Team Amare with CMF Home Loans NMLS #2293134

Looking for the perfect home? 🏡✨ Remember, finding a home that's 85% everything you want is a smart move. It gives you room to customize and make it truly yours. Ready to start your homebuying journey? Contact me today to explore your loan options!

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This may sound like an extreme option, but more people are considering renovating their homes instead of moving. It's hard for some to let go of their mortgage rates. Here are some pros and cons to weigh as you examine your options. If you have questions about the market, I'm here to help!

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Imagine enjoying your favorite slice in the comfort of your dream home! 🍕🏡 Let’s make that vision a reality and secure the financing you need for a place that’s truly the upper crust. Ready to make a move? Contact me today to get a pizza the action!

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Has the Fed waited too long to start cutting rates? The unexpected climb in the July unemployment rate had the market reassessing recession risks. Bond yields (and mortgage rates) plunged. The market now expects multiple rate cuts before year-end.

What's up with Real Estate? National news and local views for the week

As your circle of friends grows, so might your need for more space! Whether you’re planning for a cozy upgrade or dreaming of a bigger home, I’m here to help you find the perfect loan. Ready to explore your options? Let’s get started today!

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There are some programs where the “own funds” requirement is only 3%; the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject; lucky for you, I know it all! Leave me a comment or send me a message, and we can go over all of your questions.

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When looking for your new home, focus on key features like neighborhood quality, convenience to friends and family, and affordability. 🏡✨ These factors can make all the difference in finding the perfect place. Ready to explore your financing options? Contact me today to get started!

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A string of favorable data (lower inflation, higher unemployment rate) has convinced the market that the Federal Reserve will begin cutting short-term interest rates in September, and mortgage rates are already moving lower. Let's put together a strategy for your next move!

What's up with Real Estate? National news and local views for the week

Rate cuts are definitely coming. Fed Chairman Jerome Powell sounded a bit more dovish in his testimony to Congress, and then the CPI inflation report for June came in lower than expected. It is very nice to see 30-yr mortgage rates moving below 7%. Ready to make a move? Let's talk!

What's up with Real Estate? National news and local views for the week

Ready to start your home purchase journey? 🏡✨ Getting pre-approved for a loan is a crucial step in securing your dream home. Contact me today to get started on the path to homeownership!

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Saving for a home down payment is a crucial step to homeownership! 🏡✨ Consistent savings can make a big difference in reaching your goals. Ready to explore your financing options? Contact me today to get started!

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10002 Rider Court, Hagerstown, MD 21740 - Learn more about this home Learn more about 10002 Rider Court, Hagerstown, MD 21740. This home is priced at $429900, with 4 beds, 3 baths, and…

In most cities across the nation, home prices continue to rise - despite high mortgage rates. That's a tough combination for buyers, leading to lower transaction volumes. But it's also a reminder that the best time to buy a house was always last year :) .

What's up with Real Estate? National news and local views for the week

Summer fun starts in your own backyard! 🏡☀️ From BBQs to pool parties, having your own home means endless possibilities. Ready to make your dream home a reality? Contact me today to explore your financing options!

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I love real estate a latte! ☕🏡 Helping you fund your dream home is my daily grind. Let's chat over a cup of coffee and make your home ownership dreams come true! Contact me today to get started. 📞

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There's nothing like the feeling of coming back home after a vacation. 🏡✨ Ready to make that return even sweeter with a home of your own? Let's explore your financing options today!

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Today we honor the journey toward freedom, equality, and justice while remembering that the work continues daily. Happy Juneteenth.

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Don't let the mortgage process make you feel like a fish out of water! 🌊🦈 Dive in with confidence and let me help you navigate the waters. Ready to swim with the big fish? Contact me today to get started!

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Yes, a higher interest rate means a larger monthly payment. But it's not that simple. You need to understand what type of mortgage you're selecting. For example, Adjustable-rate mortgages (ARMs) often have lower initial rates than fixed-rate mortgages. But interest rates on these mortgages reset periodically. So when that happens, your rate could rise, and sometimes more than you're prepared for. Got mortgage questions? I've got answers. Let's talk!

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Curious about how common it is to finance your dream home? 🏡 You're not alone! In fact, most homebuyers rely on financing options to make their homeownership dreams a reality. Let's explore the best financing solutions tailored to your needs—reach out to get started today!

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Ready to set sail towards your dream home? ⛵🏡 Let me help you navigate the loan process smoothly and get you to your perfect place. Reach out today to get started!

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Not everything you do for your house must have resale value in mind. Some of the happiest outdoor improvements homeowners made were adding pools, fire features, and patios. What's something you wish you could do to your outdoor space?

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Whether you're looking to trade up to a larger home or downsize to something cozier, I've got you covered! 🏡 Let's find the perfect loan to match your new home goals. Reach out today to get started on your next big move!

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Are you thinking about what it takes to save for a home? 🏡💡 You'd be surprised how small sacrifices, such as cutting back on takeout or coffee runs, can add up to significant savings towards your down payment. Curious about more ways to save for your dream home? Reach out, and let's strategize together!

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Planning to step into a new home adventure? 🏡💰 I'm here to guide you through the ins and outs that shape your mortgage and down payment. When you're informed about these crucial factors, you're better equipped to make confident decisions and secure the perfect mortgage. Let's discuss your journey today!

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Thinking about investing in real estate? 🏡📈 It's always a smart move to grow your wealth and secure your future! Let's explore your options and find the perfect investment opportunity today. Reach out to get started! 💬📞

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Jobs growth was slower than expected in April. That cheered up the bond market and helped send average 30-yr mortgage rates back down toward 7.2%. The national inventory of homes for sale continues to rise, but prices keep surprising to the upside.

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The house plant trend is definitely growing. Did you know keeping these little guys indoors can help clean your air (in addition to adding color to your space)? When it comes to houseplants, would you consider yourself a novice, a lover, or a hoarder? Leaf me a comment and let me know!

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Achieving the dream of homeownership should be accessible and affordable. That's why we're proud to offer USDA loans, a fantastic option for eligible individuals and families looking to purchase homes in rural areas.

A lower interest rate isn’t the only reason to refinance. Consolidating debts or obtaining cash from your equity can put money in your pocket for the things you love. Call today for more information!