Julian Hernandez-Mortgage Advisor

🏡Friendly Neighborhood Lender🏡
A great week for closings! 3 1st time home buyers this week! Great way to close out the month. If you are looking to buy, there are cases where you can bring $0 to the closing table! I have a great network of realtors ready to help you find a home and I have the programs to help get you there.
If you are looking to buy or even get a plan together, call me at 📲479-340-9510

🏡Friendly Neighborhood Lender🏡
First time home buyers with the win! So happy to have help these two out with their first home purchase. Buying can be a scary thought but you do not have to worry! Reach out to me and I will explain the in’s and out’s of have a mortgage and walk through the process all the way!

📲 479-340-9510

Let’s get a consultation today!

🎊Hello everyone! Come join us for our seminar on June 26 at 6:30 PM! If you’re looking to buy a home here in the near future or if you want to prepare to buy a home in a near future, please come join us for some great information!
Use the link below to register you, your friends or family for our seminar and let’s make your goal a reality this year! 🎊

https://taylor-team.ticketleap.com/home-buyer-seminar-with-jacob-kramer/

🏡Friendly Neighborhood Lender🏡
Anyone needing food due to the recent weather feel free to come out and join us !

🏡Friendly Neighborhood Lender🏡
First time home owners taking a step into home ownership! It’s never too late to get into the market. 1st step is always getting a plan together and then working toward the goal. We have an awesome first time homebuyer home program that gives great rates to get into this market.

Reach out and let’s get planning to see if we are ready to buy sooner rather than later!

Thank you to my many friends out there helping out homeowners look for homes.

🏡Friendly Neighborhood Lender🏡
🚨Hello everyone!! If you are a FIRST TIME HOME BUYER AND need HELP 🗣️ from a local mortgage hero, you have found the right post! we have an incredible grant that can help you cover closing cost and down payments if you are a first time homebuyer.

THIS FEDERAL HELP GRANT CAN BE USED WITH OUR ITIN PROGRAM AS WELL!

If you would like to reach out, please contact me at 📲479.340.9510

Let’s get together and talk about the possibilities about making you a homeowner!

🏡Friendly Neighborhood Lender🏡 after careful thought, I have decided to make the move to Simmons bank!

This means more opportunities to help even more family’s with programs to aid in their quest to be homeowners!

More about the programs to come in the next couple of days so stay tuned! As always, if you need to reach out, please feel free to call me at 📲479-340-9510 !!

🏡Friendly Neighborhood Lender🏡
Great lunch catching up with Jacob Kramer with Taylor Team, NWA at Medusa Bar
Help is everywhere if you are looking for a home this year. Reach out to us if you are need of any home lending or realtor services.
Rates are still looking better than a year ago. Market is still in the favor of a buyer.

📲479-340-9510
As always feel free to call or text me for a consultation! Let’s make you a homeowner in 2024!

🏡Friendly Neighborhood Lender🏡
The buyers are coming out with the decrease in rates! Congratulations to our new home owners in their purchase! Thank you to Stefany with Home Quest Reatly and to Yolanda At Best Title For a smooth closing and for helping our clients find the best home for them.
If you are thinking about jumping in the market, feel free to reach out for a consultation and let’s get a game plan to make you a home owner in our ever growing community! 🏡🚨

📲479-340-9510 call or text 😀

🏡Friendly Neighborhood Lender🏡
A great closing today! It’s a great feeling to send that clear to close text.

If you are looking to buy a home but don’t think you can qualify, reach out to me and let’s take a look at your situation and options. You might be surprised!

Thank you Lluvia Dimas with Waco Title Company for a great closing!

📲479-340-9510

🏡Friendly Neighborhood Lender🏡
It was great catching up with a friend! Want to say congratulations to Denney Nguyen Lighta Nguyen on getting his realtors license! Life has taken us in different directions since high school but here we are trying to help the people in the community! Best of luck to you in your new journey!

As always, if you are looking to refinance or buy a home, reach out to me
📲 479-340-9510

Let’s make a goal, your reality this year!

🏡Friendly Neighborhood Lender🏡
Another successful closing for the month! Thank you to for a smooth closing and to for helping find the perfect home for our client. This one has been a year in the making but we finally made it to the finish line!
If you are in the market to buy or find out where you stand, reach out to me at
📲479-340-9510
Rates are falling steadily and still in a market where you can negotiate!

🏡Friendly Neighborhood Lender🏡
The end of October and November has been crazy months! Rates have been on the decrease, events and closings! From first time home buyers > land purchases > and down sizing a home, we have seen it all and the month is not finished!
Thank to everyone who made the closing happen!
If you are in the market to buy or find out where you stand, reach out to me at
📲479-340-9510.

🏡Friendly Neighborhood Lender🏡
With a down payment as low as 5%, now is the time to make your dream of owning a 2,3, or 4-unit home a reality! Don't wait, reach out to me today and let's get started.
📲479-340-9510

🏡Friendly Neighborhood Lender🏡
Is the thought of a large down payment stopping you from buying a home? At United, we take the time to talk through your specific needs to find the loan that works best for you. Let's sit down today and explore our low down payment options and get you into your dream home!
📲479-340-9510 call or text and let’s make some dreams come true!

🏡Friendly Neighborhood Lender🏡
great closing with today on our new home owners! If you are in the market to buy, reach out to me at 📲479-340-9510 let’s talk about buying now in this area we live in and make some magic happen!

🏡Friendly Neighborhood Lender🏡
With rates expected to go up again in the new few days, sellers help is greatly appreciated by buyers. Getting sellers credits to help pay down the rate will help save money monthly! (You will see better savings compared to decreasing the loan amount using sellers credits. )
Team that up with a 🎉30 yr fixed rate that won’t adjust and you will be sitting good untill rates cool back down!

As always feel free to call me at
📲479-340-9510

Let’s get you teamed up with an awesome realtor and make magic happen!

🏡Friendly Neighborhood Lender🏡
Another great day to close loans! Thank you for trusting the process all the way to the closing table. It makes me smile when you get messages from clients showing how much it meant to them for guiding them to the closing table.
If you or anyone else is looking to get into a home, please reach out to me
📲479-340-9510

Let’s work together and make some dreams come true!

🏡Friendly Neighborhood Lender🏡
did someone say 14 day close!! What an awesome feeling for out first time homebuyers. Thank you to Juan Beltran with Exp realty for helping our buyer find a home! If you want to achieve the goal of home ownership, reach out at
📲479-340-9510
let’s make another 2 week close happen!

🏡Friendly Neighborhood Lender🏡
Congratulations to United Federal Credit Union for being named to the Forbes "America's Best Credit Unions in Each State" list! Thanks to our Members for recommending us! Team United is proud to serve Members and communities in six states.

United Awarded on the Forbes Best-In-State Credit Unions 2023 List United has been awarded on the Forbes list of Best-In-State Credit Unions 2023. This prestigious award is presented by Forbes and Statista Inc., the world-leading statistics portal and industry ranking provider.

🏡Friendly Neighborhood Lender🏡 Wonderful Review Wednesday is here! Thank you to all for the reviews! If you are in the market to buy or know if someone, please reach out and let’s make the dream, a reality!

🏡Friendly Neighborhood Lender🏡 Thinking about buying a home? I can help! Get your ducks in a row before you start touring homes so you're ready to make an offer when you find the perfect home. Don't wait, let's talk today! 📲479-340-9510

🏡Friendly Neighborhood Lender🏡 congratulations to another buy!!! Thank you again Stacie Bonomo-Lamar Realtorwith for helping the client find the home they wanted. Credit unions are the place to do business in NWA! If you are need guidance please reach out to me at 📲479-340-9510

🏡Friendly Neighborhood Lender🏡 another great day for a closing! Thank you at elite title for a great closing and thank you with for helping out client find the right property!


Benjamin Vinson - Real Estate Agent

🏡Friendly Neighborhood Lender🏡 in the Words if the great DJ Khalid “another one” ! Great day again for a closing. So happy for these 1st time homebuyers on their home. Love doing this and seeing people achieve a dream! Thank you for aiding them in the search!

🏡Friendly Neighborhood Lender🏡 another great day for a closing!! Thank you Stacie Bonomo-Lamar Realtor for guiding our client in finding her home! First time home buyers completing a dream! Amazing feeling seeing them at the finish line!

📲479-340-9510 reach out and let’s talk about your plans!

🏡Friendly Neighborhood Lender🏡
This is huge for the area, and I am super excited for this to come to a Northwest Arkansas

If you are thinking of purchasing and in Rogers in the area, start doing so now, because I feel like this is going to attract even more people to Northwest Arkansas, and property values are going to hold steady even more, if that increase even slightly higher!!!

📲 479-340-9510

Call me and let’s get you on the plan to get you at home and ride that wave of equity!!!

https://www.5newsonline.com/article/sports/pro-soccer-teams-northwest-arkansas/527-9d419dad-4806-4e98-baa7-019c820663e8?fbclid=IwAR0Q67MCN4hPGwqW0SBZECjmatEw-kHj7iSuAO5fxJU-jpC-mMR_AmrgDjg_aem_AUDD8fZaqwpGWVtra22TR230qpwK4Fao3zCX-tNNUc9-rDgxfCw2-dHYgJQ5tV2qkXQ&mibextid=Zxz2cZ

Pro soccer teams coming to Northwest Arkansas | What to know The addition of a professional soccer team to NWA has been buzzed about for years, with residents searching for a wider local sports community.

🏡Friendly Neighborhood Lender🏡
Trying to time the market is stressful. Buy the home when you're ready. You can always refinance into a different rate in the future.
In talking to realtors from all areas, all hav said pretty much the same. If you want to live in the immediate area, there is a price. New construction has kept things steady during these times and prices haven’t fallen much despiste the rate environment. Once this market starts to warm up, there will be even more competition.

Ready to get the process started? Let's talk today!
📲479-340-9510
🏡🎊

🏡Friendly Neighborhood Lender🏡
Another great closing today with my friend Miguel Labra! Thank you as well Carla Vargas for a smooth closing at Harbor Title.
Home ownership is just one call away!

📲479-340-9510
Call and let’s discuss your options to get you to the finish line