Getz Financial Coaching

One source says Americans have record savings after the pandemic. Another says we're massively in debt. The inquiries I get suggest it's more the latter. https://www.cnn.com/2021/11/09/economy/fed-household-debt-inflation/index.html

www.cnn.com

Been awhile since I last wrote on a topic. I get a lot of questions about the Ramsey plan. Here's how I interpret and work the plan according to my client's needs.
https://www.getzfinancialcoaching.com/post/following-the-ramsey-plan-being-dave-vs-dave-ish

Just showed a client how to pay off $156,000 in debt in less than 5 years saving $10,159 in interest!

You're spending power is diminished. Everyday items are more expensive. It's a good time for a budget review. Would you like some help with that?
https://www.nbcnews.com/business/consumer/inflation-climbs-third-straight-month-hitting-5-4-percent-n1273806

Prices climb for third straight month, hitting 5.4 percent year over year The inflation index is on the increase, but what is it really measuring?

This is some serious outside the home thinking. Do something you love, overhead costs are low, and make money on it?! Yet another wish I had thought of that idea. However, the point is there are a lot of ways to creatively make income and change your life!

https://www.cnbc.com/2021/06/24/how-this-millennial-family-makes-a-living-traveling-in-their-rv.html

This family sold their house to live in an RV—now they earn over $80,000 a year traveling across the US Karen and Sylvester Akpan sold their house, paid off over $100,000 in student loan debt and now travel the world with their son, Aiden. Here's how they do it.

One of Mike Tyson's best quotes was, "Everyone has a plan until they get punched in the mouth." Well if you are 40 or over and fall into any of these retirement statistics (or short of them), that punch is coming.

Are you ready for some help with that?
https://finance.yahoo.com/news/jaw-dropping-stats-state-retirement-220025630.html

Jaw-Dropping Stats About the State of Retirement in America Many Americans spend their lives working hard and dreaming of the day they can finally retire. But planning for retirement requires more than dreaming — it means being strategic and focused on...

This article spoke to me as a 40 year old millenial (I guess that's what I am now). A lot of good advice here.

'Don't hurry to grow up': 9 older millennials share their best advice to recent grads Despite all the challenges they've faced, most older millennials are content with how their lives turned out. Here's their best advice to the next generation.

New clients have paid off $6000 of debt and a truck in 6 weeks! Way to go guys!!

Got children 17 and under? You're likely about to get some more IRS money as soon as July! Find out how much by using the calculator in this CNET story. Do you want some help with what to do with your windfall?

https://www.cnet.com/personal-finance/july-15-child-tax-credit-cash-benefit-calculator-shows-how-much-money-youll-get/

July 15 child tax credit: Cash benefit calculator shows how much money you'll get You can see how much money you'll receive each month (and in total) with our child tax credit calculator.

Practically everything I teach and coach summarized in this shared post about a couple that retired at 38! It's worth 5 minutes to watch the video.
https://www.cnbc.com/2021/04/30/early-retirement-this-couple-invested-their-money-in-the-stock-market.html

This couple retired at 38 in 1991 with $500,000 in savings. Here's how their investments have lasted over the years Billy and Akaisha Kaderli retired 30 years ago when they were both 38 years old. Here's how their investments have lasted over the decades.

Showed new clients how to payoff over $30k/debt free in 11 months!

Just in time for the end of COVID (hopefully!!!), saving money at restaurants. Enjoy!

Go to Restaurants and Save Money We are getting closer to achieving life as it was before COVID. More and more people are vaccinated. States are starting to lessen or remove restrictions and you are itching to get out and do something. Anything! You really want to go try out some restaurants that you weren’t allowed to visit duri...

Helped a client win a year long battle with the IRS to get 2019 refund plus back stimulus!! (no I'm not a CPA)

FORMER CLIENT UPDATE: Reports paying off 2 loans, 1 credit card, and a number of old medical debts. Credit score jumped 30 points as a result and is super motivate! Keep up the great work!

Debt free client couple with kids just used my pro network to purchase land to build a house! Way to go!

Do you fear rejection when a lender or employer runs your credit? Do you even know what goes into your credit score and how it's put together? If you believe or think your credit score is holding you back from your wants and needs in life, keep reading for a quick education and ways to bump your credit.

Up Your Game! Your Credit Score. Caller: “Can you help me with my credit score?” Me: “Certainly, but it’s likely going to take a while to see results.” Caller: Click (hangs up). As much as I hate the credit game, it’s increasingly likely you will have to play it. This quick little call dramatization is meant to point ou...

Helped a client find a better, higher paying job! It's my third since October. This has become a welcome but unanticipated part of this job. I'm getting pretty good a helping find new careers if I do say so myself!

Change jobs recently? What do with that old 401k? Join my buddy Jim at 7pm on March 1st for some great info, options, and the info is FREE. Sign up below:
https://www.smartmoneyinnovations.com/events/401k-and-retirement-rollovers-free-webinar

401K and Retirement Rollovers- FREE Webinar Please join us for our upcoming webinar

Want to learn more about funding education? Join myself and Jim Bukowsky (Smartvestor Pro) next Monday night for free and useful info! Register using the link below.

https://us02web.zoom.us/webinar/register/WN_lJ-K3juTQ1aBAEg5I_oSDw

Food! It's the one item I see that will destroy a budget time and time again. Here are some very simple ways to save money in this important necessity of life.

Conquer Your Spending on FOOD! FOOD! It is the biggest budget buster. Hands down. Sometimes that cell phone bill gets close, but time and time again I see groceries and restaurants blowing up budgets. Heck, even if you are not tracking your spending, I’ll bet you will be shocked how much you actually spend on food. So grab your...

Clients will have paid off nearly $31,000 in debt by end of this month! Debt freedom!!

Showed a client how $225k in retirement can become $724k in 10 years. That was the conservative estimate. Let's do this!

Question. Are you an early bird or a procrastinator when it comes to filing taxes? Feel free to comment.

For myself, I like to file by Valentine's day. I just like to get it done & if I get a return, I usually have it for Spring break.

2021 tax filing season begins Feb. 12; IRS outlines steps to speed refunds during pandemic | Internal Revenue Service IR-2021-16, January 15, 2021 — The Internal Revenue Service announced that the nation's tax season will start on Friday, February 12, 2021, when the tax agency will begin accepting and processing 2020 tax year returns.

Awesome couple! Great commitment & story. Thanks for allowing me to serve you and post this.

Glad they Committed! Full Testimonial Another Life Changed! Full TestimonialMeet Patti! Patti was in a difficult place when I met her. The pandemic was in it's infancy and she was facing a job layoff, her marriage was ending, and she felt overwhelmed with her finances and lif40

What are You WORTH? Every year since 2007, I have tracked my wife and I’s net worth. I always do it on January 1st and it’s a simple thing that anyone can do and the information it reveals helps to lay out my financial goals for the year. It shows how well my investments have done. How much money I saved or if I ha...

In 2020, I helped clients pay off $261,139 in debt ($18,653/client) while saving $32,100 ($2293/client)! Not a bad 1st full year.

Doh!!

https://www.theatlantic.com/ideas/archive/2020/12/life-simpsons-no-longer-attainable/617499/

The Life in 'The Simpsons' Is No Longer Attainable The most famous dysfunctional family of 1990s television enjoyed, by today’s standards, an almost dreamily secure existence.

The most rewarding thing about being a financial coach is knowing I gave a powerful coaching experience that has changed a client's life for the better. Click below to meet Patti. She was kind enough to provide a quick testimonial on what financial coaching has met to her. Who do you know that can benefit from a powerful coaching experience?

Another Life Changed! Full Testimonial Meet Patti! Patti was in a difficult place when I met her. The pandemic was in it's infancy and she was facing a job layoff, her marriage was ending, and she felt overwhelmed with her finances and life. We wound up working together for 9 months and in that time she saved $3000 and paid off close to....

This happens way too often. If you love your family and friends, take 60 minutes with a estate planning lawyer and save your estate from government decisions of your wealth in the wake of your death. So simple to do and fairly inexpensive. I can refer you to some great lawyers.
https://www.yahoo.com/entertainment/chadwick-boseman-died-without-will-wife-files-probate-case-173043921.html

Chadwick Boseman died without a will, wife files a probate case The actor, who lost his battle to colon cancer on Aug. 28 at the age of 43, died “intestate” — meaning he had no will.

It's been awhile since I felt compelled to write. Check out the ways you can get your baby or your graduating senior through college debt free!

Short and Long Term Strategies to Affording College Without Taking on DEBT! School is finally back in session in one form or another. I for one, feel as if I’m working the jobs of 2-3 teachers these days with both in-class learning and virtual learning at the high school level. If you’re a parent, you may very well be experiencing the anxiety of having your child in sch...

Clients started as members of FPU a year ago and have now paid off $84,000 and are now debt free!! Way to go guys!!!

Clients have paid off $21,000 in debt in six months and have found new jobs! Way to go guys!!!

Only ONE DAY left until it starts!!!

You can retire with dignity. But it won’t happen until you take control of your money. Join my virtual Financial Peace University class. Together, we can learn how to make a plan for the future. Visit fpu.com/1122712 to sign up for my class and start your 14-day free trial of Financial Peace. Class starts Sunday, September 27, 2020.

Classes · Financial Peace University Financial Peace University (FPU) is the nine-lesson class that will teach you how to pay off debt, save and invest for your future. You’ll also connect with others, just like you who can hold you accountable, encourage you, and celebrate your progress!

No more money stress—ever! It’s possible when you know how to handle your finances. Join my virtual Financial Peace University class, and we’ll learn how to dump debt and build wealth. You won’t even have to leave home. And now, you can try Financial Peace free for 14 days! Visit fpu.com/1122712 to sign up and learn more. Class starts Sunday, September 27, 2020.

Classes · Financial Peace University Financial Peace University (FPU) is the nine-lesson class that will teach you how to pay off debt, save and invest for your future. You’ll also connect with others, just like you who can hold you accountable, encourage you, and celebrate your progress!

Living the life of your dreams starts with a solid financial plan. Join my virtual Financial Peace University class and learn to dump debt and build wealth. You won’t even have to leave home. Visit fpu.com/1122712 to sign up for my class and start your 14-day free trial of Financial Peace. Class starts Sunday, September 27, 2020.

Classes · Financial Peace University Financial Peace University (FPU) is the nine-lesson class that will teach you how to pay off debt, save and invest for your future. You’ll also connect with others, just like you who can hold you accountable, encourage you, and celebrate your progress!

Nice story of one man figuring out his personal finance journey. Would you like some help with that???

https://grow.acorns.com/how-todd-kunsman-paid-off-debt-saved-six-figures/

How I went from owing $29,000 and making under $36,000 to debt-free with over $100,000 saved Invested Wallet founder Todd Kunsman was making $36,000 a year and paying off $29,000 in loans before he shifted his mindset about money.

LAST Chance! Free Webinar for funding kids education - https://mailchi.mp/d28360ef8782/fund-education-for-your-kids-a-free-webinar-6977826

Fund Education for your Kids a FREE webinar - https://mailchi.mp/ee4a6a340c0a/fund-education-for-your-kids-a-free-webinar

This week I showed a client how he can put his young kids through college and still become a multimillionaire! I also showed clients how to start their dream job (becoming their own bosses) while getting out of debt. I'm looking for 2-3 people today to talk with about their finances & what they can look like by the end of 2020 with focus & accountability. Text me (636) 896-5768 or send me a message. There is no charge to talk. So who do you know?