Wolfgang Capital

Giving to causes you care about not only supports impactful organizations but also brings financial and estate benefits.

Swipe through to explore smart ways to enhance your charitable giving! From donating appreciated assets to strategic timing with donor-advised funds, there are many paths to impactful generosity.

Reach out with questions or to discuss more about charitable giving. Our team is always ready and willing to help.

Today, we are sharing an essential piece of advice for any business owner or leader. This quote was a helpful reminder for our team, and we hope it is for yours, too!

Whether it's launching a new product, expanding market reach, or simply tackling the day's responsibilities, the importance of initiating action cannot be overstated.

Feel free to share this post as a helpful reminder to your business network, and as always, reach out if we can be of assistance. We are here to help your business thrive.

As we move through the final 100 days of the year, it’s an excellent time to ensure your financial plans are on track. Swipe through the image for a checklist of essential financial moves to consider.

Remember, it’s never too late to make positive changes. If you have any questions or need personalized advice, feel free to reach out. We’re here to help you make the most of these last few months of the year!

Did you know? We wanted to share some fun facts … and some not-so-fun facts that come with a bit of good news: we’re here to help. Reach out anytime 🤝

In case you’re in need of a little inspiration, we wanted to share this powerful, timeless reminder from Winston Churchill.

Feel free to share this post as a helpful reminder to others in your network, and as always, reach out if we can be of assistance. We are here to help your business thrive.

On August 21st, we celebrate the innovative spirits and resilient minds of entrepreneurs everywhere. In our line of work, we're lucky to serve a number of these creative and driven individuals.

Entrepreneurs not only build their dreams but also create value and opportunities within our communities. Today and every day, we’re proud to support entrepreneurs with insights and strategies that strengthen their business endeavors.

Is there an entrepreneur in your network that you want to celebrate? Tag them in the comments!

When we read stories that make us smile, we like to share them with our network! 😊

Imagine walking your dog and stumbling upon a piece of history. That's exactly what happened to 12-year-old Rowan Brannan and his mother, Amanda, in Sussex, England. What Amanda initially dismissed as just some old strapping turned out to be a golden treasure from the first century AD!

Rowan's adventurous spirit and curiosity led him to discover something truly extraordinary — a 2,000-year-old gold band, proving that sometimes, the most remarkable treasures are just beneath our feet.

Read the full story using this link: https://www.goodnewsnetwork.org/boy-finds-rare-gold-roman-bracelet-in-a-field-where-it-was-lying-for-2000-years/

Stock market indexes are essential indicators of the stock market’s current status. The major indexes, such as the Dow Jones, S&P 500, and Nasdaq 100, each track different segments of the market.

Swipe through to learn more about these major indexes and what they represent.

As always, if you have any questions about these indexes or your investment portfolio, reach out to our team. We are here to help!

Today marks an important day to reflect on our financial health and education. With that in mind, we’re sharing three eye-opening stats about the state of finances in America:

Emergency Savings: Only 48% of Americans have enough emergency savings to cover at least three months' worth of expenses, as of May 2023. Alarmingly, 22% have no emergency savings at all. This underscores the crucial need for improved financial planning.

Debt vs. Savings: A concerning trend shows that 36% of U.S. adults have more credit card debt than emergency savings in 2024 — the highest percentage since 2011. Managing debt is a continuing challenge for many.

Financial Anxiety: A staggering 77% of Americans report feeling anxious about their financial situation, according to a recent Mind over Money survey by Capital One and The Decision Lab. Financial concerns range widely from savings and retirement plans to affording housing or education.

Do you relate to any of these financial realities? Our team is always happy to discuss your current financial situation and your plans for your future financial success. Reach out anytime.

Talking about retirement as a couple can be challenging. That's why we addressed ways to approach these conversations with mutual caring and respect in our newsletter. Read here: https://shorturl.at/epL23

Our team loves history, and as we welcome August, we're excited to share some fascinating historical events that occurred this month!

🧪 August 1, 1774: English chemist Joseph Priestley made a groundbreaking discovery by successfully isolating oxygen for the first time, marking a vital step forward in the field of chemistry.

📰 August 5, 1924: The debut of the "Little Orphan Annie" comic strip introduced a new form of entertainment and joy to many readers. A moment that changed the comics world forever!

🎈 August 17, 1978: The first successful transatlantic balloon flight was achieved by Max Anderson, Larry Newman, and Ben Abruzzo, who landed in France after a daring journey from Maine.

These moments from history remind us of humanity's incredible capacity for discovery, creativity, and adventure. What's your favorite August historical event? Share with us!

We are proud to be a Forbes Councils member and publish content on Forbes.com! Check out our latest article contribution - 20 Ways Pre-Retirees Can Prepare For Uncertain Social Security Changes: https://shorturl.at/TuPlS


Members of Forbes Finance Council pay an annual membership fee. For Terms of Service and some Qualifications for the membership, visit: https://councils.forbes.com/terms/ and https://councils.forbes.com/qualify

We're more than halfway through 2024! How has the journey been for you? As we step into the second half of the year, let's talk goals 🚀

Are there any financial goals you're aiming to achieve? Any support you need to make those goals a reality? Your feedback, thoughts, and insights are not just valuable, they're essential to us. 💡

Reach out, and let's make the rest of 2024 as productive and fulfilling as possible!

With financial markets pondering recent geopolitical developments and sector rotation out of tech, now is the perfect time to offer an overview of last week’s developments and a look at the week ahead.

Swipe for more information. And as always, reach out with any investing questions or needs. We are here to help.

Offering financial education and guidance can be a game-changer in how your employees approach their retirement savings and overall financial wellness.

That’s why our team has compiled four best practices we can leverage together to make your 401(k) plan a pillar of empowerment and security in your workplace👉

If you would like to discuss 401(k) options, do not hesitate to reach out! We’re here to help you build a brighter future for your team.

This July 4, we are wishing each of you a day filled with celebration of this important holiday and reflection on the many freedoms we enjoy as Americans.

Please note: our office will be closed in observance of the holiday, but we'll be back on July 5th, eager to assist with any questions or concerns you may have.

Happy Independence Day to you and yours!

We’re halfway through 2024, and it's time for a check-in. Are there goals you're chasing or projects you're passionate about?

Share in the comments, and reach out if we can be of help. Let's make the second half of the year even more impactful!

What happens to pets in the case of divorce or the death of an owner?

Through estate plans, owners are able to ensure the needs of their pets are met, even if something happens to them.

When considering estate planning for pets, essential factors include:

🐾 Identifying unique care needs and the desired living arrangement for each pet.
🐾 Allocating financial resources for their care.
🐾Selecting responsible individuals for daily care and financial oversight.

Failure to plan can leave pets at risk of not receiving proper care or even euthanization. To mitigate such outcomes, establishing a pet trust can provide a structured solution, offering peace of mind that your pets will receive the care and protection they deserve in your absence.

Want more information? Reach out to our team — we are here to help.

Selecting the right retirement plan for your employees is a crucial decision that can greatly impact their financial well-being in the long term. That’s why our team is here to guide you through the world of 401(k) plans! 💼

Swipe through to explore the different options available. And, as always, if you have questions about your options, don’t hesitate to reach out. Our team is here to help.

Long-term care is vitally important for seniors to age comfortably, but costs are on the rise ↗️ And importantly, Medicare typically does not cover long-term care.

The good news: Through proactive, strategic planning now, you can set yourself up well for long-term care needs down the road.

Swipe through for an overview of the situation and your options ↩️ And don’t hesitate to reach out if you would like our experts to help you invest in your family’s future.

This Father's Day, let's embrace the beautiful, unpredictable dance known as fatherhood, a journey filled with fun routines, endless improvisation, and moments that turn into cherished memories.

No matter how you choose to celebrate, may your Father's Day be nothing short of wonderful! 🎉

Many of us have heard the acronyms “CPI,” “PCE, and “PPI” a lot over the last several years, especially during the Federal Reserve’s historic rate hike campaign. But do you know what these terms mean?

If not, you’re far from alone. We’ve talked with countless others who, often quietly, acknowledge they don’t really understand what these three acronyms mean.

To help, we’re defining these terms for you all today. Have questions? Reach out to our team of experts anytime. That’s what we’re here for.

In today's ever-evolving job market, it's crucial to distinguish between employees and independent contractors. The IRS sets firm guidelines to differentiate the two, affecting everything from work dynamics to financial and legal responsibilities.

With that in mind, we’re sharing an overview of the key differences. Swipe for a breakdown ↩️

Have questions about tax considerations related to employees and independent contractors? Reach out to us today! We're here to help.

We are proud to be a Forbes Councils member and publish content on Forbes.com! Check out our latest article contribution - 18 Strategies For Investors To Minimize Tax Liabilities: https://shorturl.at/ftvC2


Members of Forbes Finance Council pay an annual membership fee. For Terms of Service and some Qualifications for the membership, visit: https://councils.forbes.com/terms/ and https://councils.forbes.com/qualify

We are proud to be a Forbes Councils member and publish content on Forbes.com! Check out our latest article to learn about our thoughts on the silver lining of a high interest rate environment: https://shorturl.at/cosJ6



Members of Forbes Finance Council pay an annual membership fee. For Terms of Service and some Qualifications for the membership, visit: https://councils.forbes.com/terms/ and https://councils.forbes.com/qualify

As we approach 2024, it's an opportunity to reflect on the twists and turns of 2023 that could warrant a retirement plan review 📆

Here's a quick checklist to help ensure your plan accurately mirrors your current situation:

🔹 Life Changes - Significant life changes, such as marriage, divorce, the arrival of a new family member, or alterations in your income, can have a profound impact on your financial goals. It's important to assess your retirement plan and make any necessary adjustments to align it with your evolving circumstances.

📈 Risk Tolerance Shifts - Different stages of life bring different levels of risk tolerance, and changes in goals may cause changes to your risk tolerance as well. With that in mind, it’s a good idea to regularly evaluate your risk tolerance in relation to your retirement plan.

🧾 Tax Considerations: Tax laws can undergo annual modifications, influencing the financial aspects of your retirement plan. If your financial situation has evolved, these changes may have a notable impact on your overall retirement strategy.

This checklist provides a general overview, but we’re here to offer personalized guidance. Feel free to call our office to discuss!

Our very own Founder & CEO, Zach Herzog, is in a recent article. Check out the latest article to learn 20 key insights for strategic . We're thrilled to be an official member, sharing knowledge alongside industry entrepreneurs and leaders. Read article here: https://www.forbes.com/sites/forbesfinancecouncil/2023/09/19/20-key-insights-into-strategic-planning-and-scenario-analysis/?sh=753edcd175e4

Members of Forbes Finance Council pay an annual membership fee. For Terms of Service and some Qualifications for the membership, visit: https://councils.forbes.com/terms/ and https://councils.forbes.com/qualify

For those in SoCal with 300K to invest — what do you need to know about how markets performed in Q1? What did savvy investors take away from another volatile quarter? We break down what you need to know in this quick, 5-minute financial update.

Q1 markets were turbulent We broke down markets into a 5-minute read

What’s left of the markets after the last quarter? Do we have anything to look forward to in the months ahead? We break down what you need to know about the markets and the economy in this quick 5-minute read. Check it out!

We Broke Down Markets Into a 5-minute Read Here's what savvy investors should know

Will the SECURE Act 2.0 change how or when YOU retire? We made a quick video about the changes that take effect in 2023 and how they may impact your retirement goals. Click to watch!