Samira's Mortgages

Welcome Blue to the King Family December 2024!

My Handsome young King! ♥️♥️♥️

Samira's Mortgages updated their business hours.

https://prod.lendingpad.com/obsidianfinancialservices/pos #/?loid=983fe45a-bd8c-4d31-a847-52504aa6276f

Consumer Direct

There are three major credit reporting agencies in the United States (Experian, Equifax, Transunion).

Credit Score:

•A credit score plays a key role in a lender's decision to offer credit.
•The FICO scoring system is used by many financial institutions.
•Factors considered in credit scoring include repayment history, types of loans, length of credit history, and an individual's total debt.
•One metric used in calculating a credit score is credit utilization or the percentage of available credit currently being used.
•It is not always advisable to close a credit account that is not being used since doing so can lower a person's credit score.

General credit score ratings (may vary slightly per lender)
• Excellent: 800 to 850
• Very Good: 740 to 799
• Good: 670 to 739
• Fair: 580 to 669
• Poor: 300 to 579

The five factors evaluated when calculating a credit score:
1. Payment history
2. Total amount owed
3. Length of credit history
4. Types of credit
5. New credit

https://www.investopedia.com/terms/c/credit_score.asp

Credit Score A credit score is a number between 300–850 that depicts a consumer's creditworthiness. The higher the score, the better a borrower looks to potential lenders.

www.LiveHomeOfferS.com

Live Home Offers Online Home Buying Offers

Happy National Doggie day to our awesome pup “Capone”
Our family wouldn’t be whole without U
💕🐶💕

Let's break it down...

https://www.bankrate.com/mortgages/what-is-mortgage/

What Is A Mortgage? | Bankrate A primer on what a mortgage is and how it works.

5 Common Mortgage Types
CALL / TEXT / EMAIL to see which option is the best for you
(415) 741-1015 / [email protected]

Samira's Mortgages Looking to buy or Refinance your property?
Call / Text / Email (415) 741-1015 / 310-420-1351

Take this 20 minute course on how to build your credit
https://rise.articulate.com/share/co50frUKw9UwfiYF0nxqI2HM1EjAQoc_ #/

Rise 360

https://www.myfico.com/

Great place to start when looking to get approved for a Home Loan. Your CREDIT is a big component in the approval process.
Request a copy of your credit report from all 3 Credit Bureaus
(Experian, Equifax and Transunion)
https://www.annualcreditreport.com/index.action
Verify all information is up to date and accurate
then give me a call!

Annual Credit Report.com - Home Page During the COVID-19 pandemic, accessing your credit is important. That's why Equifax, Experian and TransUnion are continuing to offer free weekly online credit reports.

Samira's Mortgages updated their phone number.

https://www.bankrate.com/mortgages/mortgage-and-real-estate-news-this-week-august-14/

Mortgage And Real Estate News This Week | Bankrate The return of iBuyers and an update on mortgage rate trends.