Michael Count, Financial Services Representative at Barnum Financial Group
Financial Services at Barnum Financial Group Michael attended The College of Westchester and graduated with a degree in Restaurant Management and Hospitality.
As a Financial Services Representative Michael services the current and long term needs of individuals, families, and business owners while looking to build long-term relationships. Whether that’s providing education and guidance with determining the right amount of insurance and helping them select the best solutions for their situation or helping them save for their future. He acts as a resource
Group Long Term Disability: Is it all you need?
GLTD coverage might seem like an adequate safety net, but did you know it may not cover many of your income protection needs? Which could leave you financially exposed during tough times. Let's explore how to help fill those gaps.
The holidays are infamous for “overdoing it.” Let’s make sure you have a sound holiday budget in place today so there’s no buyer’s remorse tomorrow.
It doesn’t matter where you are financially. I can help you create a path to get where you want to be. Let's connect.
https://www.massmutual.com/financial-wellness.
When it comes to a disability, perception isn’t always reality. As a result, many people do not protect their most valuable asset — their income. I can help you bust the DI myths. https://bit.ly/47E87Za.
Are you helping a loved one fund their higher education? As a co-signer or borrower for others, now is a good time to consider student loan repayment and refinance solutions. I can help.
Even if you are covered by Group Long-Term Disability (GLTD) coverage through your employer, the level of income protection it provides may not be enough. Use this worksheet to help determine how much disability income protection you need: https://bit.ly/46JGJJ6.
Are you one of the millions of Americans with student loan debt? MassMutual and GradFin are working together to help you simplify your student loans and save money. Let’s connect.
The past few years taught many of us that we can spend less and still have what we need. I can help you reevaluate your monthly expenses. Let’s connect.
Group disability coverage provides important basic income protection to employees, but for many it may not be enough. Let’s discuss whether supplemental DI coverage is right for you. https://bit.ly/44WkiPp.
Procrastination can make things harder. For example, waiting to start a savings plan can mean thousands of dollars less when you’re ready to retire. Don’t wait, let’s connect today!
Is it time to refinance your student loan? Now that the federal student loan pause is over, you may want to weigh the pros and cons. https://blog.massmutual.com/post/refinancing-student-loans.
With summer right around the corner, it’s time to consider ‘opportunity costs.’ Every dollar you spend today means less to spend tomorrow. I can help you save for what’s most important this summer.
Make sure your Disability Income Insurance (DI) coverage is as portable as you are. I.T. consultants who have group long-term disability (GLTD) through their employer may not realize that their coverage has limitations and can’t move with them. Contact me today to begin creating a portable protection plan by adding supplemental DI coverage. https://bit.ly/44k4TZn.
With more financial obligations than ever, midlife can be a challenging time to save and build wealth. Here are a few things to consider: https://blog.massmutual.com/post/how-to-build-wealth-in-midlife.
According to MassMutual, one third of younger Americans don’t contribute to a retirement plan every month. Yet these same Americans say they plan to be self-reliant in retirement through their 401(k).
(MassMutual Consumer Spending & Saving Index, March 2023)
Your income is one of your most valuable assets. Disability income insurance helps protect it, because relying on your savings may not be a viable option. Talk to me to learn more.
No financial journey looks quite the same. Ask me how I can help you discover the tools and resources to identify your next step.
So much depends on your income. Consider what you’ll earn throughout your career — and help protect it. Learn more with our interactive guide and call me today. https://bit.ly/3MrG2eX.
For many, finances are a source of emotional stress. But managing finances and managing emotions often follow the same path to success. I can help with your financial path.
What comes next? This Financial Literacy Month, I can help you can make your next financial decision with confidence. Reach out to learn more.
Did you know one in four 20-year-olds will become disabled before they reach retirement age? Learn more about the odds and talk to me about helping to protect your income. https://bit.ly/3OfgjIV.
Source: Social Security Administration, Fact Sheet, 2022
Financial confidence isn't built in a single day. But wherever you're heading, there are tools to help along the way. Get in touch to learn more.
Purchasing disability income insurance today can help safeguard your future income, and most everything that depends on it. Let’s talk about helping to protect one of your most valuable assets — your income.
https://bit.ly/3NXe1Oy.
Interest rate activity can have a profound effect on household spending and saving. Here are a few things to consider: https://blog.massmutual.com/post/retirement-bear-market. https://blog.massmutual.com/post/retirement-bear-market.
After an accident left Brigitte unable to work, her MassMutual disability income insurance policy helped provide much-needed income — and a diploma. Let’s talk about helping to protect your future.
Financial wellness is a lifelong journey, and I can help you move forward. Get in touch with me today.
Where do you go from here? This Financial Literacy Month, ask me how you can spend less time worrying, and more time decision-making.
Life insurance means your kids are protected should the worst happen. Get in touch with me to learn how.
April is Financial Literacy Month. According to MassMutual, if someone were to suffer a job loss, they’d first cut spending in entertainment, dining out, and subscriptions. Which begs the question: Why wait? Let's talk today.
(MassMutual Consumer Spending & Saving Index, March 2023)
3 reasons an entrepreneur needs life and disability insurance.
3 reasons an entrepreneur needs life and disability insurance | MassMutual Besides protection, disability and life insurance can be versatile tools for business owners.