Steven Shaw
Steven Shaw is a mortgage professional for 15+ years living in Monmouth County, NJ
Happy Labor Day!
Today we celebrate all of the hard American workers among us.
The PERFECT house is waiting for you π
Letβs find the PERFECT mortgage to go with it! π
Start at www.bluerockmortgage.com
Ready to take the leap on homeownership? π¦
We'll do whatever it takes to make your dreams of becoming a homeowner come true.
Contact us today! π www.bluerockmortgage.com
A home appraisal is an estimate of how much a property is worth.
This number is required by a lender in order to ensure that the buyer is not paying more for a home than what it is actually worth.
Now you are a more informed buyer! π
That feeling when things just got a little more chaotic π°
Don't lose out on the home of your dreams! Avoid making any major purchases at the same time as buying a home.
Follow us for more monthly ! π
It's and our favorite way to relax is in a home that we own π
Call us today so we can help you relax in a home of your own!
Learning all that there is to know about mortgage can seem overwhelming.
Fear not π we have you covered with all the basics you need to know!
Visit https://www.bluerockmortgage.com/mortgage-basics/ to start your educational journey.
Did you know that even after you close on your home, you can have an escrow account? This account is used to pay property taxes, insurance premiums and more.
The amount owed for your monthly escrow mortgage payment is based on your previous payments + inflation, then divided by 12 and added to the top of your normal mortgage payment.
What questions do you have about escrow? π€ Let us know!
We'll look high. π
We'll look low. π
We'll look everywhere until we find "the one". π π
Start your journey @ www.bluerockmortgage.com
Good friends give advice...
Great friends make sure you use Bluerock for all your mortgage needs. π
Which one of you is going to hop on the mortgage train next!? π€©
New to the world of mortgage? π€
We offer plenty of resources reviewing the basics of mortgage on our website. π»
Jump in and get an overview of common mortgage terms and techniques!
Visit https://www.bluerockmortgage.com/mortgage-basics/ to learn more.
Before buying a home: π¨
During the process: π
When you get the keys: ππ
Be a WINNER at homebuying! π
Follow these techniques when it comes to the homebuying process...
-Work with a knowledageble buyer's agent
-Know your buying power, as well as your limits
-Make an offer as soon as you find a home you like
Ever driven by a home and seen the "In Escrow" sign hanging outside? We're sure you have!
So what does that sign really mean? π€
This sign indicates that someone has made an offer and their earnest money check is being held in an escrow account. Once all t's are crossed and i's are dotted, that sign will soon become a "SOLD" sign! π€©
What questions do you have about escrow? Comment them below π
Are you ready to move into the home of your dreams? π
Well, your credit might not be. π₯
It is important to have a stable credit score and know your total debt before taking on a commitment as big as a mortgage.
Our latest blog post will take you through this, step-by-step β‘οΈοΈ https://www.bluerockmortgage.com/blog/step-by-step-guide-to-getting-your-credit-ready-for-a-mortgage/
Let's learn an important !
Earnest money, or a "good faith deposit", is money you put down to show your commitment to buying a home.
Follow me for more homebuying tips + tricks π
HOME BUYING TIP-OF-THE-DAY β
Calculate these monthly costs BEFORE you begin your home search so you have a good grasp on what you are and are not able to afford in your home search. ππ
- monthly mortgage payment
- property taxes
- homeowners insurances
- utilities
- maintenance costs
Summer has officially started βοΈ and we're sure you're itching to get out of the house! π
What if we told you that buying a vacation home may not be as far off as you think?
Our team can help lay out your options and see how we can get you into the summer home of your dreams!
Contact us today β‘οΈ www.bluerockmortgage.com
We have loan programs fit for any family! π¨βπ©βπ§βπ¦
It can be tricky to distinguish each type and its pros and cons.
Contact us today for a consultation. π€
Why move to the wonderful state of New Jersey?
π Quiet, family-friendly neighborhoods
π« Top-rated schools
π΄ Unique restaurants and bars
Ready to make your move? We want to help you fund your dream home. π€©
www.bluerockmortgage.com
Affordability is the #1 concern millennials have when it comes to buying a home. π°
While rental prices are rising π it's important to ensure you're fully able to take on such a large financial responsibility (and not just the mortgage!) before jumping in head first.
Lucky for you, we can help you through the process! Contact us today.
Honoring all those who gave the ultimate sacrifice this and every .
The sweet, sweet sound of hearing "Your offer has been accepted." π€©
Whether its the
π Stability...
π¨ The Creative Freedom...
π° Opportunity to build wealth through real estate..
an overwhelming majority of homeowners find that owning a home makes them happier and more satisfied than renting. π
When it comes to smart home technology, people are often torn on whether it's worth incorporating into their homes. Here are some of our favorite reasons we think you should utilize technology in your home π
π‘ Energy Management: Save on the cost of utilities by scheduling when and how you're using energy.
π‘ Safety: Know what's going on at your home when it happens thanks to updated tech and cameras. Real-time monitoring will give you and your loved ones security and peace of mind
π‘ Automation: Implement systems that helps your household work seamlessly by automating processes like lighting, locks, heating, entertainment and more.
Happy Tuesday! It's time for a ..βοΈ
When you are preparing to buy a home, it is important to start saving as early on as you can. πΈ
For many, buying a home will be the largest purchase they make during their lifetime so being a pro-active saver is a great technique to follow.
Follow us for more helpful !
Do loan calculations have your brain in knots? π₯΄
We offer FREE online loan calculators, specially-designed to help you through the homebuying process with less stress.
Check them out here β‘οΈ https://www.bluerockmortgage.com/mortgage-calculators/
Your PERFECT home is waiting for you!
..and we can help you find it. π
Visit us at www.bluerockmortgage.com to get started on your journey to homeownership.
Rate locks can occur when your interest rate does not close between putting an offer down on a home and closing on that property.
This can protect you from a rate spike, but also does not give you the option to obtain a lower rate. π
Start your homebuying journey with us today! Visit www.bluerockmortgage.com to learn more.