Biro Insurance Group - Supplemental Benefits, Life and Health Insurance

We have all kinds of affordable Dental, Vision, and Hearing insurance options.

Individual and Family plans are available.

Reach out for more info:
[email protected]

I work with companies to set up the "Ultimate Go Fund Me Accounts" for their employees.

I can add benefits like Accident & Critical Illness Plans without effecting take-home pay !!!

And, save the company over $500 per Employee, per Year !!!

It's completely separate from traditional health insurance, but partners with it perfectly.

Message me for more details !

Change your business mindset !

Any size business can SAVE Money, and Add Supplemental Benefits for their employees.

- Accident
- Critical Illness (Cancer / Heart Attack / Stroke)
- Short-Term Disability
- Cancer Treatment
- Life Insurance

This is the ultimate GoFund Me Account that protects households from financial ruin when an Accident or Critical Illness happens.

This pair perfectly with any health insurance coverage you already offer/have in place.

Contact me for more info.

[email protected]

It’s true! Don’t settle for medium or poor quality benefits, when we can give you the best possible premium… WITHOUT A CHANGE TO YOUR PAYCHECK!

We specialize in Accident, Crtical Illness (Cancer-Heart Attack-Stroke), and Cancer Treatment policies.

We typically can do this with No Less Take Home Pay !

Let’s protect you where your normal health insurnace doesn’t.

[email protected]
(314) 221-0292

Need Help with Life Insurance... or want to protect your Family with additional Accident or Critical Illness coverage ?

Got a high deductible Health Insurnace Plan ?

I have solutions...
Think of Accident & Critical Illness Plans as the ultimate GoFund Me Account... but, instead of begging friends and coworkers after an Accident situation or Critical Illness diagnosis, insured individuals get paid directly through Cigna or Manhattan Life... And it can usually be done with no less take home pay for the employee !

Let's protect you from "Life's What Ifs".

Andrew Biro
Biro Insurance Group - Life, Supplement, and Health
(314) 221-0292
[email protected]

Life & Health Inquiry Form Empower Financial Group Life & Health Advisor 5055 SSR-N Unit #118-119 Saint Charles, MO 63304 [email protected] | Mobile: 314-221-0292

I'm always looking for business owners seeking happier employees !

I have a special program offering Group Rates (about a 40% discount) for your employees on Supplemental Insurance Plans.

We can offer individuals or your employees an individual Accident Plan for $25 per month !

It can be set up to be paid directly via ACH individually.

(Or, if your company offers a Health Insurnace Plan, I can really save the company a ton !).

Accident Plans are designed to protect your Employees from life’s "What-Ifs" with coverage that helps your employees bounce back – physically and financially.

The Accident Plan helps pay for deductibles, copays, and out-of-pocket expenses if an accident happens.

It also includes a $150,000 Accidental Life Insurance benefit !

✅Coverage is available for individual (or families) and the premium is not based on age/occupation.
✅Benefits are paid directly to you or a person you choose and can be used however you like.
✅Worldwide coverage for accidental injuries.
✅Policy isn’t affected by any other insurance you may have.
✅Guaranteed renewable for life, so only you can cancel.
✅No medical underwriting, so you do not need to provide your medical history to qualify for coverage.
✅There are no network requirements so you can use the doctors and facilities of your choice.
✅Accident Disability Rider: Receive $500 per month for up to six months with no preexisting condition clause and one premium rate for all working applicants.
✅Parent Coverage: Add the policyholder’s/spouse’s parents on the same application.

I also have Critical Illness Plans (Cancer/Heart Attack/Stroke), and Life Insurance options as well.

Think of these plans as the ultimate GoFund Me Account... but, instead of begging friends and coworkers after an Accident situation, insured individuals get paid directly through Cigna.

Let’s connect and get you protected !

www.andrewbiro.com

I have the ULTIMATE GoFund Me Account !!! 🚨!!!

But, instead of begging friends and coworkers after an Accident situation or Critical Illness diagnosis, individuals get paid directly through Cigna or Manhattan Life...

And sometimes it can usually be done with no less take home pay for the employee !

These are benefits that go beyond traditional health insurance and pay the individual, not the Doctors or Hospitals, in the event of an accident or critical illness diagnosis... payouts can be $20k, $30k, or more per occurrence.

Traditional health insurance may protect some direct expenses, but there are tons of indirect expenses associated with these situations that people don't realize (loss of income, co-pays, travel, lodging, childcare, etc.).

It even has a Pet Boarding payout to take care of your best friend while you get well !🐶!🐾!

Very Affordable ACCIDENT, CRITICAL ILLNESS, & CANCER TREATMENT Plans (Cancer / Heart Attack / Stroke) !!!

Email: [email protected]
Empower Financial Group

I'm always looking for business owners seeking happier employees !

I have a special program offering Group Rates (about a 40% discount) for your employees on Supplemental Insurance Plans.

We can offer your employees an individual Accident Plan for $25 per month !

It can be set up to be paid directly via ACH individually.

(Or, if the company offers a Health Insurnace Plan, I can really save the company a ton.)

Accident Plans are designed to protect your Employees from life’s "What-Ifs" with coverage that helps your employees bounce back – physically and financially.
The Accident Plan helps pay for deductibles, copays, and out-of-pocket expenses if an accident happens.

It also includes a $150,000 Accidental Life Insurance benefit !

✅Coverage is available for individual (or families) and the premium is not based on age/occupation.
✅Benefits are paid directly to you or a person you choose and can be used however you like.
✅Worldwide coverage for accidental injuries.
✅Policy isn’t affected by any other insurance you may have.
✅Guaranteed renewable for life, so only you can cancel.
✅No medical underwriting, so you do not need to provide your medical history to qualify for coverage.
✅There are no network requirements so you can use the doctors and facilities of your choice.
✅Accident Disability Rider: Receive $500 per month for up to six months with no preexisting condition clause and one premium rate for all working applicants.
✅Parent Coverage: Add the policyholder’s/spouse’s parents on the same application.

Employer Benefits:
• NO INVESTMENT.
• Increase employee retention, loyalty, and productivity.
• No Enrollment Window - Operational, and fully automated within 48 hours.
• Employees can pay directly via ACH.

Employee Benefits:
•Ages 18-74.
•Group Rates for Everyone.
•Benefit costs never change for age or claims.
•Coverage is guaranteed renewable for life.
•Pays in addition to normal Health Insurance and is paid directly to the individual.
•Option to add on and cover parents (up to age 74).

I also have Critical Illness Plans (Cancer/Heart Attack/Stroke), and Life Insurance options as well.

Think of these plans as the ultimate GoFund Me Account... but, instead of begging friends and coworkers after an Accident situation, insured individuals get paid directly through Cigna.

Let’s connect and get you protected !

www.andrewbiro.com

🚨Accident & Critical Illness🚨

Supplemental Benefits go beyond traditional health insurance and pay the individual, not the Doctors or Hospitals, in the event of an accident or critical illness diagnosis... payouts can be $20k, $30k, or more per occurrence.

Traditional health insurance may protect some direct expenses, but there are tons of indirect expenses associated with these situations that people don’t realize (loss of income, co-pays, travel, lodging, childcare, etc.).

Think of it as the ultimate GoFund Me Account… but, instead of begging friends and coworkers after an Accident situation or Critical Illness diagnosis, insured individuals get paid directly through Cigna… And it can usually be done with no less take home pay for the employee !

So, a Huge Win for Employer and Employee !!!

From a corporate standpoint, being able to offer all of these amazing benefits without reducing take home pay to the employees is a huge advantage for hiring and employee retention.

I specialize in Supplemental Insurance Plans.

This is completely different and separate from your company's health insurance program.

I have Accident & Critical Illness Plans most often without affecting an employee's take home pay, and in turn will SAVE the company about $500 per employee/per year on payroll taxes.

That could end up being huge company savings that you can direct elsewhere.

These are benefits that go beyond traditional health insurance and pay the individual, not the Doctors or Hospitals, in the event of an accident or critical illness diagnosis... payouts can be $20k, $30k, or more per occurrence.

Traditional health insurance may protect some direct expenses, but there are tons of indirect expenses associated with these situations that people don't realize (loss of income, co-pays, travel, lodging, childcare, etc.).

Think of it as the ultimate GoFund Me account... but, instead of begging friends and coworkers after an Accident situation or Critical Illness diagnosis, insured individuals get paid directly through Cigna... And it can usually be done with no less take home pay for the employee !

So, a Huge Win for Employer and Employee !!!

🚨Attention all Business Owners, HR Managers, and School Administrators… (Big or Small).

We need to talk !

Email:
[email protected]

Life Insurance is such an easy way to protect your loved ones, and it's easier than ever to put it in place... Very affordable too.

✅Instant Quotes
✅No Medical Exam Options
✅Same Day Policy Approval and Implementation

Let's make sure you're protected !

Check out our website below to learn a little more about what we offer and what you can do to get started... or send me a quick text (314) 221-0292.​

www.ApprovedLifeAndHealth.com
or Email: [email protected]

Let’s get you and your family protected… in less than 10 minutes !

✅No Medical Exam Options
✅Instant Quotes
✅Same Day Policy Approval and Implementation

Life Insurance is such an easy way to protect your loved ones, and it's easier than ever to put it in place... Very affordable too.

Check out our website below to learn a little more about what we offer and what you can do to get started... or send me a quick text (314) 221-0292.​

Let's make sure you're protected !

www.ApprovedLifeAndHealth.com
or Email: [email protected]

Life Insurance is such an easy way to protect your loved ones, and it's easier than ever to put it in place... Very affordable too.

✅No Medical Exam Options
✅Instant Quotes
✅Same Day Policy Approval and Implementation

Don't rely on "Employment Issued" coverage... it's never enough.
On average $250,000 in term coverage is less than $25 per month.

Check out our website below to learn a little more about what we offer and what you can do to get started... or send me a quick text (314) 221-0292.​

Let's make sure you're protected.​

www.ApprovedLifeAndHealth.com
or Email: [email protected]

Think your life insurance coverage through work is enough?

Or that good policies are pricey?
Think again.

Get the facts that dispel the top life insurance myths here courtesy of Andrew Biro.

www.ApprovedLifeAndHealth.com

Andrew is an award-winning Mortgage Professional with over 20 years of experience as a loan officer (www.STLHomeFinancing.com).

Besides all things Mortgage, he specializes in Life Insurance along with Critical Illness and Accident policies to protect the long-term financial goals of his clients.

He also offers Individual and Group Health plans to simplify the complexities of insurance while offering the best protection available.

Email: [email protected]
Phone: 314-221-0292