Ortiz Lending Team

Not only do we offer a $0 downpayment conventional loan, but we can also close it fast and at a great rate. Call/text for more information (571) 331-0722

Congratulations to the Aguilar sisters. They needed their own space, so they bought a home! I hooked them up with a conventional loan with 0% down payment and a great interest rate.

. I’ll show you how. 571-331-0722

Cómo calificar para comprar una casa con un ITIN

1. **Historial de Alquiler** - Asegúrate de poder demostrar pagos de renta durante los últimos 12 meses. Paga tu renta mensual con cheque personal o Zelle. Evita, si es posible, pagar tu renta en efectivo o con giros postales.

2. **Si trabajas por propia cuenta**, deposita todos tus ingresos en una cuenta, incluso si los retiras de inmediato. Al depositar todos tus ingresos, podemos mostrarle al prestamista los ingresos que generas.

Si se puede comprar con tax ID.

Call now to connect with business.

¡Buenas noticias! 🏡 Ahora puedes comprar tu casa con $0 de pago inicial. Solo necesitas tener un número de seguro social y un puntaje de crédito de 640. 📈

¡Llama para más información! 📞 571-331-0722

Did you know that you can qualify for a conventional loan with $0 down payment? Well you can… 📞 (571) 331-0722

May 16, 2024 - UWM Announces Zero Percent Down Purchase Program UWM announced 0% Down Purchase, a program aimed to help more borrowers become homeowners without an upfront down payment

Estamos encantados de anunciar una increíble oferta en préstamos FHA. ¡Ahora puedes comprar tu casa sin pago inicial y con un puntaje de crédito mínimo de solo 620! 🎉

Características destacadas:
✅ Préstamos FHA sin pago inicial
✅ Puntaje de crédito mínimo de 620
✅ ¡Hogar propio al alcance de todos!

¿Listo para dar el paso hacia la propiedad? 🚀 ¡Contáctanos hoy mismo para más detalles y comienza tu viaje hacia la casa de tus sueños! 🏡💙



Luis Ortiz
Tel: (571) 331-0722

Call now to connect with business.

¡Recibiendo el 2024 en un nuevo hogar! 🏡 ¡Felicidades! El trabajo duro y la dedicación tienen su recompensa. Comencemos hoy con tus metas de ser dueño de casa en el 2024. 🎉🏠

Congratulations to this amazing family.
¡Felicidades a esta increíble familia! Son compradores de vivienda por primera vez y estarán celebrando su primera Navidad como propietarios. 🏡🎉 ¡Qué emocionante comenzar este nuevo capítulo en sus vidas! ¡Felicidades de nuevo! 🎄👨‍👩‍👧‍👦

¡Es el Momento Perfecto para Comprar una Casa!??

En el actual mercado inmobiliario, se presenta una oportunidad única para aquellos que consideran adquirir una vivienda. Las tasas de interés han descendido, creando un ambiente favorable para futuros propietarios. Aunque las tasas han bajado, el mercado sigue siendo propicio para los compradores, permitiéndoles solicitar asistencia con los costos de cierre a los vendedores.

¿Por qué es ahora el momento adecuado? Si bien las tasas han disminuido, todavía estamos en un mercado favorable para los compradores. Puedes negociar con los vendedores para obtener ayuda con los costos de cierre, lo que facilita el proceso de compra.

Es importante destacar que esperar a que las tasas bajen aún más puede no ser la mejor estrategia. La demanda de viviendas está en aumento y, si esperamos demasiado, nos arriesgamos a encontrarnos en medio de guerras de ofertas, con más compradores que propiedades disponibles. Esto inevitablemente conducirá a un aumento en los precios de las viviendas.

En resumen, el momento para convertirte en propietario es ahora. Aprovecha las tasas de interés actuales y la posibilidad de recibir asistencia con los costos de cierre. No esperes a que la competencia aumente y los precios suban. ¡Haz tu sueño de ser dueño de una casa una realidad hoy mismo!

Call now to connect with business.

Rates are down. Average savings of $265 per month if you were to refinance a rate from 6 months ago.

Housing Market Update: Declining Mortgage Rates Lure Sellers Off Sidelines, Paving the Way For 2024 Buyers Listing consults with Redfin agents have risen significantly since rates began to fall last month. Our economists expect buyers will take advantage of lower rates and more listings in the new year, after the typical holiday slowdown.

If you bought your within the past 2 years and your rate is over 7%, check this out.... https://www.housingwire.com/articles/uwm-to-offer-discounted-rates-on-government-loan-refis/
Call me for details.

UWM to offer discounted rates on government loan refis UWM initiative includes three new exclusive rates available to brokers until Jan. 31, 2024.

🏡 Unlock Your Home's Potential with Our Equity Line Promotion! 🚀

Ready to turn your home equity into a financial advantage? Now's the perfect time! Our Equity Line Promotion is here to help you make the most of your property.

🌟 Benefits:
✅ Access to extra cash for home improvements, debt consolidation, or any big project.
✅ Competitive interest rates and flexible repayment options.
✅ Quick and easy application process.

Don't miss out on this fantastic opportunity! Contact us today to learn more and take the first step toward your financial goals. Your home holds the key to a brighter future. 💰

Te gustria ser propietario de tu propia casa? ¡No pierdas esta oportunidad! Estamos aquí para ayudarte a lograr tus sueños de tener una casa propia. Nuestros servicios incluyen:
🏠 Asistencia para el Pago Inicial: Sabemos que el pago inicial puede ser un desafío, pero no te preocupes, ¡tenemos soluciones para ayudarte a obtenerlo!
💼 Préstamos para Personas con ITIN: Entendemos que no todos tienen un número de seguro social, ¡pero eso no debería impedirte comprar una casa! Ofrecemos préstamos para personas con ITIN.
💼 Préstamos para Autónomos: ¿Te han rechazado debido a tus ingresos reportados en tus impuestos? ¡No te preocupes más! Tenemos opciones para personas que son autónomas y han tenido problemas para calificar debido a sus ingresos.
Nuestro equipo de expertos está listo para guiarte a través del proceso de solicitud de hipoteca y encontrar la mejor solución para ti. ¡No dejes pasar esta oportunidad de convertirte en propietario! Contáctanos hoy mismo para obtener más información.
Luis Ortiz
(571) 331-0722 📞

Ok Luis.... This is how we like to close loans. Any of my realtor friends looking for a 13 days ctc, let me know.

🏢📈 Ready to invest in real estate? Here are some examples of short-term and long-term investment strategies. 💼💰

🌱 Dreaming of a beautiful garden? Let's get started with these gardening tips for beginners! 🌺🌿

Keeping up with home maintenance is essential! Check out our August home maintenance checklist. 🔧

🏞️🏡 Don’t just sell your home – sell the lifestyle of your area! This will also help leave a lasting impression on potential buyers. Here are some of the amenities that you can highlight in your listing:
⠀
1️⃣ Highlight local parks, trails, and outdoor recreational spaces.
2️⃣ Mention nearby shopping centers, restaurants, and entertainment.
3️⃣ Showcase proximity to schools, hospitals, and other essential services.
4️⃣ Include information about community events and activities.
5️⃣ Share testimonials from happy residents about the neighborhood.
⠀
What is your favorite thing about your neighborhood? Let us know! 👇

Are you planning to sell your home but worried about the impact of your furry friends? Selling a home with pets can present unique challenges, but with a little extra preparation, you can ensure a smooth and successful sale. Follow these tips, and you'll be well on your way to finding a loving new home for both you and your furry companions! 🐶🐱💕

🖥️ Seller Tip: Market Your Home Online!

When it comes to marketing a home listing, using online platforms can greatly help you reach a wider audience of potential buyers.

Platforms like Zillow and Realtor.com provide extensive exposure, allowing sellers to showcase their property with detailed descriptions, high-quality photos, and even virtual tours. Additionally, social media platforms like Facebook and Instagram offer targeted advertising options to reach specific demographics.

Working with an expert real estate agent further enhances these advantages, as they possess the knowledge and experience to optimize online marketing strategies, identify the most effective platforms, and ensure maximum visibility for your listing. Their expertise ensures that your home receives the attention it deserves and increases the likelihood of attracting qualified buyers in a competitive market.

🏡 What makes your home truly one-of-a-kind? 🤔 Share your most unique home feature in the comments below and let's celebrate the extraordinary charm that sets our homes apart! ✨

Q: “How do I evaluate and choose the right buyer for my property?”

First of all, do not just look at the highest price. While that's important, we need to consider other factors too. We need to look at the financial strength of the buyers, their pre-approval status, and their flexibility on closing terms. We should also pay attention to contingencies and earnest money offered. By weighing these aspects, we can identify the strongest and most reliable offer for you.

Secondly, communication is key. It's crucial to keep the interested buyers and their agents in the loop. We need to be transparent and fair, letting everyone know that multiple offers are on the table. This creates a sense of urgency and gets buyers excited. We can ask them to submit their "best and final" offers within a specific timeframe. This friendly competition will encourage buyers to put forward their strongest bids. By fostering this environment, we increase the chances of receiving the best possible offer.

Loan Underwriting Minute: FHA update to tip income: Attention all servers and bartenders. You can now qualify for a loan with 12 months of tip income. You previously had to document 24 months of tip income to qualify. Reach out if you have any questions.
Luis Ortiz, (571) 331-0722