happy to help. Modern Home Lending is an Equal Housing Lender.

02/10/2023

Need help financing your dream property? I am here to help. Please reach out! Modern Home Lending is an Equal Housing Lender.

02/03/2023

If you're ready to put your money where you live — whether you just want to ask some questions or are ready to make your move — don't hesitate to reach out. I'll be glad to assist in any way I can. Modern Home Lending is an Equal Housing Lender.

01/27/2023

If you've been waiting to buy real estate, here's the encouragement you need to act now. I can help by answering questions, introducing you to a real estate agent, or assisting with financing. Just let me know when you're ready. Modern Home Lending is an Equal Housing Lender.

Markets in a Minute 12/09/2022

Here's your weekly look at the markets!

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Timeline photos 12/01/2022

Merry Christmas! Hoping you and your loved ones build memories to last a lifetime. Modern Home Lending is an Equal Housing Lender.

Timeline photos 11/23/2022

Wherever this Thanksgiving finds you, I hope you'll have a day to remember. Happy Thanksgiving! Modern Home Lending is an Equal Housing Lender.

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Videos (show all)

All of us at Modern Home Lending wish you a wonderful Christmas. May the joy and laughter of the season overflow, spilli...
Season's Greetings! Hope your holidays are a festival of fun, shared with the people you love most. Modern Home Lending ...
Boo! Hope your Halloween brings lots of treats and not so many tricks. Have a great one! Modern Home Lending is an Equal...
Happy Independence Day! I hope your celebration is a real treat! Modern Home Lending is an Equal Housing Lender.
Summer has officially arrived! No matter how you spend it, I hope you and your friends and family enjoy a summer like no...
In the busy-ness of Memorial Day weekend, please join us at Modern Home Lending as we pause to honor those who gave thei...
Wishing you a feast of fun this Cinco de Mayo! Modern Home Lending is an Equal Housing Lender.
The market is hot. I get asked quite frequently about how to keep your current home while financing an investment proper...
Can I use the money in my IRA to help finance my home? The short answer....yes. Watch the video to learn more! #ira #fin...
Can my IRA help me buy a house?
Can I keep my current home and also buy a new one?
What is a FICO score?

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Address

4250 N. Drinkwater Boulevard Suite 300
Scottsdale, AZ
85251

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