Al Larsen at Vector

Small Business Owners Need a Lawyer
Learn about the value of having a lawyer to assist with making informed decision about running your small business. All for a low monthly cost!

https://pplsi.pplsixinfo.com/lvOHQwabXj

https://aallarsen.wearelegalshield.com/

Even though I mostly work with business owners to provide health benefits for their employees, I also help people get on their own plans. If you are wanting to reduce your exposure and are unable to get coverage through your employment, Click on the link below.

https://wkf.ms/3KjNDeH

We have recently added Legal Shield and ID Shield to our repertoire of services, extending protection for individuals and groups. Complementing our comprehensive benefits packages, these services offer enhanced security for your rights and identity. Reach out to me if you have any questions

https://pplsi.pplsixinfo.com/219XE0vkd8?Method=C

It's been awhile since I've posted, but I know I can help get you pointed in the right direction when it comes to your insurance needs. I like to provide one on one consultation for your insurance needs and provide a wealth of services so you can do what you do best.

If you are considering offering employee benefits, click the link below, and I will reach out to you.

Employee Benefits Consult | WorkForms From requests, feedback to data collection and more. Turn your insights into action with customizable WorkForms.

Even though we will work with any size business, Vector ES specializes in providing benefit options for small businesses. If you are wanting to look at providing employee benefits, let me know.

Here's a QR Code for my Landing Page on Gila Insurance Group. I have also placed the link on my page as well. If you need any of these insurances, fill out these forms and I will contact you as soon as I can. I'm happy to help!

All three of these pictures were taken by me, and they were taken before I started working in insurance. Two of these pictures were my own vehicle. When these little incidences happened, I honestly had no idea what to do about them. However, I contacted my insurance people, and they got me pointed in the right direction to file the claims as needed, and get started on repairs.

What really made the difference was when they wrote the policies for me in the first place. When I initially set up the policy, even though I thought I knew what I was doing, I actually didn't. Thankfully, the agent was able to get me set up on a great policy that provided proper coverage, and set me up for success when I needed to make a claim.

Filing a claim isn't fun, and will likely have unfavorable effects on premiums, even for the smaller claims that don't render the vehicle useless, but causes a great inconvenience. Having the proper coverage can make these headaches less painful.

So I am in an unusual place in my career. I'm pretty sure I'm not the first, nor the last person to be where I'm at. As I work to help insure businesses and individuals, I wear two hats. I started off working group health insurance and employee benefits with Vector ES, which I still do. But as part of a collaboration, I have also put on the Property and Casualty hat working with Gila Insurance Group. What does that mean? I can be your one insurance guy you have to call on for your business.

You worked hard to build what you have, and it's in your best interest to protect it. The "stuff" of your business needs protection, as well as those amazing team members that keep your world spinning.

With the cost of everything going up, I would take a look at your current coverages. Some insurance companies may automatically do it for you, some don't. So if your policy has been in place for a long time, there's a chance that your coverage hasn't been updated, leaving you underinsured. This can be adjusted by getting with your insurance guy and adding an endorsement to your policy.

I can help with all your insurance needs as a business. Not only can I set up your benefits package, I can insure your business as well. If you need to get some quotes for your business, or even if you need some personal home and auto insurance, click on the link and fill out the forms and I will reach out to you.
https://gilainsurance.com/al-larsen/

I would take a guess that insurance for most people isn't their favorite thing to deal with, despite it's necessity. It seems to be something to get done and over with and move on. However, it's actually something that should be addressed on a regular basis, especially when your rates start to make dramatic increases. So, it doesn't hurt to shop around before your policy expires, especially if you know a good broker/agent that can do it for you.

When it comes to insurance in general, it's usually good to do some shopping on a regular basis, and see who would provide the most competitive rates for you.

I have taken the opportunity to work on the Property and Casualty side for insurance, but I can still to group health and life insurance if you need it.

If you are wanting to start small, there are some great, inexpensive telemedicine options available.

Send me a message for more information

At the end of the day, we're all people living out life the best we can.

Don't add benefits for the sake of adding benefits. Be strategic about it, and find out what your needs are, and the needs of your employees. If it adds value, and makes sense, then go for it. Don't pay for something that doesn't do you any good. That's why you need an insurance guy.

How often are we caught in with the attitude of "All or Nothing"? Most of the "successful" businesses out there started off small, possibly in someone's basement or garage. Given consistent effort and time, they grew. You can have this approach with your benefits. You can offer some benefits without offering a full blown medical plan, and then you can work your way up to providing a comprehensive package that can cover just about everything.

There isn't a one size fits all when it comes to benefits. You might need a comprehensive package, or just adding some supplemental plans makes the most sense. Sometimes, you're not ready to add anything. However, knowing your options can help you make a game plan and incorporate it to making your business grow! Having someone to provide that information can simplify the process, and help you figure out what will meet your needs.

A couple phrases that I have become familiar with are "You don't know what you don't know," and "You never know until you ask." How often have you delayed, didn't execute, or even made the wrong decision based on information that you didn't know? When it comes to providing benefits and insurance for employees and individuals, this is where we want the right decision to be made, so we provide the proper information and education to help with those decisions.

Hello. My name is Al, and I am a Benefits Consultant. I work with small businesses to educate, navigate, and simplify the process of providing comprehensive benefit solutions for their employees. Not only can I help with group medical plans, but I am also able to assist with individual plans. In addition, I can help with other benefits such as Supplemental, Vision, Dental, Group Life, Etc.

No matter where you are, you now have an insurance guy in your corner.