Josh Frost - Loan Officer - 917297

With pre-approval, you can confidently navigate the housing market, knowing exactly what you can afford. Our team of mortgage professionals is ready to help you every step of the way.

Why wait? Secure your future and take the first step towards your dream home today. Contact us to learn more about our pre-approval process and how we can assist you in making your homeownership dreams come true!

A mortgage tailored to your needs can be the first step towards owning the home of your dreams. Our team of professionals is here to guide you through every step of the process.

Imagine a place where your children can grow, where memories are made, and where your dreams come true. Don't wait—start your journey to homeownership now. Contact us today to learn more about our mortgage options and find the perfect fit for your family's future. Let's make your dream home a reality!

We are proud to be a 4-time winner of the Top Workplaces for Millennials award by Fortune, once again making Nations Lending a top destination for the largest generation of employees in 2024!

“This recognition is yet another example of our outstanding workplace culture, made stronger by all employees in the Nations family. While this award focuses on contributions the Millennial generation makes to the workplace, Nations Lending is a destination for top talent because of the diversity and inclusive ideas we share among all our employees. We celebrate all generations of our Nations family because each of you help to grow our company and serve our customers with integrity. Jeremy (Sopko, CEO) and I thank you for making Nations a great workplace for everyone. Congrats to you all!” – Bill Osborne, President.

View full ranking here: https://www.greatplacetowork.com/best-workplaces/millennials/2024?category=small-and-medium

Life, liberty, and the pursuit of happiness. The Declaration of Independence grants us these rights. This 4th of July and beyond, may you enjoy these liberties and pursue the happiness and independence of becoming a homeowner.

From all of us at Nations Lending – have a happy and safe Independence Day!

Happy Birthday America!

It’s 10-straight years and 12 times overall for Nations Lending being honored as a Top Workplace in Northeast Ohio! The 2024 recognition is sponsored by the Cleveland Plain Dealer and Cleveland.com.

“No matter what your job or responsibilities are as a Nations employee – all of you continue to step-up big time and overcome adversity to help us continue to best serve our borrowers in every community – no matter what the challenges and circumstances in our industry. While our footprint in the mortgage space spans the entire country, our roots will forever be planted in the Cleveland area, making this recognition even more special. You are the reason the Nations family continues to grow stronger. Jeremy (Sopko, CEO) and I are appreciative of all you do.” – President Bill Osborne.

💰 Considering a Cash-Out Refinance?
Unlock your home's equity for upgrades. You may save big on interest payments with possible lower interest rates compared to credit cards.

Tap into your home's potential and simplify your finances with a cash-out refinance! 🏠

This just in from Nations Lending…

FHA borrowers who receive gift funds toward their loans now have some more options to document that money from a donor.

Effective immediately -- the borrower only needs to provide one, simple form of documented proof of the gift funds – either before closing or at the time of closing.

Don’t wait another day – give us a call and let’s make those gift funds work for you!

Newsflash from Nations Lending…

A BIG win for VA buyers as options have been expanded!

Just announced: VA borrowers will soon be permitted to pay the buyer’s portion of the real estate agent’s commission on the home sale.

This potentially keeps more VA borrowers in the house hunt for properties with multiple bids.

Information directly from the VA reveals there are some restrictions to the area where the Veteran is purchasing.

In the coming weeks Nations will have a better understanding of those restrictions and will announce updates prior to August 10th.

5.0 star review received on Experience.com for Josh Frost by Brea H - Any questions I had to they were answered right away. He always got back to me as soon as possible. Was able to help me understand the things I did not.

New ★★★★★ 5 Star Experience.com Review by Brea H Click to see all 22 reviews of Josh Frost, 3343 Minneapolis MN

💰Thinking about a Cashout Refinance?
Wave goodbye to high-interest debts! Consolidate into one possibly lower-interest payment. Save on interest and manage debts smarter.

Unlock your home's potential and streamline your finances with a Cashout Refinance! 🏠

Nations Lending is honored to be ranked for the 9th straight year on the most prestigious list of residential lenders from Scotsman Guide – recognition as a Top Mortgage Lender in America for 2024.

“Being honored with a place on the Scotsman Guide list for another year continues to fuel our daily passion to be the best in our industry. This recognition is only possible because of the tireless work of our dedicated sales partners, and collaboration from all our shared services teams. Despite the challenges in our industry in 2023, all of you brought your best every day, implementing rapidly changing technology and innovative ideas, and worked together to serve our customers in every community. Thank you for making Nations Lending a top mortgage lender!” - CEO Jeremy Sopko.

View full rankings here: https://www.scotsmanguide.com/rankings/top-mortgage-lenders/2024-top-overall-lenders/

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our nation. Their courage and sacrifice remind us of the true meaning of freedom. This Memorial Day, Nations Lending pays tribute to our fallen heroes. As we reflect on their service, let's also cherish the freedoms they protected. Wishing everyone a safe and meaningful Memorial Day.

Unlock the hidden potential in your home with a Cashout Refinance! Turn your home equity into cash for renovations, debt consolidation, or other financial goals. Discover a new way to make your home work for you today.

BREAKING NEWS from Nations Lending: Did you hear?

Area Median Income (AMI) limits are going up in just a few days – possibly giving you that extra purchase power you need to retaliate against rising home prices.

Whether you’re a first-time homebuyer or looking for that next great home – this is an opportunity you must unlock.

Give me a call and let’s take a look at these new possibilities together and determine if we can help give you the keys to your dream home.

We are proud to be included as a Top 50 Mortgage Company in America for 2023 -- published by Mortgage Executive Magazine.

It’s the 7th year in a row for Nations Lending on this list, ranked #34.

“This recognition is more inspiring proof we continue to go above and beyond to serve our customers and our communities across the country with passion. This honor is only made possible because of all of you – working together to make the American dream a reality for so many families – by always looking to improve, and always willing to move the needle forward with new and innovative ideas. Bill (Osborne, Nations Lending President) and I applaud each and every one of you. Making the Mortgage Executive Magazine list for top mortgage companies is as humbling as it is awesome. Thank you and congratulations!” – Jeremy Sopko, CEO

View rankings here: mastermindsummit.com/wp-content/uploads/magazine/mem2024-spring/mobile/index.html?doc=A0C3F32008972A04201F343D42638CA4 #{"docid":"9990688E295A10A0F9221942FE81A4D9","page":32}

Whether you're dreaming of a kitchen remodel, aiming to consolidate debt, or eyeing lucrative investment opportunities, a Cashout Refinance could be the key to achieving your goals. Explore the possibilities with a Cashout Refinance and unlock the full potential of your home. Reach out today to learn more about your options.

“To be recognized alongside so many fantastic Northeast Ohio companies for our undeniable culture at Nations Lending is a result of our employees embracing our core values. Our employees preach, promote, and practice our company culture which is supportive and caring for each other and our customers in every community. Thank you to each one of you and congratulations!” – Bill Osborne, President.

Have you considered tapping into your current home’s equity?
It’s easier than you think.

Our unique loan feature helps you make your home’s equity work for you.

A down payment on another home to build your portfolio, refinance, and consolidate debt – it’s all an opportunity you can’t afford to pass up.

Give us a call – and we’ll help get you qualified today so you can invest now and own your tomorrow!

Take control of your finances with a Cashout Refinance from Nations Lending! 💼🔑 Consolidate your debts, payoff those lingering bills, and regain financial stability. A Cashout Refinance can empower you to leverage the equity in your home to tackle your financial goals.

Here at Nations Lending, we're breaking down barriers to homeownership with our range of Down Payment Assistance programs! 🌟 Say goodbye to worries about hefty down payments and hello to your dream home. Let us help you take the first step towards making your homeownership dreams a reality.

Struggling to keep up with credit card bills? Let Nations Lending help you ease your burden on your budget with a Cashout Refinance! 💸🔄 By tapping into the equity in your home, you can consolidate high-interest credit card debt into one manageable, monthly payment. Say goodbye to juggling multiple bills and hello to financial simplicity!

We are honored and proud to be named a Top Workplace USA for 2024 – for the second straight year!

Nations Lending is ranked 20th out of 100 companies with less than 1,000 employees.

“This honor confirms everything Jeremy and I have prioritized since the first day we got into the mortgage business. Nations Lending is a company where we put our employees first with everything we do – from building an inclusive and caring workplace culture to empowering our team members to have a voice in growing the company’s success. We appreciate all you do for Nations. Thank you!” - Bill Osborne, Co-owner and President.

View full ranking here: https://www.usatoday.com/story/money/2024/03/19/best-places-to-work-2024-employers/72843732007/

Best places to work in 2024? Here's what US employees had to say about their employers Here are the Top Workplaces in the U.S., ranked in a survey by Energage, along with USA TODAY.

Let home equity work for you. Your home is not just a place you love, but also a valuable asset. Leverage its hidden potential by tapping into your home equity through a Cashout Refinance. Access the funds you need to pay off high-interest credit cards, or any other outstanding debts.

Reach out today to explore your options!

Nations Lending is licensed to originate loans in all 50 states. While we’re proud of our company’s expansive service area, what’s most important is delivering the dream of homeownership in our own backyard. We’re proud to partner with the top real estate agents in our area to make these dreams a reality. Join us—contact our team today.

5.0 star review received on Experience.com for Josh Frost by Suzette S - Josh has been great to work with. Highly recommend!

New ★★★★★ 5 Star Experience.com Review by Suzette S Click to see all 20 reviews of Josh Frost, 3343 Minneapolis MN

Take advantage of this extra day in the year to learn more about the benefits of partnering with Nations Lending. Contact us today!

A Cashout Refinance presents you with a valuable opportunity to make use of the equity you have built in your property. By refinancing your mortgage for a sum greater than your current loan balance, you can receive the excess in cash. This influx of funds can be a game-changer, enabling you to tackle a range of financial goals.

By leveraging the equity in your home, a Cashout Refinance allows you to consolidate high-interest debts into one manageable payment. Gain access to the funds necessary to eliminate high-interest credit card balances and other outstanding debts weighing you down.

Reach out to learn more!

Nations Lending is one of the first mortgage lenders to offer a new down payment assistance program for very low-income borrowers (income less than or equal to 50% of the area median income). The VLIP (Very Low-Income Purchase) program provides a $2,500 grant to qualified borrowers who need support in making a down payment. Consider a career move to Nations Lending if you’re looking for a lender who stays ahead of the curve in implementing new solutions to make homeownership possible for all.

Elect to go with Nations Lending and we’ll treat you like a Commander-in-Chief – putting you in charge.
We’re voting for all your homebuying dreams to come true!
From all of us at Nations Lending – Happy Presidents Day!