The Baker Mortgage Team - USA Mortgage

The Baker Mortgage Team - USA Mortgage

NMLS 294336
12 S, Paint St, Chillicothe, OH 45601

19/06/2024

Today marks - at its heart, a day of celebration of the journey and freedom of the Black community in the United States.

Let us use this time for reflection and rejoicing. It is a time for assessment, self-improvement, and planning for the future.

16/06/2024

Home is where dad and his jokes are - to all πŸ πŸ‘¨β€πŸ‘¦

13/06/2024

reminds us to celebrate the BENEFITS of owning your house:

⬆️ Chance to build home equity
πŸ“ˆ Steady monthly rates can help you predict long-term expenses
πŸ’Έ Tax deductions and other tax benefits
🏠 More privacy than renting
🎨 Decorate and renovate the home to your liking
🐢 Owning pets without the added fees

Reach out today to start your journey toward !

11/06/2024

School's out and we know the long summer months ahead can feel a little daunting πŸ˜°β˜€οΈ

Here are a few ideas to help keep the kids busy for the next few weeks!

07/06/2024

USA Mortgage keeps it simple! Our online application process accommodates every lifestyle, so you don't have to put your life on hold to work toward buying your πŸ πŸ”‘

πŸ“² https://brnw.ch/21wKypi
πŸ’» https://brnw.ch/21wKyph

First Time Home Buyer Tips 05/06/2024

For a first-time home buyer, the entire buying process can be scary, intimidating, and all-around nerve-wracking.

Our team wants to make sure that you are comfortable throughout the entire process and that you are ready for what is to come as you purchase your first time. Check out the below tips to help navigate the homebuying waters πŸ β¬‡

First Time Home Buyer Tips Homebuying is worth doing this the right way and that means buying a home that you love and that doesn’t hurt your future money goals.

03/06/2024

June is 🀩

At USA Mortgage, we know home means everything and we're proud to bring dreams of to life. It's where you raise your family, where you play with your fur baby, where you can relax and be yourself, where you celebrate life’s milestones and make memories that will last a lifetime.

Happy National Homeownership Month from all of us at the !

New β˜…β˜…β˜…β˜…β˜… 5 Star Experience.com Review by Christine M S 01/06/2024

5.0 star review received on Experience.com for Niska Baker by Christine M S - Niska was very responsive to our questions, guiding us through the process, especially since it has been a very long time since we went through it. She was available in the evenings, and the weekends. We appreciate everything she did for us.

New β˜…β˜…β˜…β˜…β˜… 5 Star Experience.com Review by Christine M S Click to see all 341 reviews of Niska Baker - USA Mortgage, Producing Branch Manager

31/05/2024

Believe it or not, if you want to be in a house before the start of the school year, you need to start the process yesterday πŸ˜‰

Lucky for you, our team of is available to help during the week and weekends to make sure you're able to finance the perfect house! Start today at https://brnw.ch/21wKjNn.

29/05/2024

Did you know that yesterday was ?! We celebrated by ordering the original HOMEburger πŸ˜‰πŸ”

27/05/2024

Today, we remember the men and women who have given their lives in service to our country. Let us take the day to honor them and their sacrifice! πŸ‡ΊπŸ‡Έ

23/05/2024

Gearing up for the ? πŸ€”β˜€οΈ

Make sure you:
πŸ‘‰ know what you want know
πŸ‘‰ what you can afford
πŸ‘‰ get preapproved
πŸ‘‰ understand what you can't live without
πŸ‘‰ take everything into consideration

Start your journey toward at https://brnw.ch/21wK4uR.

Niska L Baker 21/05/2024

You can now apply for a mortgage anytime, ANYWHERE! All you have to do is click the link below to get started πŸ˜‰β¬‡

Niska L Baker It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a l...

17/05/2024

Conventional loans are one of the most popular type of loans because they can save you time AND money!

Our team is here to help you determine if this would be the BEST for your financial situation πŸ πŸ‘

Message [email protected] or call 740-703-2369 to learn more about our incredibly easy process.

15/05/2024

If the timing is right, could save you hundreds of dollars a month on your mortgage payment πŸ πŸ’²

Visit https://brnw.ch/21wJOlR to find out if now is the BEST time for you to refinance and how to easily start the process!

09/05/2024

As we gear up for the - don't forget that you have the ability to OWN your home on the day you close when you place a competitive all-cash offer through the USA Mortgage !

Message [email protected] to learn more 🏠😎

07/05/2024

Applying for a mortgage shouldn't be a hassle! You can download our convenient mobile app and be on your way to starting the journey toward within MINUTES πŸ“²πŸ€―

β–Ά https://brnw.ch/21wJxRM

05/05/2024

Happy - we're honored to be able to celebrate Mexican heritage today (and every day) πŸŽ‰

What is an Amortization Schedule?And What Can it Do for You? 03/05/2024

Something you may come across in securing a mortgage is an amortization schedule or amortization table.

Basically - a long word for a complex document that can actually simplify the loan shopping experience! πŸ‘ŒπŸ”»

What is an Amortization Schedule?And What Can it Do for You? Something you may come across in securing a mortgage is an amortization schedule or amortization table. It’s a long word for a complex document that can actually simplify the loan shopping experience.

01/05/2024

Before you start looking to buy a home, whether it's a first-time buy or your second or third home, make a list of your needs, wants, AND non-negotiables! πŸ“πŸ 

29/04/2024

Did you know earnest money is essentially a good faith deposit that helps smoothly move the mortgage process along?! πŸ€”πŸ’²

23/04/2024

The experience is a lot SIMPLER than most people realize! And USA Mortgage strives to make it incredibly easy to get started.

Message [email protected] to be on your way to owning a new home before you know it! πŸ”‘πŸ 

19/04/2024

Regardless of your credit, buying a house is not impossible!

We have the financing options available to help get you where you want to be πŸ’²πŸ 

▢️ https://brnw.ch/21wIZwZ
▢️ https://brnw.ch/21wIZx1

Niska L Baker 17/04/2024

You can be sure that we have a real stake in providing you with the best experience possible!

We enjoy what we do, and are committed to making it enjoyable for you πŸ πŸ‘

Niska L Baker It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a l...

When to Refinance 15/04/2024

Refinancing is ultimately done to allow you to obtain a better interest term and rate.

If you've got refinancing on the brain, here's a short article to help you decide if it's the best time to start the process πŸ˜‰πŸ’Έ

When to Refinance Refinancing can be a great tool for reducing interest payments, tapping into your equity, and lowering the overall cost of your mortgage!

11/04/2024

is coming to an end after this weekend! Let's put that to good use πŸ πŸ˜‰

Message [email protected] to learn how your refund could be used to finance a new home!

New β˜…β˜…β˜…β˜…β˜… 5 Star Experience.com Review by Randy R S 10/04/2024

5.0 star review received on Experience.com for Niska Baker by Randy R S - Niska was a great communicator and the process was made super easy!

New β˜…β˜…β˜…β˜…β˜… 5 Star Experience.com Review by Randy R S Click to see all 340 reviews of Niska Baker - USA Mortgage, Producing Branch Manager

09/04/2024

We get it. Closing costs can seem like an unexpected and confusing expense during the journey toward πŸ˜¨πŸ’Έ

πŸ’² closing costs exist to cover fees associated with your home purchase.
πŸ’°closing costs can be about 3-6% of your loan amount.

❓ closing cost questions? We're here to help! Just call 740-703-2369.

05/04/2024

The beauty of technology.. it only takes a few minutes to apply for a mortgage!

Get started at https://brnw.ch/21wIyfy πŸ˜πŸ“²

New β˜…β˜…β˜…β˜…β˜… 4.66 Star Experience.com Review by Carlos G 05/04/2024

4.66 star review received on Experience.com for Niska Baker by Carlos G I - Communication was right on point and she made it very simple for me and she's very pleasant great to work with.

New β˜…β˜…β˜…β˜…β˜… 4.66 Star Experience.com Review by Carlos G Click to see all 339 reviews of Niska Baker - USA Mortgage, Producing Branch Manager

Your Full-Service Home Financing Solution

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your mortgage banker. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced mortgage banker, I understand everyone’s financial situation is different and should be treated as such, I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family. I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home.

After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

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Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00