Richard Vigil - Mortgage Lender/Real Estate Specialist

A home is often life's biggest purchase. That's why it's important to find a lender that can meet your financial needs and not those of their company. Make one of life's best decisions and work with a wholesale lender, like me.
NMLS # 2167741

Expecting a refund this year? You could spend it on something ridiculous. Or you could invest in your future. Give me a ring to see if your refund could be enough to put you on the path to home ownership! NMLS # 2167741

Independent mortgage brokers work with your best interest at heart. We shop multiple lenders to help you save money and get you a great deal! Message me and experience the broker difference.

Want to own a home, but don't want the maintenance that comes along with it? Condos are the way to go. Call us today and let us help you find the perfect condo loan for you.

Competitive? I am too. Competition among independent mortgage brokers like me typically means lower (better) rates and faster close times for you! Contact me to see what I can do for you today. NMLS # 2167741

Monthly income, expenses and your credit score are just a few things to consider when deciding how much house you can afford. Before you start shopping, reach out to me. I’ll help you run the numbers and secure your pre-approval. NMLS #2167741

All heroes deserve a home with a VA loan. Call our team today.

Working on improving your credit score but don’t want to wait any longer to buy a house? With an FHA loan, you can get a great mortgage rate even without perfect credit. Call us today and let’s explore your options.

Who says buying a home has to be hard? With low down payments, an FHA loan may be just what you need to ease into ownership. Give us a ring to get started today!

Looking for greener pastures? There are many reasons to want to move to a more rural area, including a 0% down USDA loan! Call us today to see if you qualify!

These aren't the only ARMs we should be talking about today. Find out how an adjustable-rate mortgage could be right for you.

Think you need to be debt-free to own a home? You don’t! Don’t let this myth keep you from achieving your dreams. Contact me today to learn more.

Here's one for all my agents out there.

If you’ve served in the military, you may qualify for special mortgage rates and savings. Call us today — we’ll help you maximize your benefits.

Think you’ll have to go without? Think again! Save some money for the move-in by putting less money down with a conventional 3% down loan. You may even be able to use gift funds for your entire down payment! Call today to learn more and check your eligibility.

Are you ready to take a step closer to your dream home? Call us today to learn how you can qualify for a lower down payment and rate through an FHA loan.

Join us as we celebrate National Popcorn Day! Pop in today and let us help you make your mortgage dreams come true.

Thank you to our neighbors and clients who are taking a day on, not a day off, to serve others. Our communities are stronger, kinder and more connected because of you!

Obtaining financing for a new home or renovation requires a plan. Independent mortgage brokers are experts in the game and can save you thousands of dollars compared to mega banks and retailers. Contact me today to learn how!

Don't get spooked by the mortgage process. Call us today to learn more about a low down payment and rate through an FHA loan.

Did you know that your mortgage payments include more than just the amount you pay on the loan every month? If you have an Escrow account, there are actually four (sometimes five) elements that make up your mortgage payment. Call to learn more about your future mortgage!

Nobody wants to have a do-over, even on National Mulligan Day. Come to the experts and let us get it right on the first try.

Stop adding to your landlord's piggy bank and start building your own! Homeownership means you invest in YOUR future wealth with each month's payment, and the equity in your property grows. Let's get started.

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It’s now a buyer’s market, as Denver’s August housing report shows single-family home prices falling Buyer’s now have the power in Denver’s housing market as home prices are falling and homes are staying in the market for longer.

We admit we're terrible at clever rhymes (even for ). Luckily, we're great at mortgages and are thankful to serve as an expert guide on your path to the best place in the world – your home.

As your life changes, so do your wants and needs in a home. We’re here for you with home loan options to help you secure the lifestyle or fit the life stage you’re in – from your first starter home purchase to your rural retirement years.

Helping those who have done so much for our country: Let us guide you through an easier mortgage process and help you save more money with one of our VA loan programs today.

If you think rising interest rates means it's less affordable to buy, think again. In many markets, your monthly mortgage payment can be the same or even less than rent. And as your home value increases, your long-term wealth builds, too. Call to learn more.

The transition from renting to owning can be tricky, but don't let that hold you back. Let our expertise guide you through the loan process every step of the way.

Thinking of starting your journey to becoming a homeowner? Success lies in the prep work! Let us guide you through these five initial steps – we'll help you understand your options and find the best finance options for you!