Tyler James, Licensed Agent with State Farm

Hey everyone just an FYI if you or anyone you know is interested in getting/starting a Life insurance plan either for protection or retirement now is the time to do it! On November 1st the interest rates across the nation are going to drop by a couple of percentage points for any new policies so to get the same return on your investment you will need to put more money in.
If you or anyone you know need to get this going ASAP don’t hesitate to shoot me a call, text or message so we can get you and your family protected!

This past week I called a client who was searching for a home insurance quote because her current company was raising her yearly premium by almost $2000 a year. After we talked and I gave her the homeowners and auto discount we offer we were able to actually drop her monthly payments below what they were before and increase her coverage. Knowing that I saved someone around $200 a month and $2400 over the course of a year on their home and cars makes this job beyond worth it. If you feel like you’re paying too much for your cars or house don’t hesitate to contact me and ask for a free quote

Hello Family and Friends, I have a quick Business and Life update. I recently accepted a new position with State Farm and have already completed my training and joined my new team. I am now licensed to sell Home and Auto insurance on top of Life insurance. I'm very excited for this new change as it allows me to help more people and it is an exciting opportunity for me as a professional. Thank you everyone for all the love and support I have been getting!

From amber waves of grain to purple mountain majesties, happy to everyone across this great country.

is a moment to celebrate Black history, commemorate challenges and victories, and hope for a better tomorrow.

When it comes to managing retirement spending, no single formula works for everybody. While these tips can help you prepare, I can help you put a strategy in place to help ensure you have the best retirement possible.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

There's no guidebook for dealing with the loss of a spouse, but you don't have to do everything alone. When you're ready, reach out and I can help you through some of the important financial steps you should take.

Losing a spouse - Your financial guide | New York Life Check out New York Life's guide for those experiencing the loss of a spouse to learn how you can set goals for the future and move forward.

Today we honor all those who have served.

Memorial Day: remembering our fallen heroes. On Memorial Day, we honor those who died while serving in the military. Here we look back at how New York Life has supported our country’s heroes throughout our long history.

Caregiving for a spouse can be a taxing experience for any couple. Here are some ways you can be prepared ahead of time.

Caregiving for a spouse—Learn how to adjust | New York Life Being a caregiver for a spouse can be emotionally,physically, and financially taxing. Learn from New York Life what you can do to help prepare for the road ahead.

Depending where you are in your career, sometimes a mini-retirement can be a life-affirming break. But it does come with risks. Here are some things you should consider before making any sudden moves.

Should you plan a mini-retirement? | New York Life What is a mini-retirement and should you plan one? Learn from New York Life how you can take a renewing break from working life with a mid-life retirement.

Helping to build better futures for others is a great legacy to leave behind. If you're thinking about donating to charities as beneficiaries, here are some things to consider.

Legacy gifting—Consider charities as beneficiaries | New York Life Planned giving is the process of leaving a legacy gift to a beneficiary of your choice. Learn from New York Life how to choose a non-profit as your beneficiary.

There are many reasons people choose to work in their retirement. Read these tips and let's talk about your retirement strategy.

Working after retirement shouldn’t be a backup plan | New York Life Going back to work after retirement shouldn't be a back up plan. Learn about your other options from New York Life and enjoy this rewarding period of your life.

As you get further along in your career, preparing for retirement becomes a greater focus. These tips can help you along the way, but please get in touch if you'd like some professional guidance.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

When you're a grandparent, a bright future of opportunity can be the best gift you can give to your grandchild. Contact me to learn how New York Life can help you pay for your grandchild's future education and set them up for a world of possibilities.

Starting college funds for grandchildren | New York Life Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

Once you reach a certain age, you're required to take the minimum distribution from your tax-qualified retirement account, but you do have options how you can use it. Reach out and I can help you figure out the best strategy for you.

RMDs - Learn about required minimum distributions | New York Life Required minimum distributions are often overlooked by retirement plan owners. Learn from New York Life about RMD tables, their rules and how RMDs can be used.

When it comes to your retirement strategy, there's no time to take chances. Learn what matters when it comes to choosing an insurance company and why New York Life's financial strength ratings are consistently among the highest in the industry.

Insurance company financial strength ratings—Learn what matters | New York Life Financial strength or insurance ratings indicate an insurance company's ability to pay policyholder claims. Learn how important these ratings are from New York Life.

Typically, the longer you wait to start collecting Social Security, the bigger your benefits will be. However, the immediate need for assistance can outweigh the desire to wait. If you need help deciding what to do, read this article and let’s talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

Life is full of big events but transitioning out of work and into retirement may be one of the biggest. If you're getting ready to take that first step, I can help you create a strategy that fits your specific needs. Before you start, let's talk.

Major life events that can affect your life insurance | New York Life Learn from New York Life how these four life changing events can affect your life insurance and finances. Discover the options you have to address your needs.

Preparing for retirement should be on everyone's priority list. Whatever track you're on, I can help you ensure your strategy is diversified and solid enough to get you where you want to go. Reach out if you want to talk.

5 strategies to diversify investments | New York Life It is important to diversify your investments in order to properly manage risk. Learn five strategies from New York Life for how to diversify your portfolio.

Deciding when and how to claim Social Security benefits is one of the most important decisions for retirees. Read this article to learn more about your options and then let's talk.

Make the most of your social security benefits | New York Life Guidance on when to claim benefits based on your personal needs.

April is , and where better to start than with retirement planning? As always, I'm here to help whenever you need it.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

Whether taking a family hike or battling it out in backyard volleyball, there's no shortage of great opportunities this month for important family discussions. Click here for some hints on how to get started.

Discussing finances with your family: Ideas and inspiration. | New York Life It's important to discuss key financial matters with your loved ones as soon as possible so everyone's informed about the key issues.

April is the perfect time to build on your financial knowledge, and this article is the perfect place to get started. When you're ready to keep going, get in touch.

What is Term Life Insurance? See our beginner's guide | New York Life Are you considering purchasing term life, but not sure how much you need? Check out New York Life's term life guide to learn about policy rates and coverage.

is a great reminder to check your own employee benefits. Oftentimes, the life insurance coverage you receive just isn't enough. Read about your options and let's talk.

Is employee life insurance enough for you? | New York Life Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

New York Life has paid dividends every year since 1854, and just like you, we'll still be going strong in the future. Learn how you can use dividends to boost your financial strength now, later, and in retirement.

Life insurance dividend options—Reach your goals | New York Life What should you do with your life insurance dividends? Learn from New York Life about dividends payouts and how they can be used to reach your financial goals.

Employee life insurance can be a great perk, but it may not be enough for your needs. Reach out and I can go over the best options to keep you secure through retirement.

Is employee life insurance enough for you? | New York Life Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

Ready for more stability? Find out how converting from term to whole life insurance can give you more benefits throughout your life and into retirement. Feel free to reach out with any questions, I'm here to help.

How to know when it’s time to convert term coverage to whole life | New York Life The option to convert a term policy to whole can be very valuable. Learn from New York Life about the opportunity that convertible term life insurance provides

Read these tips on how you can help gain financial security during your working years so you can have the flexibility you want in retirement.

Taking steps to financial freedom | New York Life Learn about three smart money moves from New York Life that can help you acquire flexibility and financial security. Follow these steps to financial freedom.

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest rates. If you have questions about tax strategies and interest rates, I can help. Let’s talk about your future!