Hunter Richards NMLS #2245427

You’ve probably heard that you need to save upwards of 20% for a down payment to purchase your first home. That just isn’t true!

Waterstone Mortgage has so many great loan options that have a low-down payment requirement, or don’t involve any down payment at all, to help you reach your homeownership goals!

Learn more about your low-down-payment loan options through Waterstone Mortgage: https://bit.ly/3U4dhKj

If a new home is one of your goals for this spring or summer, now is the best time to get started on your journey. Waterstone Mortgage is extending our Platinum Credit Approval Closing Guarantee — and you don't want to miss out on this one!

With our Platinum Credit Approval Closing Guarantee, if we are unable to close a Platinum Credit Approval (PCA) loan — due to an internal error during our underwriting process — Waterstone Mortgage will pay the seller(s) of the subject property $5,000. We're offering this exclusive program for PCA customers who lock their loans by June 30, 2024. The sooner you start the PCA process, the better prepared you'll be to look for a home. We anticipate a competitive market in the months ahead, so send a message to get started on your PCA now!

https://bit.ly/3PR1cFF

Mortgage Madness is ON! 🏆 Which loan program beats out the rest for you?

It’s hard to deny the power of Powerhouse 100 — no down payment, no income limits, and no first-time homebuyer requirement, to name just a few of its perks.

Learn more about Powerhouse 100: https://bit.ly/4abJp4f

Let's play ball! It's MLB Opening Day and we're ready to root for the hometeam in style! 🥜🍿 Grab your peanuts and popcorn, because it's time to hit it out of the park! 🌭⚾️ Whether you're at the stadium or cheering from home, let's come together to celebrate the start of another exciting baseball season! 🎉🔥 Don't forget to wear your team colors and share your game day selfies with us! Let's make this Opening Day one for the books!

If you’re a homeowner, there are so many reasons you may want to refinance.

Maybe rates have gone down since you bought your home and you want to reduce your interest rate. Or maybe you’ve built up equity in your home and you want to turn it into cash to pay off other debts, start a home project, etc.

If you’re considering a mortgage refinance, send a message and we can chat about your options. Or, visit Waterstone Mortgage’s website to learn more. https://bit.ly/3VApZ4o

Get ready for a S'more-gical twist on a classic treat! Indulge in gooey marshmallow goodness with a colorful twist! Stack yellow, blue, and pink Bunny Peeps with creamy chocolate and graham crackers for a taste sensation that's out of this world! 🌈 Who says S'mores can't be whimsical? Let's elevate your campfire game, or some indoor fun with the microwave or oven, with these adorable and delicious creations! 🐰

If you’re a renter, your monthly housing payments aren’t building you any equity — they’re building equity for your landlord. If you’re on the fence with today’s interest rates, just remember…the interest rate on renting is 100%. ⚠️

Send a message to get started on your journey to homeownership today!

Whether you’ve bought a house in the past or you’re considering purchasing your first home soon, choosing a Realtor will be an important part of your experience. There’s no doubt that working with a trusted real estate agent can save you a ton of time and money during the homebuying process. After all, this is one of the biggest decisions of your life — don’t go into it without an experienced buyer’s agent on your side!

As you get started, check out our latest blog post, which includes a free downloadable PDF on the “75 Reasons You Need a Buyer’s Agent.” Realtors, this is a valuable resource to share with your clients too!

https://bit.ly/3vqXMm7

It’s that time of year again… MORTGAGE Madness! 🏀 Don’t feel like you need to be the playmaker of your homebuying journey — leave that to the pros.

It’s more important than ever to work with a local lender you can trust. Together, we can take on the madness and achieve your homeownership goals. It’ll be a slam dunk!

Realtors: there are a lot of unknowns facing the real estate industry right now. You can rest assured knowing that we are all on the same team. Together, we’ll keep our focus on finding solutions for our homebuyers.

If you have any questions or just want to chat, don’t hesitate to reach out.

Spring has sprung! What’s your favorite way to usher in the new season? 🌸 Sound off in the comments.

The housing market is heating up! We recently saw a significant increase in active housing inventory. And the best part? Many of the homes popping up on the market are expected to be more affordable than last year, according to Realtor.com experts.

If you’re ready to purchase a home, be prepared to make your strongest offer. Waterstone Mortgage's Platinum Credit Approval Closing Guarantee is still available for loans locked by the end of this month — so check out the details and get your Platinum Credit Approval process started ASAP.

https://bit.ly/3IFcpFm

Today is Match Day! 🩺 🏥 Congratulations to all the new doctors who have received their residency placement. If you’re in the market for a new home, Waterstone Mortgage offers no- and low-down-payment home loan options for medical professionals.

If you or someone you know could benefit from this, let’s chat today! https://bit.ly/3PphMfI

It's Pi Day! Time to celebrate a never-ending circle... of deliciousness!
Whether you're team sweet or team savory , there's a pie (or two) for everyone. What's your favorite flavor?

Mortgages aren’t one-size-fits-all. You might find yourself falling into the conventional category — and that’s awesome! — but if your situation doesn’t quite fit the mold, Waterstone Mortgage has plenty of mortgage options to meet your needs.

Check out our specialty home loan options on the website: https://bit.ly/3wTA0Q6

There’s nothing like owning a home for the first time. The sense of pride and ability to put down roots — not to mention the equity you’ll build… there’s no greater feeling.

Ready for that homeowner feeling? Send a message to get started on your journey to homeownership today.

There’s no place like home. 🏠 One of the biggest perks of homeownership is having a space to customize, personalize, and truly call your own.

What are you doing today to achieve your homeownership goals? Send a message to get started and chat about your financing options!

In a competitive housing market, it's important to guide your clients to a lender who can offer a variety of mortgage loan programs to meet their unique needs.

Waterstone Mortgage has several options with no down payment requirements, programs tailored to certain professions (like doctors), construction and renovation loans, and other niche mortgage solutions.

Learn more about why this is important, and what WMC brings to the table: https://bit.ly/3V95DPD

Can you guess this common mortgage term? 🤔 Here’s a hint:

It’s the first thing you should do when you’re ready to buy a house. With this, you’ll be able to accurately determine your budget and have a better shot at having your offer accepted by the seller.

Think you have it figured out? Comment below.

The path to homeownership isn’t always linear, but you must keep “marching” on! From pre-approval to closing day and everything in between, you’re not alone on this journey.

If you’ve been looking for a new home for a while, keep marching on. Send a message if you have any questions along the way.

March is National Credit Education Month! Having good credit indicates to your lender that you are likely to pay back your loan, and it will also help determine what loan you’re eligible for.

Looking to improve your score? Check out these tips or visit the blog to learn more. https://bit.ly/3P2MDyq

It’s Leap Day! Every four years we get an extra day in February — how are you going to use the extra time?

If you’re in the process of buying a house, there are a few things you definitely should DO and a few things you DON’T want to do. Check it out!

Send a message to learn more.

Homeowners: your home has likely gained some significant value over the last several years. If you have any debt aside from your mortgage — credit card debt, student loans, car loans, etc. — consider using your home’s equity to pay it off.

This can be accomplished with a cash-out refinance or home equity loan!

Send a message to learn more about your debt consolidation options.

Change is on the horizon! The housing market could become more competitive in the coming months. Redfin economists predict that mortgage interest rates will improve (compared to the higher rates of late 2023), and many people who have been on the fence about purchasing a home will make a move. Plus, with housing inventory still relatively low, this could create more competition for homebuyers in 2024.

So, here’s the great news… if you want to buy a home, you can still take advantage of Waterstone Mortgage’s Platinum Credit Approval Closing Guarantee, which is available for our Platinum Credit Approval (PCA) customers who lock their loans by March 31, 2024.

With our Platinum Credit Approval Closing Guarantee, if we are unable to close a PCA loan — due to an internal error during our underwriting process — Waterstone Mortgage will pay the seller(s) of the subject property $5,000. It’s a surefire way to make your STRONGEST offer on the home of your dreams.

Get ahead of the competition! Send a message to get started on your PCA now.
https://bit.ly/3UJWVqZ

Dreaming of a place to plant your roots, a place to call your own? Let’s make your dreams a reality. Send a message to get started!