Kimi The Home Loan Slinger

Here are the final 2 photos I chose for my updated headshots! Which one do you like better? Stairs or red fence background? Again, a huge shoutout to for including me in her photoshoot for the day! I love your work, Melissa!! I highly recommend her for any of your photography needs!

Realtor friends! Let's level up! Join me in this awesome free educational event coming up hosted by Dave Medina! This will be a series of 4 modules designed to educate and empower you! This will be on Zoom only! Module 1 is on June 11th and begins at 10am: Dave will go over the available loan programs your buyer will need. Register here ➡️ http://alevategroupmodl.eventbrite.com

Come visit us tomorrow at this open house from 10:00 am -1:00 pm! This home is located in a highly coveted community! 27923 Hideaway Ct, Menifee, CA

A huge congratulations to our clients who closed escrow on their home yesterday!! It was such a pleasure serving you!

Bridging Wealth Gaps: Homeownership's Stand Against Inflation In a world of economic uncertainties and inflationary pressures, owning a home emerges not just as a source of stability but also as a strategy for long-term financial prosperity.

🏠 Let's take a trip down memory lane to 1955! Back then, the average minimum wage was $0.75 per hour. If you worked 40 hours a week at that rate, your monthly income would be $120. With housing expenses typically recommended at 30% of income, you could afford a monthly house payment of around $36. But wait, a vintage ad shows a house priced at $47.92 – a reminder that even in the past, homeownership wasn't always within reach for everyone.

🔍 Now, let's fast forward to today. That same house would likely be valued 10 times higher. The housing market has always been challenging to navigate, but there are strategies to make homeownership a reality in 2024:

1️⃣ Consider a second job if you're on minimum wage. After a two-year period, you can use this additional income to qualify for a mortgage.
2️⃣ Explore purchasing a home with a trusted family member or friend to increase your household income.
3️⃣ Invest in yourself by enhancing your skills and earning potential. Whether through further education or starting a business, expanding your earning capacity can open doors to homeownership.

💡 Remember, buying real estate isn't about being a genius – it's about being resourceful. Seek out mentors, educate yourself through online resources, and create a solid budget to determine what you can afford.

📞 Need help navigating the real estate market and creating a budget? I'm here to be your resource! Call me today and let's make your homeownership dreams a reality!

Kimi Hall
NMLS #2369714
(951) 760-8900
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He is risen!! Praise God! His promise is true! I am forever and thankful that He chose me first 🙌🙏❤️

Who says buying a home has to be hard? With stellar rates and low down payments, an FHA loan may be just what you need to ease into ownership. Give me a ring to get started today!

Kimi Hall
NMLS 2369714
(951) 760-8900

Hey, you could luck out and fall in love with the first home you look at — but studies indicate the average homebuyer takes an average of 8 weeks to find their home. Call me to get pre-approved today!

Kimi Hall
Loan Officer - NMLS #2369714
(951) 760-8900

I am one of the proud sponsors of the California Dream baseball team! I got a chance to take a “celebrity” pic with my star player, Julian #8! Let’s go boys!

Gong hei fat choy! Happy Chinese New Year! 🧧 I’m looking forward to the year of the dragon 🐉!!

Friends! Check this open house out today from 11-2 pm! 3 bedroom, 2 bath single story in Temecula for $690k!

Reach out to me if you’re interested in going with me so I can introduce you to the Sold Sisters Real Estate ladies!

I’ll be actively doing pre qualifications all weekend!

Kimi Hall Mortgages - NMLS 2369714
(951) 760-8900

Friends! Check this open house out today ! 3 bedroom, 2 bath single story in Temecula for $690k!

Reach out to me if you’re interested in going with me so I can introduce you to the Sold Sisters Real Estate ladies!

I’ll be actively doing pre qualifications all weekend!

Kimi Hall Mortgages - NMLS 2369714
(951) 760-8900

Super cute, single story home! Great location in South Temecula! Stop by & check it out tomorrow 2/9/24 from 11-2pm! 45626 Masters Drive, Temecula, CA 92592

In some cases, it may be possible to negotiate with the seller to pay part of the buyer's closing costs but every seller is a unique situation based on the other terms of the contract.

Learn more at https://BetterHomeowners.com/CynthiaNordskog/2024/02/08/Rule-of-Thumb-on-Buyers-Closing-Costs

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