The Fornerette Team Home Loans, Tacoma, WA Videos
Videos by The Fornerette Team Home Loans in Tacoma. Fairway Independent Mortgage Corporation - FIMC NMLS# 2289. Equal Housing Lender Michael Fornerette
Who wouldn’t want their closing costs paid for?!
With our Covenant Program, you can receive downpayment assistance and have your closing costs COVERED. In my 27 years in this industry, I have NEVER seen a program with these benefits. Don’t miss out!
Contact me for assistance, and let’s get you into a home📲
#mortgageprograms #homebuyerprograms #downpayment #downpaymentassistance #synergyone #mortgagebroker #loanprograms #mortgages #homeloan #closingcosts
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Who wouldn’t want their closing costs paid for?! With our Covenant Program, you can receive downpayment assistance and have your closing costs COVERED. In my 27 years in this industry, I have NEVER seen a program with these benefits. Don’t miss out! Contact me for assistance, and let’s get you into a home📲 #mortgageprograms #homebuyerprograms #downpayment #downpaymentassistance #synergyone #mortgagebroker #loanprograms #mortgages #homeloan #closingcosts
Wondering how your salary affects your mortgage? Here are the average salaries in different industries and their max mortgage amounts👉🏾 #salary #morgage #mortgagebroker #loanofficer
Most people don’t remember to ask this about their credit score😶 This is all information we go through with our clients. If a lender you’ve used hasn’t gone through this information with you, they’re not the lender for you (we are). #morgagebroker #homebuying #creditscore #interestrate #mortgage #lender #loans
No one talks about this when buying a home! 🏡 1️⃣ Joint Credit Scores: When buying with a partner, lenders use either the average or the lowest credit score between you. 📉 2️⃣ Mortgage Payments: Your payment can change if property taxes or insurance go up or down. 💸 3️⃣ Credit Cards: Paying them off on the due date can hurt your score! Pay early instead. 💳 4️⃣ Income Changes: Lenders can use your new salary or job income to qualify you for more! 💼 5️⃣ Inflation: Keep your house fund in a high-yield savings account to earn more. 📈 💡 Tag someone who needs to know this! And don’t forget to follow for more tips! #buyinghome #homeownership #dreamhome #homeintacome #tacomarealestate #seatllerealtor #bestplacetolive #mortgage #creditscore #homepayment
Mortgage rates over the years! As you can see, rates have fluctuated significantly over the years. Right now is a great time to consider your options for achieving your financial and homeownership dreams. With my team’s expertise and resources, I’m here to help you every step of the way. Know someone who needs to see this? Send them this video! #mortgagerates #buyinghome #homeloan #downpayment #interestrates #homeprice #tacomarealestate #homeownership #buyhome #seatle
The BEST feeling! 🏡 It’s an amazing feeling knowing your closing date is just around the corner! There’s a lot of prep work, but it’s all worth it for that final step! I want to hear from you! Share your closing experiences in the comments below. 👇 #closingday #homeownership #dreamhome #tacomarealestate #buyhome #dreamhome #homeloan #brokerage #buyhomeinseatle
We have exciting news for you! Let me share our Synergy One Trifecta. 1. Bridge Loan: Buy before you sell without going contingent. 💡 2. Unlock Equity: Use your home equity for a down payment, paying off debt, or renovating. 💰🔧 3. Push to Cash Buyer: Become a cash buyer and compete at the highest level! 💵 Reach out to me for more details! 📲 #synergyone #downpayment #homeownership #homeintacoma #seatlerealestate #equity #homeloan
The BEST decision you can make! It’s better to spend your money on buying your home than generating wealth for your landlord. 🏠 Interested in purchasing a home? Contact me, and I’ll be happy to assist! 📞 #homeownership #dreamhome #homeintacome #stoprenting #ownyourhome #buyhome #seatlerealestate
Did you know VA loans don’t require a down payment? Looking to purchase a home? A VA loan might be perfect for you! Eligible borrowers can buy with little or no upfront payment. 💰 Remember, all eligible Veterans and Reservists must meet VA requirements. ✅ The VA Funding Fee can be financed into the loan or paid at closing. 💵 Interested in learning more? Reach out to me today! 📞 #valoan #downpayment #interestrates #veterans #dreamhome #homeinseatle
Tomorrow is a new opportunity. 🌅 Every day brings new possibilities. Maybe tomorrow you’ll need my help. 🤝 I’m here whenever you’re ready! 😊 If you’re interested now, contact me and I’ll happily assist you. 📞 #buyhome #homeownership #dreamhome #homeintacome #seatlerealestate #dreamscometrue
The MAIN REASON why your budget isn’t working! 1️⃣ Lack of Tracking 📊 Know where your money goes to spot areas for improvement. 2️⃣ Unrealistic Expectations 🎯 Be honest about income and expenses, set achievable goals. 3️⃣ Ignoring Variable Expenses 🍿 Entertainment, dining out, and emergencies can derail your budget. 4️⃣ Impulse Buying 🛍️ Before purchasing, ask if it aligns with your financial goals. 5️⃣ Neglecting Emergency Funds 🏦 Prioritize building an emergency fund for unexpected expenses. 🛠️ Ready to take control of your finances? Follow me for more tips! 📩 #educateyourself #improve #moneytip #budgeting #buyhome #tacomarealestate
Renting is the WORST investment you can make, and here’s why! Realizing you’ll spend over $90,000 in rent in the next five years is tough! 😱 If you’re paying $1,500 each month, that money could be invested in a down payment for a home. 🏡 Buying a home is often more attainable than you think. Sometimes, fear is what holds us back from achieving our goals. 💪 Want to learn more about turning your rent into home equity? Comment “dreams” below and follow me for more tips! 👇 #worstinvestment #funny #relatable #stoprenting #buyhome #homeintacome #smartinvestment #realtortip
We just closed a unique deal! 🎉 I’m thrilled to announce that we helped our client secure a new home while they were selling their current home. The “”Buy Before You Sell”” program is perfect for sellers struggling to compete in today’s market💪 Join our “Buy Before You Sell” Lunch & Learn on July 24! 🍽️ #closedeals #synergyone #homequity #homebuyingprogram #tacomarealestate #realestatemarket #buyhome
ALL it takes to get you to the closing table! 🏠 As your lender, I’m an expert in local market trends, writing offers, negotiating, and contracts. 📈✍️ But you know what I’m not an expert in? 🤔 Insurance, title & escrow, and definitely not your HVAC system or roof! 🏡🔧 It takes a small army of specialists to guide you every step of the way and ensure you’re getting the best advice! 👥✨ Got questions? Drop a comment below and follow for more insider tips! 👇🔑 #homebuying #1sttimehomebuyers #firstimehomebuyer #homebuying101 #tacomarealestate #seatlerealestate #washingtonrealtor #homebuyingtips #howtobuyahome “
First-Time Home Buyer Mistakes to Avoid! 🚨 ❌ Paying off debt too close to buying This can drop your credit score temporarily. If you’re more than 6 months out, go for it! Otherwise, consult your lender first. 🏦 ❌ Opening a credit card This will also drop your credit score. Avoid if you’re buying within a year! 💳 ❌ Buying a car Financing a car will lower your pre-approval amount. Wait until after you’ve bought the house! 🚗 ❌ Not getting pre-approved first Get connected with an experienced first-time buyer agent to find the right lender and avoid rejected offers. 🏠 ❌ Co-signing a loan This will count as your debt and lower your pre-approval amount. 🙅 INSTEAD: ✅ Ask for a credit limit increase Boost your credit score without a hard credit check. 📈 ✅ Schedule credit card payments before the statement closes Keep your credit utilization down. 📅 ✅ Open a high-yield savings account Separate your emergency fund and house savings. 💰 ✅ Get a salaried raise or higher-paying job Lenders can use it right away! 💼 Send this video to someone who needs these tips! 📲 #realestatetips #firsthome #homebuyingtips #mortgagelender #mortgagetips #tacomarealestate
This book makes fatherhood easier! 📚 Whether your daughter is young or grown, the lessons here are invaluable. 💡 When she sees your company, she tries harder. 🏆 When you teach her, she learns faster. 🧠 When you guide her, she gains confidence. 💪 Realizing the profound influence we have on our daughters can be overwhelming but vital. 🌟 What’s your favorite father-daughter book? Comment below and follow for more! 👇 #tacomarealestate #dadtips #fatherhood #fatherdaugtherrelation #mustread #trendingbook
How to pay less in fees when purchasing a home🏡 With Up Equity’s program, buyers can typically buy for 2% to 4% less. 📉 Why? Because we guarantee to purchase their home, making them non-contingent and less risky to sellers. This makes offers easier to accept and homes sell for more! 🏠 Send this video to someone who needs to know this! 📲 #homefees #sinergyone #homelending #brokerage #tacomarealestate #noncontingentprogram #homepurchase #sellhome
We buy your home in SIX MONTHS! We bring you the Homebuyer Trade Advantage Program, powered by the Trade Up and Equity Advance Program. Our Equity Advance side offers a 90-day interest-free bridge loan with a 2% origination fee. 💵 What’s unique? If your agent can’t sell your home within six months, we’ll step in and buy it! This guaranteed offer helps with qualification by removing the DTI from the equation. 📊 Want more info? Comment “program” below! 👇 #sellhome #sinergyone #upequity #homebuyingprogram #homeloans #homeequity #tacomarealestate #seatlerealtor #tradeadvanceprogram