Michael Behrendt, Financial Services Professional

Ana and Brenda purchased the same amount of life insurance, in the same year, at the same age. More than 40 years later, their results were very different. Learn why! https://bit.ly/3QNaWCd.

MassMutual’s LifeBridge program has provided more than $708 million in free life insurance coverage to eligible working families, like Polly's. Learn more. https://bit.ly/3KGLHgY.

You want to get your young adult children a gift, but they already have everything they need. How about protection for their future? Let’s help set them up for success. https://bit.ly/3OybN6O.

With so many options out there, it can be overwhelming to find the right life insurance solution to meet your needs. Take the next step by asking yourself these nine questions. https://blog.massmutual.com/insurance/life-insurance-policy-questions.

We consider the entire client profile when determining if someone is eligible for life insurance. This means a sleep apnea diagnosis may not stand in the way. Call me today to review your options.

Is it time to refinance your student loan? Now that the federal student loan pause is over, you may want to weigh the pros and cons. https://blog.massmutual.com/post/refinancing-student-loans.

Are you looking for life insurance to fit your budget? Term life may be the solution. Learn more: https://bit.ly/44uYpY0,

For many, finances are a source of emotional stress. But managing finances and managing emotions often follow the same path to success. I can help with your financial path.

Whole life insurance can provide more than a death benefit. It could be an additional asset in your retirement portfolio. Learn more: https://bit.ly/3NlkbGo.

Make sure your Disability Income Insurance (DI) coverage is as portable as you are. I.T. consultants who have group long-term disability (GLTD) through their employer may not realize that their coverage has limitations and can’t move with them. Contact me today to begin creating a portable protection plan by adding supplemental DI coverage. https://bit.ly/3Jyibta.

MassMutual's LifeBridge free life insurance program provides parents and legal guardians who qualify an opportunity to apply for a free, $50,000 ten-year term life insurance policy. Learn more: https://www.massmutual.com/sustainability/community-impact/lifebridge.

With more financial obligations than ever, midlife can be a challenging time to save and build wealth. Here are a few things to consider: https://blog.massmutual.com/post/how-to-build-wealth-in-midlife.

A sound financial strategy oftentimes includes protection for loved ones and a plan for retirement. Whole life insurance could be that perfect balance for your future. Learn more: https://blog.massmutual.com/post/whole-life-protection-accumulation.

According to MassMutual, one third of younger Americans don’t contribute to a retirement plan every month. Yet these same Americans say they plan to be self-reliant in retirement through their 401(k).
(MassMutual Consumer Spending & Saving Index, March 2023)

MassMutual’s Single Payment Program may be an efficient way for your clients to pre-fund their life insurance policy premiums. Learn more. https://bit.ly/43B0PDN.

MassMutual is proud to announce that its 2023 dividend payout, estimated at $1.9 billion, will set a new record for the company for the third year in a row. The company has paid dividends every year since 1869. https://www.massmutual.com/about-us/news-and-press-releases/press-releases/2022/11/record-policyowner-dividend-announced-by-massmutual

For some, “Get life insurance” stays on the to-do list because they think it’s just too expensive. Let’s talk about a strategy to help get the coverage you need within your budget. https://bit.ly/43hJvDA.

The idea of losing liquidity can be scary, but it’s important to remember that the best way to bolster savings is to leave them alone. Let’s talk about how a deferred fixed annuity can help your clients grow their savings tax-deferred on funds they already shouldn’t be touching. https://blog.massmutual.com/post/annuity-fit-retirement.

There’s a better way to solve the issue of an income gap than fixed withdrawals. We should talk about how immediate income annuities are an increasingly attractive method for closing the income gap without the risk of having your clients run out of money. https://bit.ly/3ok9iMF.

No financial journey looks quite the same. Ask me how I can help you discover the tools and resources to identify your next step.

So much depends on your income. Consider what you’ll earn throughout your career — and help protect it. Learn more with our interactive guide and call me today. https://bit.ly/3q8g4oY.

Times change and so might your retirement situation. If you have an annuity as part of your plan, let’s chat and see if keeping or exchanging it makes sense.

With summer right around the corner, it’s time to consider ‘opportunity costs.’ Every dollar you spend today means less to spend tomorrow. I can help you save for what’s most important this summer.

Did you know that Delaware is considered to be the most age-friendly place to retire in the US? Because retirement doesn't simply boil down to the assets you've saved over the years, MassMutual has partnered with the Age-Friendly institute to find the most age-friendly places to settle down for post-work life. https://bit.ly/3BBLzKE.

Fixed annuities sales have hit an all-time high, currently 16% higher than the previous sales record in 2008. Let’s talk about what’s making them so attractive to Americans considering retirement. https://bit.ly/3MdvhMS.

What comes next? This Financial Literacy Month, I can help you can make your next financial decision with confidence. Reach out to learn more.

Let’s face it, inflation hurts. A $100 pair of sneakers from 2002 would now cost $168. A variable annuity may help you keep up with inflation rates. Reach out today to learn more.

If you’re young and healthy, you’re probably not thinking about life insurance. But this is actually the best time to get it. Learn more: https://blog.massmutual.com/post/life-insurance-early.

Market volatility got your clients down? Contact me to learn more about guaranteed income with zero market risk. Click here to see current rates. https://bit.ly/3LP4O8t

Times change and so might your retirement situation. If you have an annuity as part of your plan, let’s chat and see if keeping or exchanging it makes sense. https://bit.ly/42mi4bu

Financial confidence isn't built in a single day. But wherever you're heading, there are tools to help along the way. Get in touch to learn more.

What if your paycheck was delayed — indefinitely? Purchasing disability income insurance today can help safeguard your future income, and most everything that depends on it. Learn more: https://www.massmutual.com/insurance/disability-income-insurance.

1-in-10 Americans are living with diabetes. Are you one of them? MassMutual considers the entire client profile when determining if someone is eligible for life insurance coverage. This means a diabetes diagnosis may not stand in the way. Call me today to review your options.

Volatility happens. Over the last 136 years, the Dow Jones has had 88 years of positive returns and 48 “down” years. Learn about a new retirement income solution that offers full market participation and income protection from market downturns.

Watch to learn more: https://bit.ly/413yBQk