Jonathan Farens, Vice President, Financial Consultant

Plan the journey to your financial future.

Financial Planning Month

LPL Research discusses Credit Suisse’s future, the weakening of the British pound, and expectations for November’s Fed meeting.

Weekly Market Commentary | Pockets of Vulnerabilities

The more prepared you are for retirement, the easier transitioning out of the workforce will be. Want to get started on planning? Contact me today: https://public.websteronline.com/webster-investments/people/jonathan-farens

Retirement Savings: How Long Will My Money Last - and How to Stretch It The more prepared you are for retirement, the easier transitioning out of the workforce will be. Want to get started on planning? Give me a call today!

Will Inflation Cause 85% of Your Social Security Income to Be Taxed?

Will Inflation Cause 85% of Your Social Security Income to Be Taxed? Amid rampant inflation, Social Security payments are set to get a hefty boost. But that boon may come with a major consequence: a gnarly tax bill. With inflation running at 8.5% after running as high as 9.1% this year compared ... Continue reading → The post Will Inflation Cause 85% of Your Social...

In this week’s LPL Market Signals podcast, LPL Research discussed what to expect when 11 global central banks, including the Federal Reserve, Bank of England, and Bank of Japan, meet this week.

Central Bank Week: 11 Central Banks Meet This Week LPL Research discusses what to expect when 11 global central banks, including the Federal Reserve, Bank of England, and Bank of Japan, meet this week.

With 2022 likely being one of the worst year for bonds ever, LPL Research discusses if yields could go higher from current levels.

Weekly Market Commentary | How Much Higher Can Rates Go?

This map can tell you when fall foliage is peaking in 2022

This map can tell you when fall foliage is peaking in 2022 Fall's dazzling colors will soon transform woods and forests around the U.S., delighting spectators - if they can figure out when to see the fall foliage at the peak of their transformation. A nationwide map of foliage patterns is here to help, offering a best-guess guide to when aspen, birch, larch...

A Historic Rate Hike

ECB Meeting Recap: A Historic Rate Hike Thursday, September 8, 2022 As widely expected, today the European Central Bank (ECB) raised its main refinancing rate by 75 basis points (0.75%) to 1.25% and signaled additional rate hikes in coming months may be warranted. Markets are currently pricing in an additional 75 basis point rate hike at....

Happy Labor Day!

Labor Day 9.15.22

Five Things to Know About Preferred Securities:

Five Things to Know About Preferred Securities Tuesday, August 30, 2022 Like most financial markets, preferred securities have generated negative returns so far this year, however the value proposition remains. Preferreds offer generous yields, both absolute and after-tax, with their high income stream serving as a total return buffer against fu...

What if You Can't 'Out-Budget' Inflation?

What if You Can't 'Out-Budget' Inflation? Lots of families have been struggling to make their dollars stretch as far as they used to in order to cover essentials. Are you one of them? I can assist you with reprioritizing your budget to help reduce some of your financial stress. Let’s chat.

Will Fed Chair Powell Push Back on Markets?

Will Fed Chair Powell Push Back on Markets? Tuesday, August 23, 2022 Since 1978, the Federal Reserve Bank of Kansas City has played host to central bankers, policymakers, academics and economists from around the world at its annual economic policy symposium in Jackson Hole, Wyoming. This year's symposium, "Reassessing Constraints on the Econo...

LPL Research discusses changing recession prospects and what that might mean for stocks. Learn more here:

Weekly Market Commentary | Case for Recession Weakens LPL Research discusses changing recession prospects and what that might mean for stocks.

Softening Emerging Markets Outlook

Softening Emerging Markets Outlook Thursday, August 4, 2022 Prospects for a burst of growth in China once the reopening occurs has been a tempting investment thesis for emerging markets (EM) as much of the rest of the world has already reopened. But as we wait for that event, it's clear we may be waiting a while longer.

Last week was a big week for the market, and LPL Research discusses what it could mean moving forward. Learn more here:

Weekly Market Commentary | What a Week Last week was a big week for the market, and LPL Research discusses what it could mean moving forward.

FOCUS 2022 FAQs - Part 1: Economics

FOCUS 2022 FAQs - Part 1: Economics Tuesday, August 2, 2022 LPL Financial held its FOCUS conference at the Colorado convention center in Denver, CO from July 24-27. LPL Research was proud to be part of this annual event that allows thousands of LPL's financial advisors to experience industry-driven sessions elevated by the extensive k...

What Could Fixed Income Investors Expect The Rest Of The Year?

What Could Fixed Income Investors Expect The Rest Of The Year? Tuesday, July 26, 2022 In this year's midyear outlook, entitled Navigating Turbulence, the LPL Research team outlines the reasons why the second half of the year is likely to experience better investment returns across both equity and fixed income markets. But volatility is likely to remain.

After six months of navigating rising rates, rising inflation and rising geopolitical tensions, recession fears are on the rise, casting a long shadow over prospects for markets and the global economy in the second half of 2022.

Strategist Outlook: The End of Easy Money | Natixis Investment Managers

Almost half of all adults are part of the "sandwich generation", meaning they are helping care for a parent while also supporting a child. Here are 3 financial planning challenges this generation is likely to face and some strategies to address them: https://public.websteronline.com/articles/investments-insights/financial-planning-challenges-and-strategies-for-sandwich-generation

Your guide to 2022 - Navigating Turbulence contains insightful commentary and economic and market guidance through 2022.

LPL Research presents MidYear Outlook 2022 Navigating Turbulence

LPL Research explains why they remain constructive on equities for the second half of 2022, but not complacent. Learn more here:

Weekly Market Commentary | Constructive, Not Complacent: Lowering S&P 500 Target LPL Research explains why they remain constructive on equities for the second half of 2022, but not complacent.

In a turbulent economy, here's how to weather the inflation storm:

In a turbulent economy, here's how to weather the inflation storm Groceries, gasoline, rent and outstanding debts, inflation and painful price hikes have many Americans concerned about their financial present and future. And with fears that a recession could be lurking in the not-too-distant future, it's important that people get their affairs in order. NPR reache...

Happy Independence Day!

Independence Day 7.4.22

2022 has been a rough year for the U.S. consumer, but LPL Research shares some potential signs that energy trends could be changing.

Weekly Market Commentary | Relief at the Pump and for Portfolios?

How Bonds Have Fared Since 8/4/20

How Bonds Have Fared Since 8/4/20 How Bonds Have Fared Since 8/4/20 Posted Under: Bond Market The yield on the 10-year Treasury note (T-note) closed at an all-time low of 0.51% on 8/4/20, according to Bloomberg. From 8/4/20 through 6/21/22, its yield rose from 0.51% to 3.28%, or an increase of 277 basis points, based on the close of...

Housing market outlook: Is a crash coming?

Housing market outlook: Is a crash coming? - Nationwide Financial The housing market is an important barometer for economic health and the key source of equity for most households. The sector has seen strong growth over the past two years with elevated sales activity and strong demand driving rapid valuation gains for homeowners.

4 Important Takeaways from the Fed's 0.75% Hike

4 Important Takeaways from the Fed's 0.75% Hike Thursday, June 16, 2022 The Federal Reserve concluded its two day policy meeting yesterday and announced that it was raising its benchmark rate by 0.75% to a range of 1.5 - 1.75%, the first 0.75% move since November 1994.

Creating a Family Love Letter can help you have sensitive conversations with your family about preserving and transferring the legacy you will one day leave behind. Join us TODAY at 4pm as we walk you through how to make these thoughtful choices: https://webster.webex.com/webster/onstage/g.php?MTID=e0b62057f9c678bbcc01f5fab57a98d9b

LPL Research discusses diversified portfolios of stocks and bonds to make the case that the 60/40 portfolio isn’t dead. Learn more here:

Weekly Market Commentary | Is the 60/40 Portfolio Dead? LPL Research discusses diversified portfolios of stocks and bonds to make the case that the 60/40 portfolio isn’t dead.

4 things to Know About Fed Balance Sheet Runoff

4 things to Know About Fed Balance Sheet Runoff Tuesday, June 7, 2022 The Federal Reserve (Fed) has stated that it would like to get its nearly $9 trillion balance sheet back down closer to 20% of GDP (its currently closer to 40%) so it has announced a plan to start to reduce the amount it currently reinvests, starting in June.