Tammy Byrd, Bankers Life Agent

Did you know that Americans owed nearly $986 billion on credit cards by the end of 2023? With debts rising, it's time to consider the impact of assets and liabilities on your life. Join us as we kick off and explore the importance of assets and liabilities in securing your financial future!

Assets and Liabilities Explained - Bankers Life Blog At the end of 2023, Americans owed $986 billion on credit cards, surpassing prior years. With debt on the rise, assets and liabilities are playing major Gain an understanding of what the terms asset and liability are in simple terms.

Assets and liabilities: the backbone of your financial journey. Whether it's cash, investments or debt, understanding their role is crucial. Here we dive into how they shape your financial landscape and ways to optimize your portfolio.

Assets and Liabilities Explained - Bankers Life Blog At the end of 2023, Americans owed $986 billion on credit cards, surpassing prior years. With debt on the rise, assets and liabilities are playing major Gain an understanding of what the terms asset and liability are in simple terms.

Are you curious about annuities, but feel confused or intimidated by the purchasing process? Let’s meet to talk about WHAT an annuity is and why it may be right for you. I will guide you through every step of the process—so you can be confident that an annuity can help meet your financial needs.

Many Americans aged 65 and older are postponing retirement due to about running out of savings and inadequate retirement income.

If you’re approaching retirement, or just want to get a better handle on your long-term financial plan, let’s meet to discuss your options. Together we can build a plan to help you reach your goals and improve upon your financial security.

is a great time to take your to the next level at Bankers Life. Here, you can achieve personal satisfaction and financial success while helping people protect their future.

Message me for information, or get started by applying here https://careersatbankerslife.com/

I’m proud to share that Bankers Life received 5/5 stars by Forbes Advisor for long-term care insurance. Message me to learn more about their review and how this important product may be beneficial for your retirement planning.

Best Long-Term Care Insurance Companies Of 2024 Many adults need long-term care as they get older. Someone turning the age of 65 today has nearly a 70% chance of needing long-term care assistance in their lifetime, according to the Administration for Community Living. We analyzed coverage prices to find the best long-term care insurance polici

Should you buy long-term care insurance? Message me to learn about this financial tool that can help safeguard your finances as you age. Also be sure to check out why rated Bankers Life 5/5 for “Best Maximum Issue Age” in 2024!

Best Long-Term Care Insurance Companies Of 2024 Many adults need long-term care as they get older. Someone turning the age of 65 today has nearly a 70% chance of needing long-term care assistance in their lifetime, according to the Administration for Community Living. We analyzed coverage prices to find the best long-term care insurance polici

89% of people aged 50+ think getting advice from a financial professional would be in their best interest—but only 38% actually follow through on utilizing a financial professional.

Don’t miss your opportunity to get advice that could benefit you and your investments. Message me to set up an appointment and discuss your plans.

Are you curious about annuities, but feel confused or intimidated by the purchasing process? Let’s meet to talk about WHAT an annuity is and why it may be right for you. I will guide you through every step of the process—so you can be confident that an annuity can help meet your financial needs.

Investment growth, burdens and retirement funding are the top concerns among those who work with financial advisors, according to a recent survey by The College for Financial Planning.

If you share these concerns, connect with me today. I can help guide you through the challenges and build a strategy to help improve your financial security.

Discover a few ways you can take advantage of compound interest in 2024 here:

What is Compound Interest and Why Does it Matter for Retirement? - Bankers Life Blog We understand the fundamental retirement process - investing funds and witnessing growth with the hope of a secure financial future. But how does that Explore the question, “what is compound interest?” and unravel how it can be leveraged to your advantage in this breakdown of investment concepts...

A legacy is what you pass on—and it can take many forms. Read our blog to learn how to leave a family legacy, a community legacy, a career legacy and a financial legacy.

Leaving a Legacy: 4 Types to Consider - Bankers Life Blog Many people think that leaving behind a legacy is only for the rich, but the truth is, you don’t need to be a millionaire to leave a legacy. Yes, finances Do you want to leave behind a legacy that’s meaningful and enduring? Check out these four types of legacy for you to consider.

Is an annuity right for you? What even IS an annuity? Take this quiz to learn more about this product that’s designed to turn your money into an income stream for

QUIZ: Is an annuity right for you? - Bankers Life Blog Take our six-question annuity quiz to learn more about the annuity as a retirement savings and income tool and to see if one may be right for you! Take our annuity quiz to learn more about the annuity as a retirement savings and income tool and to see if one may be right for you!

In January, more than 71 million Americans received a 3.2% cost-of-living adjustment (COLA) increase to their monthly Social Security benefits, but for many retirees the bump won’t cover the inflated cost of living. Read our blog for tips to help you handle cost of living increases in retirement.

4 Tips to Handle Cost of Living (COLA) Increases in Retirement - Bankers Life Blog In January, more than 71 million Americans received a 3.2% cost-of-living adjustment (COLA) increase to their monthly Social Security benefits, an average Get tips for handling cost of living increases while living on Social Security and a fixed retirement income.

You’ll notice a difference in the way we serve our customers and strive to deliver personal service to meet your needs. In fact, Bankers Life agents like me still make house calls! Message me to set up an appointment, or learn more at https://bankerslife.com/

Should you pick a traditional or Roth 401(k) plan? This article may help you weigh several key factors. Message me to discuss this and other retirement planning needs!

Want to be a millionaire by retirement? Here's how to pick which 401(k) is right for you. The choices you make today can have profound impacts on what happens with your money once you retire.

Sometimes one medical issue can lead to the diagnosis of another. Read our blog about Britain’s King Charles and how his cancer diagnosis came about that way and what you can do to prepare and plan for an unexpected diagnosis.

Cancer Prevention Month: Lessons from King Charles III’s Unexpected Diagnosis - Bankers Life Blog February is Black History Month, but it’s also National Cancer Prevention Month, Self-Check Month and February 4th was World Cancer Day. The world was February is National Cancer Prevention Month, Self-Check Month and World Cancer Day. How King Charles III’s cancer diagnosis can help us be more ...

Curious about annuities and their benefits? Dive into the pros and cons of annuities here:

Averse to Risk? Annuities May be the Answer - Bankers Life Blog Finding ways to save for retirement in an uncertain market can present some challenges. It begs the question, what is the best way to maximize your money Explore the benefits and risks of annuities and how they may be worth researching for individuals who are risk averse.

Whether you’re enjoying or , consider these ways to do so without breaking the bank.

Through our wealth management solutions, A Bankers Life financial representative will help assess whether you’re on track to reach your goals and then help you build a customized strategy to improve upon your financial security. Whether you have general questions or need to review your portfolio, I'm ready to help! https://www.bankerslife.com/bankers-life-securities/bankers-life-advisory-services-inc/

An annuity is a financial vehicle designed to help you accumulate money for retirement, protect what you've saved, or turn your retirement savings into an income stream. Message me today to learn if an annuity might be right for you.

Experience peace of mind like this Bankers Life customer! Together, we can establish a plan that ensures you’re able to take care of yourself now and later. Review these 7 saving strategies for a secure retirement and let me know how I can help! https://www.bankerslife.com/insights/personal-finance/7-saving-strategies-for-a-secure-retirement/

What should you expect when you meet with an agent like me? We'll talk through information that covers four factors: retirement income, health expenses, retirement care and final expenses. With your help, we’ll build a plan that helps provide security and peace of mind—so you can take in all the joys of retirement! Message me to learn more!

An annuity is a financial vehicle designed to help you accumulate money for retirement, protect what you've saved, or turn your retirement savings into an income stream. Message me today or visit us online to get a quote and learn if an annuity might be right for you.

Bankers Life is named by Forbes as one of the top long-term care insurance providers. Proud but not surprised. I’d love to talk with you about it today.

Best Long-Term Care Insurance Companies Of 2024 Many adults need long-term care as they get older. Someone turning the age of 65 today has nearly a 70% chance of needing long-term care assistance in their lifetime, according to the Administration for Community Living. We analyzed coverage prices to find the best long-term care insurance polici

When Forbes names Bankers Life as one of the top long-term care insurance providers, you simply have to share. Think we should talk? Reach out directly to set up a chat with me.

Best Long-Term Care Insurance Companies Of 2024 Many adults need long-term care as they get older. Someone turning the age of 65 today has nearly a 70% chance of needing long-term care assistance in their lifetime, according to the Administration for Community Living. We analyzed coverage prices to find the best long-term care insurance polici

Whether you’re new to investing or looking for ways to max out your investment portfolio, financial representatives are equipped to provide the expert guidance you need to meet your goals. Message me for details!

Our agents enjoy high compensation potential, flexible hours, and the satisfaction of making a difference! Send me your questions or apply at https://careersatbankerslife.com

Hear from our customers in their own words about the benefits of having their Bankers Life insurance agent by their side. https://www.bankerslife.com/about-us/meet-our-customers/

“Securities” are investments made by anyone other than the investor, including a wide array of vehicles such as stocks, bonds, and ETFs. Bankers Life focuses on the securities and investment needs of middle-income Americans who are near or in retirement. We’ll meet with you to understand your objectives and provide guidance and assistance in helping you to achieve your investment goals. Reach out to learn more!