Zach Beckham Group - Mortgage Professionals : NMLS #1059630

New Home Sales (August 2024)
Signed contracts on new homes declined 4.7% from July to August, though the 716K-unit pace is the third highest level of the year. Plus, sales in July were revised higher to a 751K-unit pace, which is the highest level of 2024 thus far. The decline in mortgage rates this summer has clearly led to an increase in activity among buyers.

The Fed finally cut rates! At their September meeting, the Board voted to slash policy rates by 0.50% and projected more cuts to come this year. The Fed doesn't control mortgage rates directly, but rates had already fallen in anticipation. There may be advantages to making your move now rather than waiting on the Fed to act again. If you want to discuss good timing for your situation, please reach out. NEXA Mortgage is an Equal Housing Lender.

Finding the right mortgage is as important as choosing the right home. Reach out when you're ready, and we can explore the possibilities together. NEXA Mortgage is an Equal Housing Lender.

More reporting on how Mortgage Brokers are better...better rates, lowers fees, faster loans, more options.

Don't hesitate to reach out if you are thinking about purchasing a home and need a pre-approval or looking to refinance your current mortgage, 303-501-4261. We are here to help! -Zach

Mortgage broker myths debunked: How securing a loan has become 'faster, cheaper and easier' UWM chief security officer Alex Elezaj, Guardian Core Mortgage broker owner Lauren DuVall and Left Coast Lenders broker owner Amir Nurani weigh in on common broker misconceptions.

It's time for you give yourself a break from rate-watching. Let me take over the job. Let's review your goals, and I'll let you know when rates are where you want them. NEXA Mortgage is an Equal Housing Lender.

Yes, it is true, Mortgage Brokers have better rates, lower fees and the most program options compared to retail lenders.

If you are thinking about a home purchase, refinance or wanting to take cash out on your home equity, don't hesitate to reach out. We are here to help, 303-501-4261.

New Research Concludes Consumers Save $10,662 Working With a Mortgage Broker Business Wire New Research Concludes Consumers Save $10,662 Working With a Mortgage Broker Provided by Business Wire Aug 28, 2024 1:17pm New Research Concludes Consumers Save $10,662 Working With a Mortgage Broker Study also proves the crucial role brokers play in promoting homeownership to minoriti...

Are rate cuts on the horizon? Anticipation is growing for two or three Fed rate cuts this year, and mortgage rates may fall even before that happens. If you're thinking of buying a home, it may pay to get pre-qualified now so you'll be ready to make a move before competition and prices increase. I can answer questions or help you get started. Please just let me know when you're ready! NEXA Mortgage is an Equal Housing Lender.

We may not get as many rate cuts as we'd hoped this year! The Federal Reserve Board left policy rates unchanged at their June meeting and adjusted their projected rate cuts to just one this year, down from three projected in March. If you're waiting to make a move, rising prices may offset the lower rates you could get later. Let's talk to see what might be right for your scenario. NEXA Mortgage is an Equal Housing Lender.

Another great review. We love helping First Time Homebuyers! Owning a home is the foundation of wealth building for so many...

If you are thinking about purchasing a home, a refinance or just have questions, please reach out. We would love to help! -Zach

So grateful for amazing clients. The best part of my job is helping first time home buyers achieve their dream of owning a home.

If you are thinking about a home purchase, a refinance or just have questions, don't hesitate to reach out. We would love to help! -Zach

Feel like you missed the boat on low rates? Unfortunately, they're not likely to return without a pandemic-level crisis. There's another opportunity you could miss though -- today's prices. If rates fall, prices will likely soar. The cost of rates today may be lower than the cost of price increases later. If you're ready to make a move, we have programs to help. Reach out today! NEXA Mortgage is an Equal Housing Lender.

The cost of homeownership is lower than it looks! Today’s higher rates mean higher payments, but there’s a lot more to consider. Watch the video to see how homeowner benefits can offset the price of payments. We have programs to help you into a home in any rate environment, so please let me know if you’re ready to make a move. NEXA Mortgage is an Equal Housing Lender.

Payment vs Cost of Homeownership See how the cost of owning your home is lower than the payment you make!

Smooth purchases and refinances, that is what we do! Thanks to the homebuyer Matthew for all his help getting it done quickly.

Don't hesitate to reach out if you are planning on purchasing a home here in Colorado or just have questions. We are here to help! -Zach

There’s more than one way to buy your first home! Here’s a quick primer on mortgage loan programs, including those especially useful for first time buyers. I’ll be happy to review options with you or your friends and family, even before you’re ready to buy. It can pay to start early! NEXA Mortgage is an Equal Housing Lender.

First Time Buyer Loan Programs Mortgage programs for first-time homebuyers

The Fed left policy rates unchanged again at their December meeting. Mortgage rates had already fallen in anticipation. Officials project inflation will come down faster than previously thought and predict up to three rate cuts next year. If you are ready to make a move now, there's no need to wait. We have programs that can work in the framework of today's market and prepare you for the future. Please let me know if I can help.

Rates are just one part of a home purchase. Watch the short video to get a longer-term view of homeownership. Our team helps people navigate the current rate environment every day. Please let me know if I can help you or someone you know. NEXA Mortgage is an Equal Housing Lender.

Rates and Reality Rates are just part of the homeownership story.

Now is a great time to be a buyer. When rates go back down home prices will go up and so will the competition for contracts. Buy now and secure your home, refinances are easy when rates go back down. Don't hesitate to reach out with questions or to get pre-approved!

Home sales will be weak in 2024 regardless of "soft landing": Fannie Mae Fannie Mae expects home sales in 2023 to be roughly at 2009 levels, regardless of whether a soft landing is achieved. And 2024 looks just marginally better.

Great new Eastridge-Highlands Ranch listing just hit the market last week. Many recent updates as we well as a newly finished basement. 6 bedrooms, 3.5 baths. Check it out, it wont last long. Please reach out to Mike Archer at Capital Property Group to schedule a showing: 720-841-8281

10004 HEYWOOD STREET, HIGHLANDS RANCH, CO 80130 | Mike Archer Photos and Property Details for 10004 HEYWOOD STREET, HIGHLANDS RANCH, CO 80130. Get complete property information, maps, street view, schools, walk score and more. Request additional information, schedule a showing, save to your property organizer.

Are you Team Renting or Team Owning? There's more to your choice than just the money. Here's a quick video to show the pros and cons of each. If you see a purchase in your future, even if it's down the road, please reach out. It's never too early to start preparing. You may even get into a home of your own sooner than you expect! NEXA Mortgage is an Equal Housing Lender.

Renting vs Owning Which will you choose?

It's time for a mid-year housing update! After falling at the end of 2022, home prices hit a new high in May. Many homeowners are sitting on low rates and strong equity. Buyers face the challenge of higher interest rates and low inventory. Moderating inflation, modest inventory improvements, and new construction could lead to improvements. No matter the market, if you're ready to access cash from equity or purchase a home, we have programs to help. Please reach out. NEXA Mortgage is an Equal Housing Lender.

"Low income" just got higher! Recent updates to area median income limits mean people with higher incomes may qualify for "low income" home loan programs. If you or someone you know hesitated to buy due to income, it's a good time to see if you qualify. Please reach out. I'll be happy to assist. NEXA Mortgage is an Equal Housing Lender.

Great new listing: All brick Tudor, amazing location at 14th and Hudson St in Hale neighborhood. The basement has been converted to a 2 bedroom apartment with separate entrance...instant income opportunity as a short or long term rental. Reach out to John Compton /MAX with questions or to schedule a showing, contact info in the listing...

1405 Hudson St, Denver, CO 80220 - Virtuance Marketing Suite Stunning Tudor style home minutes from downtown Denver and short walk to public transportation. The home has over 1800 sq ft finished with two bedrooms and a full bath on the main level and the basement. The basement has a full kitchen and private entrance making this a great opportunity for a multi...

FHFA rescinds controversial DTI LLPA The FHFA on Wednesday announced that it would rescind a controversial upfront fee for conventional borrowers with DTI levels at or above 40%.

The Fed raised policy rates by 0.25% at their May meeting, as expected. The good news is that after a 10-meeting streak of hikes, they softened their stance on the probability of future increases. If you are in need of home financing, we have programs that can work in the framework of today's market. Please let me know if I can help. NEXA Mortgage is an Equal Housing Lender.

Let's talk before you shop, even online! Before you get your heart set on a home, you can save lots of time (and maybe heartache) with a pre-qualification. Here's a video to tell you more. When you're ready for a no-obligation pre-qual, I'm here to help. NEXA Mortgage is an Equal Housing Lender.

Pre-Qualifying for a Mortgage How and why to pre-qualify for a mortgage.