Tim Loughran, Loan Officer NMLS #331750

👨 Dear dads and fatherly figures, we celebrate you today. Happy Father’s Day!
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Happy Father's Day to all the awesome dads out there!
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Your front yard is the first impression of your home. Don’t overlook it! By adding curb appeal, you’ll also likely add value to your home. 💰Here are some ways to improve it.
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What do weeding and homebuying have in common? Both test your patience and perseverance and you will overcome them! 💪
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Got 99 problems, but closing loans ain't one! 🏡 Let's keep the momentum going and make homeownership dreams a reality!
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Let’s talk today! I’d love to spill the tea on how you can become a homeowner.
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May is National Moving Month and there’s no better time to do so than now! If you’re ready to take the next step, I’d be happy to help. Let’s talk!
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It’s likely that you’ve heard (and believed) that a 20% down payment is needed to buy a home. This isn’t always the case. There are programs that allow buyers to purchase a home with little to no money down! Let’s talk to see what options are available to you.
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Your taste is a reflection of your personality, so stay true to what makes you happy. 😊
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If you are planning to give the heart of your home a makeover, here are some current styles to consider. Read more on incorporating these trends in your kitchen here: https://www.nar.realtor/blogs/styled-staged-sold/kitchen-trends-to-watch-for-in-2024.
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Because time together is well-spent.❤️
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All gave some. Some gave all.
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Red, white or rosé. What are you having a glass of to celebrate today? 🍷
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Making large purchases on credit causes your debt-to-income (DTI) ratio to increase. Lenders set DTI limits so their borrowers are able to comfortably afford their mortgage now and in the future. If a purchase causes your DTI ratio to reach or exceed the lender’s limits, it can result in an increased rate or worse, a loan denial. Proceed with caution. If you still plan on making a purchase, consult your loan officer to ensure your loan status is not jeopardized.
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Closing costs are fees that typically represent 2-5% of your home loan and are a standard part of the process. Check out our blog at pmrloans.com where we demystify what they are, making the path to owning a home as clear and financially manageable as possible.
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Who you work with on your home loan matters. Loan officers vary from institution to institution. We differ in product offerings, rates and fees, so choose wisely. Helpful hint: choose me! 😄
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The sense of excitement and accomplishment it brings is second to none! 🔑
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Let’s talk and see what new loan options work for your next chapter in homeownership. 🏡
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Happy Monther's Day to all the incredible moms out there!
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With Team Mandi - Boise Mortgage – I just got recognized as one of their top fans! 🎉

Because who doesn’t need more space to entertain and prep? 🍷
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Spring is a terrific season for a picnic. What do you like to bring on a special outing: sandwiches 🥪 or salads 🥗?
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Lenders aren’t all the same. Each has different loan programs, rates and fees. Take the time to know what is available before you commit to one. Please reach out if you have any questions, I’d value the opportunity to work with you! 🙋
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Wishing you a fun and festive day. Salud!
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What activity do you and your family enjoy more when the weather is awful outside: playing games ♟️ or watching movies 🎥?
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I’m here for you when you’re ready to upgrade from renting to homeownership! 📱
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My friend, truly anything is possible! Let's take this journey together! 🌟
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Make today the day to organize and declutter your home and office! An organize space can save you time and provide you some mental clarity, not to mention possibly boosting your productivity and increasing your happiness as well! What’s not to love about that?!
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Because it should be more than just a space for our car! 🛠️
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How are you celebrating Earth Day?
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