Save Technologies

The best CDs pay about 5.00% APY or higher. We think you can do better with Market+, which is our latest program that offers a guaranteed annual return plus a variable market-linked return.

Do You Think 5.15% APY CD Rates Are Good? This Fintech Can Do Better Want to earn more money than the best CDs? A fintech company named Save could help. Its investment programs offer higher yields -- see how it works!

The Motley Fool writer Ben Gran says he’s not impressed with most CDs, but finds appeal in our Market Savings and Market+ programs. Read his pros and cons list of our products in The Motley Fool.

This New Investment Option Could Be a CD Killer Does the fixed APY on the best CDs feel uninspiring to you? Here's what you need to know about Save, a fintech that offers higher returns on your savings.

Thank you to Debt Free Millennials and Debt Free Millennials' Justine Nelson for the feature of Market Savings, where your deposit is FDIC-insured3️⃣ and you have access to the growth potential of the market. Learn more: https://joinsave.com/marketsavings-lp-v17?utm_save=meTId1Fw

Easy way to invest in the market (with no downside) High yield savings accounts are great (trust me, I use multiple) but wouldn't it be nice to save money and earn 9% on that money with no chance of losing mon...

Bottom line according to Motley Fool writer Ben Gran: “The Save Market Savings gives you FDIC insurance like a bank account, a limited time commitment like a CD, and the growth potential of buying stocks. Before you open a 1-year CD with 5% APY (or less), consider joining Save.”

This Savings Account Pays Up to 9% Per Year Want to earn a higher yield on your savings? Opening a CD is not your only choice. The Save Market Savings Account has earned 9.07% returns.

Introducing Market+, which pays you a guaranteed return of 3% on the deposit on an annual basis. You can withdraw this return at any time. At program maturity after three years, you get the last guaranteed annual return payment, your initial deposit, and any gains from your market-linked investments.

New Savings Program Offers Higher APY by Combining Market Returns with a Guaranteed Yield Gainbridge®, a Group 1001 company, and Save® Advisers, LLC, a technology and wealth management company, announced the launch of Market+ to address the

When was the last time you thought about your savings account? Consider Market Savings, which helps by maintaining FDIC insurance to preserve capital from risk while offering more variance in returns.

Save® Offers Curated Portfolios and Higher Return Potential Within an FDIC-Insured Savings Program Mike Senecal draws on more than 20 years of editorial experience to update CardRates.com readers on industry trends, business news, and best practices in budgeting and credit use. Mike has worked for decades in academic and trade publishing, including roles as managing editor and technical editor at...

In the ever-evolving landscape of financial technology, traditional banking institutions are seeking innovative partnerships, like what Save offers, to stay competitive and enhance their offerings.

Our commitment to security: Save is SOC 2, Type 2 certified! Save is among the traditional banking institutions seeking innovative partnerships to stay competitive and enhance their offerings.

To increase security for us, our customers, and our partners, we’ve proudly received our SOC 2, Type 2 certification. This certification holds us to a higher standard of security. If you’re not familiar with the certification, learn more in our recent blog: https://blog.joinsave.com/2024/04/10/commit-security-save-soc-2-certified/

Position your financial institution at the forefront of innovation. Powered by Save is your gateway to a new, innovative banking partnership that includes security, non-interest-bearing accounts, and more. Elevate your financial strategy by integrating with Save: https://joinsave.com/b2b-lp ?utm_save=jE6SoRs5

Need a cheaper and more efficient way to bring in deposits? We are expanding our business goals by bringing our products to bank partners directly. Market Savings benefits extend past individual customers and are even more beneficial for banks directly. Learn more about what it means to be powered by Save: https://joinsave.com/b2b-lp?utm_save=jE6SoRs5

2023 saw an equity rally, which was good news for equity-focused portfolios. If you’re a Save customer, the additional good news is that these “up-years” are the only ones relevant, because investments are made on your behalf with no risk to your initial capital if the market drops. Read more 👇

Equity Markets Drive Market Savings 2023 Returns (Part II) 2023 saw an equity rally, while bonds and commodities struggled. This was good news for equity-focused portfolios (like the S&P 500 Risk-Controlled).

Want an extra bonus? When you make an additional deposit in January, we will add a one-time equivalent investment bonus to your account.†† For deposits between $5,000 and $24,999, you earn a $1,000 equivalent investment bonus.ᵃ For deposits of $25,000 or more, you earn a $5,000 equivalent investment bonus. Login to your Save account to claim your bonus!

a. For each successful investment bonus, Save buys strategy-linked securities whose equivalent investment value is equivalent to the bonus amount ($1,000 - $5,000). Equivalent investments: Save buys strategy-linked securities whose equivalent investment value is equal to the notional value of the underlying assets of the strategy-linked security that is purchased. The notional value accounts for the total amount of a security's underlying assets at its spot price, not the market price of the strategy-linked security itself.

What are your financial resolutions for 2024? If it’s to save more, we’ve got you and we’ll reward you with a bonus for qualifying deposits. Log into your Save account to learn more.

Did you know 65% of people surveyed said investing wasn’t as hard as they initially thought after they got started?* Investing is much easier when your initial deposit isn’t at risk of market fluctuation and instead it is FDIC-insured3️⃣ (learn how: https://customercare.joinsave.com/support/solutions/articles/153000047335-how-are-market-savings-deposits-fdic-insured-and-at-the-same-time-save-invests-on-my-behalf-). Wherever you are on your investment journey; we’ve got your back.

*According to Commonwealth’s Transforming Investor Identity survey.

Happy New Year! Starting at midnight, you can earn a bonus with a new, qualifying Market Savings deposit. Log into your Save account to learn more.

Starting New Years Day, when you make an additional deposit in January, we will add a one-time equivalent investment bonus to your account.†† More details to come on January 1!

†† Save Referral and Bonus Programs: For each successful referral, Save buys strategy-linked securities for each party whose equivalent investment value is equal to Save's current Referral and Bonus reward values outlined on the Referrals page. Save reserves the right to change Referral and Bonus reward values at any time.
Equivalent investments: Save buys strategy-linked securities whose equivalent investment value is equal to the notional value of the underlying assets of the strategy-linked security that is purchased. The notional value accounts for the total amount of a security's underlying assets at its spot price, not the market price of the strategy-linked security itself.

We’re starting the New Year off right with bonuses to our customers who make qualifying deposits. Current Save Market Savings customers, the details will land in your account beginning Jan. 1 at midnight. Not a customer yet? Learn more about Market Savings and sign up: https://joinsave.com/marketsavings-lp-v21?utm_save=249DuMVp

What does it mean to be a good fiduciary? What even is a fiduciary? We break it down and we’re here to help with your investment journey. Learn more about Market Savings: https://joinsave.com/marketsavings-lp-v17?utm_save=meTId1Fw

This holiday season, we’re embracing generosity with bonus investments.†† Starting Jan. 1, 2024, Save Market Savings customers will see a bonus in their Save accounts when they make qualifying Market Savings deposits.

Embrace the magic. With Save Market Savings, your deposit is FDIC-insured3️⃣ and remains untouched in your account. Meanwhile, we invest on your behalf in a portfolio of your choice. Learn more and sign up: https://joinsave.com/marketsavings-lp-v17?utm_save=meTId1Fw

Facebook vs. reality at Save. We wish you all the happiest of holidays this year! Stay tuned for a behind-the-scenes video of our Office Olympic Games.

A 16.89% variable APY** is hard to beat, especially when talking about saving for retirement. With Market Trust, your principal is protected4️⃣ from decreasing value for the five-year term, and you can capitalize on a variable APY** of 16.89%: https://joinsave.com/market-trust-lp?utm_save=CNo5dMFn

First-time investors, this is for you. 65% of people surveyed said investing wasn’t as hard as they initially thought after they got started, according to Commonwealth’s Transforming Investor Identity survey.

Sometimes the hardest step is to start, but we are here to help, especially since it’s not your money that’s getting invested with Market Savings. Your Market Savings deposit is 100% secured in an FDIC-insured account.3️⃣ Separately, we invest on your behalf. Take the step with us: https://joinsave.com/marketsavings-lp-v17?utm_save=meTId1Fw

And this is assuming Social Security doesn’t totally run out. At the current trajectory, it appears very likely that the Social Security trust fund could run out of money in or around 2033.
So for younger generations, what are your retirement plans? We advise you to explore Market Trust, which is principal-protected4️⃣ and has a variable APY** of 16.53%. Learn more: https://joinsave.com/market-trust-lp?utm_save=CNo5dMFn

Saving for retirement isn’t typically something you can rush, and experts typically advise saving over the long term. If you are starting late or just want a one-up with a higher-than-average potential ROI, consider Market Trust, which is principal-protected4️⃣ and has a variable APY** of 16.53%. Learn more: https://joinsave.com/market-trust-lp?utm_save=CNo5dMFn

These 6 graphics will help drive home the benefits of investing – specifically, why it’s so important to be invested in the markets over the long term, even when cash feels like a safer bet.

1. Stay invested or miss out
From a $10,000 investment made on January 1, 1980, that’s been invested to December 2022: Missing just 5 of the best days in the market could make you miss out on $411,258 in returns and that sum only increases with more of these best days you miss.

2. S&P 500 – historically a wealth creation machine
Let’s take $100 invested in 1957 when the S&P 500 first launched with 500 companies. That $100 would have a $58,400 value in 2022. This is due to the power of compounding.

3. On average, stocks beat all other mainstream assets
But investing comes with risk, right? Yes, but there are products that invest for you while keeping your initial deposit safe. Save’s Market Savings and Market Trust are two examples – both keep your deposit safe while enabling you to benefit from market-driven returns.

4. The stock market moves faster than the economy

5. Investing comes with more upside than downside

6. Bonds have a time and a place

Dive more into each of these in our recent blog: https://blog.joinsave.com/2023/11/09/6-graphics-teach-investors-mindset/

Nearly half (45.1%) of American adults feel they’ve missed out on financial opportunities by not investing more or at all over the last 10 years.

We get it, investing comes with risk, but products like Market Savings and Market Trust allow you to invest without the risk of losing your initial deposit. Our recent blog highlights a few charts that will help you get into an investor’s mindset.

6 graphics that will teach you how to have an investor’s mindset Yes, investing comes with risk, but products like Market Savings and Market Trust allow you to be in investor in a different way.