Nina Penny, CRMP / Malibu Funding Inc.

Yes, you can finance tiny homes

Chattel loans: How to finance your manufactured or tiny home Chattel loans can finance manufactured homes, tiny homes, and RVs, but they work differently than regular mortgages. Learn if a chattel loan is right for you.

Looking forward to showing off these great homes with Terri. Brokers come on over and check out these 2 stunning homes.

Thinking about selling your home, can you imagine having your listing on TV, broadcasting around the world. Contact me for more information

Not just for Dr's anymore!! This loan program is awesome, check out the highlighs.

What could be better than my birthday? The anticipated release of Bill Soroka's latest masterpiece, "Dandelions"! As I savored take-out cocktails during COVID, Bill and Bobbi were busy writing away. Their dedication has resulted in a book that has captured my heart, and I'm confident it will enchant you too. Don't miss out – grab your copy now and dive into the enchanting world of "Dandelions"! 📚

Dandelions: A Pandemic-Era Writing Adventure With Two Unlikely Friends "Dandelions: A Pandemic-Era Writing Adventure Between Two Unlikely Friends" is a collection of poignant, inspiring, and transformative essays that offer a unique journey into self-discovery and companionship. Crafted during a time of global uncertainty, this book serves as a gentle invitation to ...

With rising costs and increasing credit card debt, some seniors on a fixed income are struggling. Housing wealth has remained strong and utilizing home equity may provide relief during these challenging times.

Nonprofit MMI Data Shows Requests for Mortgage Help Increased 90% Compared to a Year Ago “These trends are contributing to significantly higher levels of financial stress overall.” -Kate Bulger, Vice President at MMI...

Big News!!! We now allow concessions up to 6% on FHA - Reverse Mortgages for Purchase! If you 'd like to learn more about using a reverse to buy your next home, contact me and I'll email you a great booklet that covers the program.

In retirement, you need as many funding streams as possiable. Have you considered adding this powerful tool. Contact me to see what a Reverse can do for you.

I have a great booklet that covers how the reverse for purchase works, I would be happy to get one , or answer any questions.

The skyrocketing costs of day to day living has forced many too reduce their standard of living. Tapping into built up equity in your home , is a fabulous idea, especially using a Reverse Mortgage. You are not required to make monthly payments, unless you want to, just keep taxes, insurance and HOA current.

For folks 55+ that have a low interest rate on their first mortgage and thinking about taking out a home equity loan, check out this product

Did you know that you can buy your next home using a reverse mortgage? Imagine, holding onto your nest egg while enjoying all the benefits of paying all cash. No obligated mortgage payments, just pay taxes, insurance and hoa.

Thinking about a reverse mortgage? Get the facts from a professional!

Worried about cashflow issues with your business especially during seasons of economic downturn? A reverse mortgage may help solve your problems!

Are you 62 or older and looking to stay in your home during your retirement and reduce your monthly costs?

Learn more about me and home equity conversion by giving me a call today at 480-635-2410

I love working with such fantastic clients! Need professional Reverse Mortgage advice? Give me a call!

Download My FREE Cheat Sheet:
Top 10 Secrets to Know About Reverse Mortgages to Double Your Income

Reverse mortgages are designed to allow you to access up to 55% of your home's equity, thereby allowing you to convert your home equity into cash.

Additional benefits include:
✅ No monthly mortgage payments
✅ No income or credit qualifications
✅ Very low / little paperwork required
✅ Title and ownership of property remain in homeowner’s name
✅ Flexible options to break term early if needed
✅ Penalty waived in the event of death or care home placement to preserve the estate

This is a MYTH!!

When you pass, the heirs stated in your will and testament will still acquire your property.

🔹Once acquired, your legal heirs will have time (typically 30 days) to decide whether they want to buy your home, sell it, or refinance it. If heirs choose to sell the home, most lenders allow for 6 months before the repayment is due, giving time for the home to sell. Regardless of an heir’s decision, the bank does not take the home after having a reverse mortgage, which means your property is still an asset you can leave to loved ones after you pass.

Thinking of retiring?

If you are a senior homeowner (55+) and are worried about not having enough income in retirement a reverse mortgage could be just the solution!

A Reverse Mortgage can:

➡️Provide a predictable monthly income to supplement your pension(s)
➡️Pay off existing mortgage or credit card debt improving monthly cash flow
➡️Provide lump sum for gift to children or grandchildren
Even assist with the purchase of a home!
➡️No monthly mortgage payments are required & you own your home!.

Medical emergencies are something to look out for as you get closer to retirement! With a reverse mortgage, you can opt for moving closer to family to ensure your safety and security.