Courtney Goza, Realtor

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Why is the City of Kyle trying to give a former council member an almost $42,000 dollar raise for a "new position" that she was hired for in 2023? A 2022 survey showed a commensurate salaries in the mid-sixty thousand range which she was hired at. Tell me your thoughts.

One of my long time single family investors trusted me enough to take the plunge into their first commercial investment. I am excited to begin the due diligence process.

Who's looking for a possible redevelopment opportunity in South Austin on a major street? A little over 1 acre in size.

Thinking of turning your FHA-loaned property into a rental? 🏡🔑 Yes, you can! Typically, you need to live in the home for at least one year before renting it out. Always check current FHA regulations to ensure compliance.

To remodel or not to remodel before selling? That's the big question. 🤔✨ In today's market, strategic updates can be the difference between a quick sale and a lingering listing. A fresh coat of paint, updated fixtures, or polished floors can speak volumes to potential buyers, showing them not just the home's potential, but its present charm. Think of it as setting the stage for the buyer's future memories. Ready to make a move that moves your home off the market? Let's chat about the smart upgrades that offer the best return on investment.

MIP 101: Essential for FHA loans, and it's there for the life of the loan if your down payment is below 10%. It's a lender's safeguard, not yours!

Looking for your dream home? 🏡✨ Keep these key factors in mind: Location sets the scene, property condition narrates history, and size and layout define your daily life. Consider the home's age and style, its energy efficiency, and the all-important price and potential resale value. Don't forget environmental aspects and the soundtrack of your life — the noise level. Finding the right mix can turn a house into a forever home. Let’s uncover the perfect blend for you!

Imagine walking through the door of your dream home, the one you've pictured a thousand times in your mind. 🏡💭 But wait, before you get there, there are pitfalls you'll want to sidestep! Every homebuyer's journey is filled with emotion and excitement, and it's easy to get swept away. But a single misstep can turn that dream into a far more challenging reality. Let's navigate this adventure together, avoiding the 'not-to-dos' that could dim the glow of acquiring your perfect home. Stay close as I share the wisdom that turns savvy buyers into happy homeowners. 🗝❤

Transform your bathroom without draining your wallet! 💸🛁 Keep your plumbing in place, frame that basic mirror for a luxurious touch, and simply swap out your toilet seat for a fresh look. Smart updates can lead to big savings!

Preparation is key to a successful home appraisal! ✨🏡 Ensure your home puts its best foot forward: tidy your yard, polish every corner, and compile a list of all the upgrades. As your realtor, I’m here to guide you every step of the way. Let's maximize your home’s value together!

Cozy up and cut costs! During chilly months, let the sunshine in during the day for natural warmth and draw those curtains at night to keep the cold out. It’s chic, it’s smart, and it’s eco-friendly. 🌞➡🌜

Dreaming of a new home in 2024? Your credit score could be the key! 🗝 A score of 620 might open the door to your dream home with a conventional loan. But did you know government-backed loans could be more forgiving?

Got your mortgage pre-approval? 📄🏡 That's a big step forward! Remember, it's usually valid for 60 to 90 days, so it's important to use this time effectively. This is your window to find the right home, and as your realtor, I'm here to help you navigate this journey.

We'll explore homes that fit your vision and needs, keeping an eye on the market to ensure you don't miss out on any opportunities. I'm here to provide support and advice, helping you understand your options and make decisions that feel right for you.

Let's make the most of this exciting time and work together to find a place you'll love calling home. Here's to finding your perfect space!

𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝗼𝘃𝗲𝗿 𝟮𝟱% 𝗼𝗳 𝗵𝗼𝗺𝗲𝘀 𝗺𝗮𝘆 𝗯𝗲 𝘂𝗻𝗱𝗲𝗿𝗶𝗻𝘀𝘂𝗿𝗲𝗱? 🏠💭 As a realtor, I've seen the heartbreak of families discovering too late that their insurance coverage falls short of their actual needs—especially after natural disasters. I always advise clients to review their policies annually to ensure they are fully protected. It’s not just about the sale, it’s about ensuring your dream home stays a dream after the papers are signed. Let’s talk about how to safeguard your investment for the long haul.

My journey as a Real Estate Agent has been filled with growth, understanding, and meaningful connections. Here are key lessons I've learned:

Every Home's Unique Story: Each property holds a special narrative, from excited first-time buyers to families embarking on new chapters.

The Power of Patience: Real estate requires patience. The right opportunity often comes to those who wait.

Effective Communication: Building trust with clients hinges on clear, honest, and empathetic communication.

Adaptability: The ever-changing real estate market demands flexibility and openness to change.

Attention to Detail: Focusing on the small aspects can lead to client satisfaction and successful deals.

Community Connections: Engaging with local communities enhances both business and personal fulfillment.

Journey Over Destination: The real reward lies in guiding clients through their home journey, not just in closing deals.

Lifelong Learning: Staying abreast of industry trends and technologies is crucial in providing top-notch service.

Fulfilling Dreams: Helping clients achieve homeownership dreams is the heart of my passion for real estate.

Gratitude as a Success Driver: Appreciating the trust clients place in me has been my greatest lesson.

Being a Real Estate Agent is about people, dreams, and connections. Each day is a new lesson, and I'm thankful for the experiences shaping my career. Here's to more learning and growth ahead! 🌟

What's your take on the 2024 Colors of the Year? 🎨🏡 Are these shades hitting the mark for your style, or are they a miss? From the deep elegance of Cracked Pepper to the vibrant energy of Persimmon, each color brings a unique vibe. Let me know if you're loving these trends or if you're waiting for something different. Your opinion matters in the ever-evolving world of interior design!

Moving to a new home? Here's a quick guide for efficient packing:

Declutter: Simplify your life by donating or discarding unnecessary items.
Plan: Organize your packing room by room with a checklist.
Supplies: Stock up on boxes, tape, and markers.
Valuables: Keep important documents and items separate.
Inventory: Track your belongings for safety and insurance.
Essentials: Prepare a box with immediate necessities.
Efficient packing paves the way for a smooth move to your new chapter! 🏡📦

Winter's chill brings the opportunity to transform your home into a warm haven. Here are three essential accessories that can help turn your house into a cozy retreat during these colder months:

𝗔 𝗪𝗲𝗹𝗰𝗼𝗺𝗶𝗻𝗴 𝗙𝗶𝗿𝗲𝗽𝗹𝗮𝗰𝗲: There's nothing like the warmth of a fireplace to create a cozy atmosphere. It's not just a source of heat; it's a gathering spot for family and friends to share stories and laughter.

𝗙𝗮𝘂𝘅 𝗙𝘂𝗿 𝗖𝗼𝗺𝗳𝗼𝗿𝘁: Add a touch of luxury and warmth with faux fur blankets or throws. Perfect for curling up on a chilly evening, they bring an extra layer of snug comfort to any room.

𝗦𝗼𝗳𝘁 𝗔𝗺𝗯𝗶𝗲𝗻𝘁 𝗟𝗶𝗴𝗵𝘁𝗶𝗻𝗴: As the days shorten, create a soothing ambiance with soft lighting. Stringing lights, candles, and lanterns can transform your space into a serene winter haven, perfect for relaxing evenings.

These accessories have been game-changers in offering both warmth and style within a home.

Try them out and see how they can enhance your winter living experience, and stay warm, friends!

As we step into 2024, let's embrace a resolution that truly lasts: cultivating our credit scores like a garden blooming with care and attention. 🌱

💳 This journey is more than nurturing numbers; it's about growing a testament to our dedication, a silent yet powerful force that unlocks new chapters in our lives.

Together, let's tend to this vital root of our financial story, watching it flourish into opportunities and new beginnings. 🌟🗝

Begin your 2024 home buying journey with a step that lights the way to your dream home: getting pre-approved. 🌟

🏡 It's more than just paperwork; it's your golden key in the real estate world, opening doors to possibilities and paving a smooth path to the home where your future memories will unfold.

Embrace this empowering start and watch as your home dreams start taking shape. 🗝✨

Transform your home on a budget this year with these savvy upgrades! 🏡💡

🎨 A fresh coat of paint for a vibrant room makeover.
🛠 Modern hardware swaps for an instant style upgrade.
💡 Energy-efficient fixtures to save on bills and enhance value.

These cost-effective changes can make a big impact!

A gentle nudge as the year unfolds: Don't forget to file your homestead exemption. It's a small step that can lead to significant savings. Consider it a 'thank you' note to yourself from the future. 💌💼

Each home we inhabit is a chapter in our life's story, a canvas for memories and dreams.

As we welcome 2024, remember that your home's value is more than a figure; it's a testament to the chapters lived and those yet to unfold. 🏡✨

Let's invest in homes that nurture our today and envision our tomorrow. Together, we can find spaces that resonate with your life's evolving narrative. 📖💫

Property taxes can seem complex, but they're a crucial part of homeownership. 🏡💡 These taxes are calculated based on your home's market value, assessed by professionals. They vary by location and are key to your budget, whether buying or selling. Have questions about how property taxes might affect you? Don't hesitate to reach out for clear, expert guidance. 🧭🏠

As the New Year dawns, are you envisioning a new address on your horizon? Whether you're upsizing, downsizing, or just looking for a change of scene, I'm here with tips to guide your journey to the perfect home. Let's make 2024 the year your home dreams take flight. 🏡✨

Chilly winds are calling for a cozy retreat at home. 🏡

❄ Here's my winter whisper for you:

- 𝗜𝗻𝘀𝘂𝗹𝗮𝘁𝗲 𝘆𝗼𝘂𝗿 𝗽𝗶𝗽𝗲𝘀 𝘁𝗼 𝘄𝗮𝗿𝗱 𝗼𝗳𝗳 𝘁𝗵𝗲 𝗰𝗼𝗹𝗱.
- 𝗖𝗹𝗲𝗮𝗻 𝗼𝘂𝘁 𝘁𝗵𝗼𝘀𝗲 𝗴𝘂𝘁𝘁𝗲𝗿𝘀—𝗹𝗲𝘁 𝘁𝗵𝗲 𝘄𝗶𝗻𝘁𝗲𝗿 𝗿𝗮𝗶𝗻𝘀 𝗳𝗹𝗼𝘄.
- 𝗦𝗲𝗮𝗹 𝘂𝗽 𝗱𝗿𝗮𝗳𝘁𝘀 𝘁𝗼 𝗸𝗲𝗲𝗽 𝘁𝗵𝗲 𝘄𝗮𝗿𝗺𝘁𝗵 𝘄𝗵𝗲𝗿𝗲 𝗶𝘁 𝗯𝗲𝗹𝗼𝗻𝗴𝘀.
- 𝗚𝗶𝘃𝗲 𝘆𝗼𝘂𝗿 𝗵𝗲𝗮𝘁𝗶𝗻𝗴 𝘀𝘆𝘀𝘁𝗲𝗺 𝗮 𝗰𝗵𝗲𝗰𝗸-𝘂𝗽 𝗳𝗼𝗿 𝘁𝗼𝗮𝘀𝘁𝘆 𝗻𝗶𝗴𝗵𝘁𝘀.
- 𝗥𝗲𝘃𝗲𝗿𝘀𝗲 𝘆𝗼𝘂𝗿 𝗰𝗲𝗶𝗹𝗶𝗻𝗴 𝗳𝗮𝗻𝘀 𝘁𝗼 𝗽𝘂𝘀𝗵 𝗵𝗲𝗮𝘁 𝗱𝗼𝘄𝗻.
- 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗼𝘂𝘁𝗱𝗼𝗼𝗿 𝗳𝘂𝗿𝗻𝗶𝘁𝘂𝗿𝗲 𝘄𝗶𝘁𝗵 𝗰𝗼𝘃𝗲𝗿𝘀 𝗼𝗿 𝘀𝘁𝗼𝗿𝗮𝗴𝗲.
- 𝗖𝗵𝗲𝗰𝗸 𝘆𝗼𝘂𝗿 𝘀𝗺𝗼𝗸𝗲 𝗮𝗻𝗱 𝗰𝗮𝗿𝗯𝗼𝗻 𝗺𝗼𝗻𝗼𝘅𝗶𝗱𝗲 𝗱𝗲𝘁𝗲𝗰𝘁𝗼𝗿𝘀 𝘁𝗼 𝘀𝘁𝗮𝘆 𝘀𝗮𝗳𝗲 𝗮𝗻𝗱 𝘀𝗼𝘂𝗻𝗱.

Embrace the season with a home that's winterized and wonderful!

Financial Freedom in 2024: Your Guide to Effective Budgeting! 💰✨

Setting up a budget is your ticket to financial success in the New Year. Here are some essential tips to get you started:

1. **Define Your Goal**: Before you dive into budgeting, decide what you're aiming for. Having a clear financial goal will keep you motivated and on track.

2. **50/30/20 Rule**: Follow the 50/30/20 rule to allocate your income effectively: 50% for necessities, 30% for discretionary spending, and 20% for your financial goals.

3. **Analyze Your Expenses**: Take a close look at your costs. Categorize them into must-haves, wants, and occasional splurges to prioritize your spending.

4. **Track Your Spending**: Keeping tabs on your expenses is crucial. It reveals where your money goes and helps you identify areas where you can cut back.

Budgeting isn't about deprivation; it's about achieving your financial aspirations while maintaining a balanced lifestyle. Start the year right by taking control of your finances and securing your future! 💪💸

As the clock hands aligned at midnight, marking the birth of 2024, we clinked our glasses in a symphony of hope and celebration. 🍾🌟 We imagined the dreams that twinkled like stars in the night sky, each one a promise of joy, success, and a home that's just right. The year unfolded like a beautiful story, filled with laughter, love, and memories in places we could truly call our own. Cheers to the magical journey we embarked on and to the wonderful year that was. 🥂💫

🎶 'Do you want to write an offer?' 🎵 No, it doesn't have to be an offer... Oh, you do? Well, break out the pens and let's get 'Frozen' in a deal so cool it's bound to be a hit! ❄📄

Indulge in the sweet side of the holidays with a Candy Cane Mimosa that's as playful as it is delightful. Cheers to sweet beginnings! 🍬🥂