Bill Skutta Mortgage Loans NMLS 209577, Tempe, AZ Videos

Amazing day in Sedona. Always feel like a new person after! #sedona #azhiking #arizonahiking #hoka

If you have questions about real estate or mortgages I’d love to be a resource for you! I can be reached at 480-485-6566 or [email protected].

Have you ever wondered how your credit scores are factored? There are 5 different sections that make up your credit score, the two that have the biggest impact are your payment history and your balance to limit ratio on your credit cards. Combined these two categories impact 65% of your credit score, if you're trying to increase your scores you need to make focusing on these two sections a top priority. Watch this video and PM me or leave a comment with any questions you may have. #mortgage #realestate #loan #credit #creditscore