Kathy Hollis Mortgage Banker NMLS #927437

Do you have JUMBO dreams? Let's make it happen with our jumbo loan product! We can accommodate loan amounts up to $3 Million!
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Local lending makes all the difference! We are right around the corner and ready to help you get to your !
https://myoc.io/kathyhollismortgage

Educating our first-time homebuyers is something we are truly passionate about! We are always a phone call away, but feel free to download our FREE First-Time Homebuyer Guide to answer a few FAQs!
https://myoc.io/kathyhollismortgage

FHA Loan Perks:
-Allows for a smaller down payment, and
up to 100% of the funds can be gifted.
-Allow lenders to be more lenient on loan
terms like interest rate, down payment and
closing costs.
-Sellers are allowed to contribute towards
closing costs.
-Offers less restrictive requirements than
conventional loans, making it
easier to qualify.
https://myoc.io/kathyhollismortgage

Despite the current market, our team is still proudly growing strong! Message us to find out how we can better serve you today!
https://myoc.io/kathyhollismortgage

We are ready to help you become a homeowner! With several first-time homebuyer loan programs, we are confident we can help you get to your !
https://myoc.io/kathyhollismortgage

Do you have high interest debt? If so, it may make sense to do a cash-out refinance. Let's discuss your options!
https://myoc.io/kathyhollismortgage

Mortgages don't have to be complicated! Experience the difference local can make!
https://myoc.io/kathyhollismortgage

Estimate your monthly mortgage payments with our FREE payment calculator!
https://myoc.io/kathyhollismortgage

Future income lets you use anticipated earnings when applying for a mortgage loan.

If your new job involves relocating, you might prefer buying and settling into your new home “before” starting the position. But if you’re unable to qualify for a mortgage at this time, you might have to find temporary housing.

FirstBank Mortgage understands this predicament. Therefore, under certain circumstances, we’ll include income you’re expected to earn when reviewing your home loan application – allowing you to secure a mortgage before officially beginning your new job.
https://myoc.io/kathyhollismortgage

What is a temporary mortgage buydown?

A temporary buydown is a mortgage option that allows homebuyers to pay a lower mortgage rate for the first one to three years of their loan term. Their permanent rate doesn’t kick in until the buydown period expires. This results in lower initial home loan payments making home ownership more affordable in the early years of your loan! Don't forget, you can refinance when rates lower!
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By using local programs, we go beyond traditional loan options to help find the right loan for you.
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Woohoo!!! Let’s chat to see if this is the right option for you!
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Good news!!! Today, rates are the lowest they have been in FOUR months. Take advantage! Click the link below to get started.
https://myoc.io/kathyhollismortgage

Have you downloaded our FREE First-Time Homebuyer Guide yet? Our free guide explains the homebuying process and answers common questions for first-time homebuyers.
https://myoc.io/kathyhollismortgage

This is HUGE news!!! Send me a DM to see if an FHA loan is right for you!
https://myoc.io/kathyhollismortgage

Take advantage of the equity in your home! Message me to find out the best ways to put this to use!
https://myoc.io/kathyhollismortgage

BIG NEWS!!! The conforming loan limit has increased to $766,550! Reach out to see how this change benefits you!
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Have you considered lender or seller paid buydowns? It's a great option to help make homeownership in today's market more affordable!
https://myoc.io/kathyhollismortgage

Our buydown program is designed to help keep the cost of homeownership within reach. To learn more, contact us today!
https://myoc.io/kathyhollismortgage

Our Homes for Helpers loan program is designed to help our local heroes enter the market with an affordable mortgage! Contact us to learn more.
https://myoc.io/kathyhollismortgage

Interest rates have dropped! Let's lock in your rate today!
https://myoc.io/kathyhollismortgage

When you opt to bank local, you get so much more. Experience the difference local makes!
https://myoc.io/kathyhollismortgage

Our strength lies within the family we have built at work and within our community. Experience the difference local makes!
https://myoc.io/kathyhollismortgage

Our Homes for Helpers loan program is designed to help our local heroes enter the market with an affordable mortgage. Share this with a medical professional you know!
https://myoc.io/kathyhollismortgage

USDA Loan Benefits:
-Up to 100% Financing
-Larger Acreage Purchase
-No Down Payment
Is this the right loan program for you? Let's find out together!
https://myoc.io/kathyhollismortgage

We are proud to offer our new HomeRoom loan program designed to help educators gain access to a more affordable mortgage. Ask us for details!
https://myoc.io/kathyhollismortgage

Woohoo! FirstBank Mortgage has increased our conforming loan limits to $750,000 effective immediately! Take advantage of a larger loan amount, while still enjoying flexible and competitive loan terms that are not always available with a non-conforming loan. This offer is eligible for Fannie Mae and Freddie Mac loans. Contact me to take advantage of this offer!
https://myoc.io/kathyhollismortgage

What are discount points?

Points can help you save on your mortgage over time. They’re like a “discount” you buy for your interest rate. To put it simply, when getting a mortgage you can pay extra money upfront to lower your interest rate. As a result, your monthly payment becomes smaller. To see the savings you could have, give us a call!
https://myoc.io/kathyhollismortgage

Buying your first home can be stressful. Our team is ready to help reduce the stress by educating you on everything you need to know. Visit our blog to answer some of your FAQs!
https://myoc.io/kathyhollismortgage