Stevenson Ranch Home Sales and Service

Hometown Heroes offers real estate savings to community heroes such as military personnel, veterans, first responders, healthcare providers, non-profits, educators, and government employees.
Home buyers can save an estimated $4,050, home sellers can save around $2,800, and those refinancing can save approximately $2,250 through the program.
The services provided by Hometown Heroes are free and aim to give back to those who improve the community

Hometown Heroes | Real Estate Savings For Heroes Exclusive Real Estate Savings for Heroes!Save Thousands On Your Next Home!Get StartedMilitary & VeteransFirst Responders (Police, Firefighters, Emergency Medical Technicians)Healthcare ProvidersNon-ProfitsEducators (Teachers, ISD Employees, College)Government Employees (Federal, State, County, City)...

This week, the median list price for Valencia, CA, is $960,000, with the market action index hovering around 62. This is an increase over last month's market action index of 61. Inventory has increased to 63. https://buff.ly/3KxjDMJ

The market has achieved a relative stasis point in sales and inventory in the last few weeks. However, inventory is sufficiently low to keep us in the Seller’s Market zone, so watch changes in the MAI. If the market heats up, prices will likely resume an upward climb.

Pango Group Market Report for Valencia, CA The most up-to-date look at housing prices and market trends.

What are Green Mortgages and How Can They Benefit You?

If sustainable living is an important part of your lifestyle, you might be a candidate for a “green mortgage” when purchasing your next home or refinancing your current home. A little-known lending product, the green mortgage, can save you big money while helping you live a more energy-conscious lifestyle.

What are Green Mortgages and How Can They Benefit You? If sustainable living is an important part of your lifestyle, you might be a candidate for a “green mortgage” when purchasing your next home or refinancing your current home. A little-known lending product, the green mortgage can save you big money while helping you live a more energy-conscious ...

Pricing your home correctly is EXTREMELY important in today's market. If priced too high, your home could be missing out on a lot of buyer attention - but if priced too low you could end up leaving money on the table! And the kicker - if priced incorrectly and it ends up sitting on the market, take a look at how fast “holding cost” can add up while waiting for it to get sold!

It’s May, which means summer is almost here. Before relaxing in the shade or with a cool drink by the pool, get these home maintenance chores done.

Checklist: May To-Dos for Homeowners It’s May, which means summer is almost here. Before you can relax with a cool drink by the pool, get these home maintenance chores done. ✔ Repair wooden fences and decks. Repair or replace damaged boards, posts or cross beams. Check under the deck for signs of any nesting animals and clear out d...

Ensure your home is a stress-free sanctuary by maintaining a clean and organized living space. Here are some tips to keep your house tidy and orderly at all times.

9 Habits for a Home That Always Feels Neat and Fresh Here’s how to keep your house clean so you’re never embarrassed when guests drop by. This house cleaning chart lists the top habits for a clean home.

Home Security Systems Turn Your Smartphone Into a Crime Fighter

Home Security Systems Turn Your Smartphone Into a Crime Fighter The explosion of internet connectivity and smartphone apps have revolutionized home security. No longer is it necessary to rely on alarm systems that leave you wondering if you armed the system or left a door unlocked. Just opening your phone puts you in command of your home. Wireless world. Virtual...

Let's dive into why home prices and mortgage payments have risen, making the dream of homeownership a bit more challenging for many, especially renters. Over the past year, home prices have jumped by more than 7 percent, while monthly mortgage payments have seen an even steeper increase of over 10 percent. This uptick isn't just a random blip on the radar; it's tied to a few key factors that are worth understanding.

First off, the rise in home prices and mortgage payments can be attributed to elevated mortgage rates and a significant increase in sales prices. Essentially, owning a home has become about 20% more expensive than it was just a year ago. This shift has made the prospect of buying a home less attainable for many, contributing to a less optimistic outlook on homeownership among renters compared to their sentiments back in 2023.

Moreover, this trend is not uniform across all generations. It's fascinating to see how different age groups perceive their chances of owning a home when we break it down. Gen Z renters, for instance, are pretty optimistic, with only 8 percent believing they'll never own a home. This contrasts sharply with older generations, where 22 percent of millennials, 40 percent of Gen Xers, and a whopping 80 percent of Baby Boomers feel homeownership might be out of their reach. This generational divide in optimism could be influenced by several factors, including economic conditions, housing market trends, and personal financial situations.

The reasons behind these shifts in the housing market are multifaceted. Rising mortgage rates, for one, directly impact monthly payments, making homes less affordable for buyers. Additionally, the surge in home prices is partly due to a combination of high demand and limited supply. During specific periods, potential buyers find themselves in bidding wars, driving prices up even further. This scenario is particularly challenging for first-time buyers or those without significant savings [2].

It's also important to consider the broader economic context. Factors such as inflation, changes in consumer behavior, and economic policies can influence mortgage rates and home prices. For example, in an effort to curb inflation, central banks might raise interest rates, which can lead to higher mortgage rates. This and a competitive housing market contribute to the overall increase in home prices and mortgage payments [3].

Understanding these dynamics helps us grasp why homeownership feels more elusive for many renters today. It's not just about changing market conditions; it's about how these conditions affect different generations in varied ways, shaping their outlook on what is possible in terms of owning a home. While the path to homeownership might seem steep for some, it's also a reminder of the importance of financial planning and staying informed about market trends.

Interest rates and inventory for 2024 are crucial factors to consider in the current real estate market. While rates are currently near record highs, the trend is showing a gradual decline, opening up refinancing opportunities for new buyers.

Securing the right home before competing buyers' drive up prices is a significant challenge. As a dedicated representative for buyers, I take pleasure in assisting individuals find their dream homes and settle in joyfully. Reach out to me to discuss the market and turn your dream 🏡 into a reality!"

The most significant energy guzzlers are machines that run a motor and a heating coil. Common savings tactics involve efficient use and running these energy guzzlers during off-peak utility hours when rates are lower. https://buff.ly/3Tj3QF2

The Top 10 Energy Guzzlers In Your Home Tame your monthly electric bill with this guide to the appliances and systems that are the energy guzzlers in your home.

The television armoire is disappearing from American homes due to technological advancements. Explore the latest in home entertainment storage and display options. https://buff.ly/3PkIYw9

Bigger TVs Changing the Look and Feel of Family Rooms As technology has evolved, the once-popular television armoire is disappearing from American homes. What’s new in home entertainment storage and display? Take a look. Consoles. Many consumers are opting to display televisions on top of a cabinet or hang them on a wall. Consoles work well in either...

Here are some tips for keeping everyone happy when combining furnishings with your partner.

Yours, Mine and Ours: Combining Furnishings With Your Partner You’ve found your soulmate, and the two of you are moving in together. Here are some tips for combining furnishings with your partner.

Don’t Miss Out on Energy Tax Credits! Here are the credits available and how to benefit from them. https://buff.ly/3HYD4MX

Here are the Energy Tax Credits and how to benefit from them.

Don’t Miss Out on Energy Tax Credits New energy tax credits for investing in energy upgrades help shorten the time too real savings. Here are the available tax credits.

In today's competitive housing market, time is of the essence due to high demand and limited supply. Before beginning your home search, get in touch to discover the benefits of obtaining pre-approval. This will enable you to act quickly and secure your dream home ahead of others. This graphic is one example of many ways to finance your next home. Let's look at all your options. You owe it to your family to seek the best home and financing.

Is a Mountain Retreat In Your Future? Mountain vistas are absolutely stunning, no doubt about it. Before you take the plunge and buy a highland retreat, it's essential to consider the pros and cons. Let's weigh them together to ensure you make the best decision.

Is a Mountain Retreat In Your Future? While the stunning views and clean air of mountain living are certainly appealing, be sure to weigh the challenges of mountain life before making a move. Here’s a checklist of things to consider. Positives. Living in the mountains is probably rivaled only by living near a beach for tranquility. Th...

As the weather cools down, it doesn't mean you have to bid farewell to your outdoor oasis. In a year where every bit of extra space is cherished, it's essential to savor your backyard or balcony for as long as possible. Here are some valuable tips to maximize your outdoor space this fall and winter.

Make the Most of Your Backyard or Patio This Winter - Realty Times Cooler weather ahead doesn’t mean you have to give up your precious outdoor space. In this year like no other, extra space is treasured and you need to enjoy your backyard or balcony as long as possible. Here are some tips to make the most of your space this fall and winter. {loadmoduleid 306} War...