Home Loan Dojo

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Home Loan Dojo, Loan service, Troy, MI.

Our goal is to educate and carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

04/27/2023

What should you do when you're trying to buy a home and a title search finds a problem with the property's title?

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04/25/2023

A convertible ARM loan can be a good choice for some borrowers, especially when market conditions cooperate.

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04/20/2023

It is important to figure out when your break-even point is so you can know if refinancing is worth it.

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04/18/2023

An assumable mortgage is a home loan where the buyer legally takes over the seller’s mortgage.

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04/13/2023

PITI is a mortgage term that includes all the components: Principal, Interest, Taxes, and Insurance of your future mortgage payment

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04/12/2023

Understanding what Appraisers look at when determining the value of house can help you make a better home buying decision.

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04/12/2023

Open more doors to homeownership with this incredible home affordability opportunity

Available exclusively from UWM starting today, when borrowers put 1% down, UWM will pay an additional 2%, up to $4,000, giving them a 3% total down payment. With Conventional 1% Down, you can help borrowers who need it most — with an income at or below 50% of the Area Median Income — realize the dream of homeownership! Plus, it gives you a great reason to connect with real estate agents, build new partnerships and help grow your business.

This product is available for a limited time only!

BORROWER QUALIFICATIONS
For borrowers with income at or below 50% of the Area Median Income (AMI)
620+ FICO
30-year fixed loans with an LTV of 97%
Eligible for primary purchases only

04/07/2023

IMPORTANT ANNOUNCEMENT

CalHFA Product Resources

It is spring purchase season and CalHFA, a California Housing Authority, has some great purchase products for new California homebuyers. Contact us for more information.

04/06/2023

Selling your home can be a big emotional adjustment, especially if you’ve lived there for decades.

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04/04/2023

If your child were to ask you for help with their mortgage in the near future, is it a good idea?

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39% of Buyers Can’t Afford a 5% Down Payment on a House 04/03/2023

Declining affordability!

39% of Buyers Can’t Afford a 5% Down Payment on a House Proprietary data from TheMortgageReports.com showed 39% of potential buyers could not make a down payment on a house of at least 5% in 2022.

Streamline Refinance Guide for 2023 | Process and Benefits 04/02/2023

Streamline Refinance?

Streamline Refinance Guide for 2023 | Process and Benefits Streamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren't required, either.

Cash-Out Refinance Guide | Requirements and Rates for 2023 04/02/2023

Cash-Out Refinance

Cash-Out Refinance Guide | Requirements and Rates for 2023 This cash-out refinance guide explains how a cash-out loan works, as well as cash-out refinance requirements and rates.

Rihanna spent $500,000 to rent an Arizona man’s house during Super Bowl week—it was enough to pay off 2 years of his mortgage 04/02/2023

Rihanna spent $500,000 to rent an Arizona man’s house during Super Bowl week—it was enough to pay off 2 years of his mortgage Spyro Malaspinas told the Wall Street Journal he didn't know it was Rihanna renting the home until after he agreed to lease it.

03/30/2023

Buying a vacation home can be a great way to spend more time in the place you love, build equity and save money.

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03/28/2023

The term Cash to Close denotes the total amount of money that you will be required to pay at closing to complete your real estate transaction.

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03/27/2023

What are Conventional Loans?

Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac. Typically, conventional loans have better rates, terms and/or lower fees than other types of loans. However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income. Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.

03/27/2023

Mortgage News

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What the banking crisis means for mortgage rates | CNN Business 03/26/2023

https://www.cnn.com/2023/03/24/homes/housing-fallout-from-banking/index.html

What the banking crisis means for mortgage rates | CNN Business Mortgage rates have taken would-be buyers on a ride this year — and it's only March.

03/23/2023

Here are 5 Common Questions that most borrowers have about FHA Loans.

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Category

Address

Troy, MI

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Other Loans in Troy (show all)
Marcus Younan Mortgage Marcus Younan Mortgage
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🏠When you think of mortgages,think Marcus‼️ https://linktr.ee/marcusyounan ✍🏼NMLS:2108826

Damayanti Jadhav - Loan Officer Damayanti Jadhav - Loan Officer
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I provide mortgage services for purchase or refinance. I am licensed in Michigan, Virginia, North Carolina, and South Carolina. NMLS ID: 2260414

Chris Polite RE Advisor Chris Polite RE Advisor
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I am a licensed Mtg Loan Originator and prior Sr Underwriter eager to be your resource

PrimeLending Troy Branch PrimeLending Troy Branch
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Lend Suite LLC Lend Suite LLC
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As an Experienced Expert with both Real Estate & Mortgage License in Michigan, I provide my clients

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Investment Funding your Real Estate and Business ventures are no longer difficult using Hedge Funding as an alternate source to banks. Banks try to find the reason not to fund you ...

EMK Mortgages EMK Mortgages
637 E. Big Beaver Road Suite 205
Troy, 48083

Mortgage Loan Officer & Director of Marketing and Development for Lunar Processing, LLC https://2273319.my1003app.com/2015063/register

Selina Karim-Soueidi, Mortgage Broker Selina Karim-Soueidi, Mortgage Broker
22207 Crooks Road
Troy, 48084

Ross Mortgage Corporation Ross Mortgage Corporation
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Ross Mortgage Corporation is a successful mortgage banking company.

Purnima Mallelwar, Mortgage Specialist NMLS# 2244101 Purnima Mallelwar, Mortgage Specialist NMLS# 2244101
100 E Big Beaver Road, Suite 930
Troy, 48083

Let me help you find and buy your dream home! I am Purnima- your trusted mortgage specialist!