Credit Genus

🚨🚨🚨🚨With all these data breaches going on. I recommend freezing credit bureau accounts to prevent fraudulent activity with your Social Security Number!!! At this rate they are going to have to issue everyone a new number or everyone is just going to be messed up for years to come smh 🚨🚨🚨🚨

Find errors on your credit report in four simple steps 👀 , and you could be on your way to the credit of your dreams 🥰 https://ow.ly/OwUQ50POtMX

You can also request your credit reports by mail. Download https://ow.ly/R3vq50POtM4 and mail it to Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281

Did you know you can get your credit reports for free by phone? Call 1-877-322-8228 to get your credit reports mailed to you in 15 days.

Request your credit report online for FREE from https://ow.ly/q79O50POtLj

Don’t forget to get your credit report for FREE at https://ow.ly/h4F250POtKY

You can request a FREE copy of your credit report at Annual Credit Report. Get a copy of your credit report today https://ow.ly/Xvse50POtKc

Get better credit and personalized offers with https://ow.ly/FFQo50POtJK

Something for all you Brainiacs out there 🤓. Get your Credit Sesame Grade at https://ow.ly/sXME50POtIe

Credit Sesame offers your credit report and score for FREE. It might be worth checking out. 🤔 https://ow.ly/qqRW50POtGo

Credit Sesame offers tools and resources to help you build and manage your credit score. Learn more about Credit Sesame at https://ow.ly/SHT150POtFa

These seven credit reporting errors may be your credit score. Don't let these errors affect your credit. Check your credit score at https://ow.ly/SbXZ50POtCa

Review open and closed accounts on your credit report to ensure accurate information. If you identify any errors, dispute them by mail with the credit reporting agencies. Learn more at https://ow.ly/s1OM50POtAr

Your personal information includes details such as name, social security, date of birth, address, and employment.

Errors in personal information can lead to credit report mix-ups.

Regularly review your credit to catch the mistakes. Check your personal information with https://ow.ly/XFOa50POttB

Collection accounts are debts handed over to a third party.

PRO: They are typically easy to get removed
CON: They can significantly impact your credit score.

You can also be sued for any balance over $500. Collection accounts are severe and should be addressed immediately! Don't wait! https://ow.ly/mzoi50POtss

Two forms of bankruptcy are Chapter 7 and Chapter 13. 📚

Chapter 7 involves selling assets to repay creditors. 🧐

Chapter 13 is a repayment plan to settle debts over time. 🤔

PRO: Bankruptcy can offer a fresh financial start. 👍🏾

CON: Bankruptcy has consequences on your credit score. 👎🏾

Not Financial advice, but consult a bankruptcy attorney. 👩🏽‍⚖️

Learn more at https://ow.ly/1STX50PMmyK

Public records can ruin your credit! Please don’t wait until they take you to court.

Dispute negative accounts like:

• bankruptcies
• tax liens
• civil judgments

Check for on your credit report at https://ow.ly/Vx5b50PMmuK

Three quick ways you can stop missing payments. 🤔
• Set a reminder 📆
• Set up auto payments 💸
• Set up a payment arrangement 🫱🏾‍🫲🏻
visit us at https://ow.ly/FEBn50PMmse for more

Credit inquiries can be categorized into two main types:

Hard vs Soft Inquiries

Hard credit inquiries occur when creditors check your credit.

Soft inquiries are unrelated to credit applications.

Monitoring your credit plays a crucial role in credit health.

You can see credit inquiries from all three credit bureaus at https://ow.ly/r69750PMmoi

A creditor has a right to claim your property as repayment. 🤯

Common types of liens include:
• tax liens
• judgment liens
• mechanic liens
• mortgage liens

Liens can greatly impact your credit score, so address them immediately! https://ow.ly/VoR850PMmiz

Your credit report might be holding back your credit score. Our most recent article lets you learn how to find errors on your credit report. Check it out here at https://ow.ly/1I6X50PMmA6

What’s on your credit report? Review your credit report for FREE at https://ow.ly/Zi9950PMmzY 😁

𝗖𝗼𝗻𝗴𝗿𝗮𝘁𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀! 👏 𝗬𝗼𝘂 𝗵𝗮𝘃𝗲 𝗮 𝗰𝗿𝗲𝗱𝗶𝘁 𝗳𝗶𝗹𝗲 𝗯𝘂𝘁 𝗱𝗼 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘄𝗵𝗮𝘁’𝘀 𝗶𝗻 𝗶𝘁? 🤔

Here are 5 things included in your credit file: 🙌

- 𝘗𝘦𝘳𝘴𝘰𝘯𝘢𝘭 𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 (𝘕𝘢𝘮𝘦, 𝘢𝘥𝘥𝘳𝘦𝘴𝘴𝘦𝘴, 𝘦𝘮𝘱𝘭𝘰𝘺𝘮𝘦𝘯𝘵)

- 𝘊𝘳𝘦𝘥𝘪𝘵 𝘏𝘪𝘴𝘵𝘰𝘳𝘺 (𝘈𝘤𝘤𝘰𝘶𝘯𝘵𝘴, 𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘩𝘪𝘴𝘵𝘰𝘳𝘺)

- 𝘐𝘯𝘲𝘶𝘪𝘳𝘪𝘦𝘴 (𝘸𝘩𝘦𝘯 𝘤𝘳𝘦𝘥𝘪𝘵𝘰𝘳𝘴 𝘤𝘩𝘦𝘤𝘬 𝘺𝘰𝘶𝘳 𝘤𝘳𝘦𝘥𝘪𝘵 𝘳𝘦𝘱𝘰𝘳𝘵)

- 𝘗𝘶𝘣𝘭𝘪𝘤 𝘙𝘦𝘤𝘰𝘳𝘥𝘴 (𝘦.𝘨., 𝘣𝘢𝘯𝘬𝘳𝘶𝘱𝘵𝘤𝘺, 𝘥𝘪𝘷𝘰𝘳𝘤𝘦)

- 𝘋𝘪𝘴𝘱𝘶𝘵𝘦𝘥 𝘈𝘤𝘤𝘰𝘶𝘯𝘵𝘴 (𝘈𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘴𝘵𝘪𝘭𝘭 𝘯𝘦𝘨𝘢𝘵𝘪𝘷𝘦)

It's our commitment to help you take control of your credit! 💳

Businesses view your credit file with the intentions of extending a credit offer. 📁

Its our job to make sure you are approved. Visit us at: https://rfr.bz/f6o2q0x 👈 📆

Don’t have credit history? DM “Boost” for a FREE copy of our Ultimate Credit Building Guide! 📖 🔥

Buying a home can be exciting, stressful, and confusing all at once. Thankfully, knowing your credit score is the first step of the home buying process.⁣ 🙂

Make sure you're at the right starting point on your journey as a homeowner, check out this post on what credit score you need to buy a house! 💳 🏡

https://rfr.bz/f6n1bqa 👈🏾 📅

A higher credit score can save you money in so many ways! 🤑

We're here to help you with your credit 🆘

Visit us at links.creditgenus.com/qualify 👈 📆

𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝘀𝗶𝘅 𝘀𝘂𝗿𝗲𝗳𝗶𝗿𝗲 𝘄𝗮𝘆𝘀 𝘁𝗼 𝗯𝗼𝗼𝘀𝘁 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲.

- 𝘗𝘢𝘺 𝘋𝘰𝘸𝘯 𝘊𝘳𝘦𝘥𝘪𝘵 𝘊𝘢𝘳𝘥 𝘋𝘦𝘣𝘵
- 𝘗𝘢𝘺 𝘠𝘰𝘶𝘳 𝘉𝘪𝘭𝘭𝘴 𝘖𝘯 𝘛𝘪𝘮𝘦
- 𝘈𝘴𝘬 𝘍𝘰𝘳 𝘈 𝘊𝘳𝘦𝘥𝘪𝘵 𝘓𝘪𝘮𝘪𝘵 𝘐𝘯𝘤𝘳𝘦𝘢𝘴𝘦
- 𝘗𝘪𝘨𝘨𝘺 𝘉𝘢𝘤𝘬 𝘖𝘯 𝘚𝘰𝘮𝘦𝘰𝘯𝘦 𝘌𝘭𝘴𝘦'𝘴 𝘎𝘰𝘰𝘥 𝘊𝘳𝘦𝘥𝘪𝘵
- 𝘙𝘦𝘮𝘰𝘷𝘦 𝘕𝘦𝘨𝘢𝘵𝘪𝘷𝘦 𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘍𝘳𝘰𝘮 𝘠𝘰𝘶𝘳 𝘊𝘳𝘦𝘥𝘪𝘵 𝘙𝘦𝘱𝘰𝘳𝘵
- 𝘓𝘦𝘵 𝘛𝘪𝘮𝘦 𝘞𝘰𝘳𝘬 𝘐𝘵𝘴 𝘔𝘢𝘨𝘪𝘤

https://rfr.bz/f6mui0q 👈🏾 📅

𝗪𝗮𝗻𝘁 𝘁𝗼 𝗴𝗲𝘁 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝗯𝗮𝗰𝗸 𝗼𝗻 𝘁𝗿𝗮𝗰𝗸? 𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝘁𝗵𝗿𝗲𝗲 𝘁𝗵𝗶𝗻𝗴𝘀 𝘆𝗼𝘂 𝘀𝗵𝗼𝘂𝗹𝗱 𝗮𝘃𝗼𝗶𝗱 𝗱𝘂𝗿𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝗿𝗲𝗽𝗮𝗶𝗿 𝗽𝗿𝗼𝗰𝗲𝘀𝘀.⁣⁣

- 𝘈𝘷𝘰𝘪𝘥 𝘢𝘱𝘱𝘭𝘺𝘪𝘯𝘨 𝘧𝘰𝘳 𝘯𝘦𝘸 𝘤𝘳𝘦𝘥𝘪𝘵. 🙅‍♀️

- 𝘈𝘷𝘰𝘪𝘥 𝘶𝘴𝘪𝘯𝘨 𝘰𝘷𝘦𝘳 𝟥𝟢% 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘳𝘦𝘥𝘪𝘵 𝘤𝘢𝘳𝘥𝘴. 💳

- 𝘈𝘷𝘰𝘪𝘥 𝘱𝘢𝘺𝘪𝘯𝘨 𝘣𝘪𝘭𝘭𝘴 𝘭𝘢𝘵𝘦. ⌛

𝗢𝘂𝗿 𝗺𝗶𝘀𝘀𝗶𝗼𝗻 𝗶𝘀 𝘁𝗼 𝗴𝗶𝘃𝗲 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝗮 𝗯𝗲𝘁𝘁𝗲𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝗹𝗶𝗳𝗲. 𝗧𝗵𝗮𝘁 𝗺𝗲𝗮𝗻𝘀 𝘁𝗮𝗸𝗶𝗻𝗴 𝗰𝗮𝗿𝗲 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆, 𝗰𝗿𝗲𝗱𝗶𝘁, 𝗮𝗻𝗱 𝘄𝗲𝗹𝗹𝗯𝗲𝗶𝗻𝗴.

𝘋𝘰𝘯’𝘵 𝘢𝘨𝘳𝘦𝘦 𝘸𝘪𝘵𝘩 𝘢 𝘯𝘦𝘸 𝘤𝘰𝘭𝘭𝘦𝘤𝘵𝘪𝘰𝘯 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘳𝘦𝘥𝘪𝘵 𝘳𝘦𝘱𝘰𝘳𝘵? 🤔

𝘋𝘪𝘴𝘱𝘶𝘵𝘦𝘴 𝘤𝘢𝘯 𝘰𝘧𝘵𝘦𝘯 𝘣𝘦 𝘴𝘵𝘳𝘦𝘴𝘴𝘧𝘶𝘭. 𝘓𝘦𝘵 𝘶𝘴 𝘳𝘦𝘴𝘰𝘭𝘷𝘦 𝘵𝘩𝘦 𝘮𝘪𝘴𝘵𝘢𝘬𝘦𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘳𝘦𝘥𝘪𝘵 𝘱𝘳𝘰𝘧𝘪𝘭𝘦. 😓

𝘋𝘰𝘯'𝘵 𝘪𝘨𝘯𝘰𝘳𝘦 𝘺𝘰𝘶𝘳 𝘥𝘦𝘣𝘵𝘴 𝘢𝘴 𝘵𝘩𝘦𝘺 𝘤𝘢𝘯 𝘩𝘢𝘷𝘦 𝘢𝘯 𝘢𝘥𝘷𝘦𝘳𝘴𝘦 𝘪𝘮𝘱𝘢𝘤𝘵 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘳𝘦𝘥𝘪𝘵 𝘴𝘤𝘰𝘳𝘦. 😮

𝗩𝗶𝘀𝗶𝘁 𝘂𝘀 𝗮𝘁: https://rfr.bz/f6mqutc 👈 📆

𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝘀𝗼𝗺𝗲 𝘁𝗵𝗶𝗻𝗴𝘀 𝘁𝗵𝗮𝘁 𝗰𝗮𝗻 𝗮𝗳𝗳𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲. 🙌🏾

- 𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘊𝘳𝘦𝘥𝘪𝘵 𝘊𝘢𝘳𝘥𝘴
- 𝘜𝘯𝘱𝘢𝘪𝘥 𝘔𝘦𝘥𝘪𝘤𝘢𝘭 𝘉𝘪𝘭𝘭𝘴
- 𝘜𝘯𝘱𝘢𝘪𝘥 𝘗𝘢𝘳𝘬𝘪𝘯𝘨 𝘛𝘪𝘤𝘬𝘦𝘵𝘴
- 𝘖𝘷𝘦𝘳𝘥𝘶𝘦 𝘓𝘪𝘣𝘳𝘢𝘳𝘺 𝘉𝘰𝘰𝘬𝘴
- 𝘞𝘪𝘵𝘩𝘩𝘰𝘭𝘥𝘪𝘯𝘨 𝘙𝘦𝘯𝘵
- 𝘊𝘰-𝘚𝘪𝘨𝘯𝘪𝘯𝘨 𝘈 𝘓𝘰𝘢𝘯
- 𝘊𝘳𝘦𝘥𝘪𝘵 𝘓𝘪𝘮𝘪𝘵 𝘐𝘯𝘤𝘳𝘦𝘢𝘴𝘦 𝘙𝘦𝘲𝘶𝘦𝘴𝘵

𝗡𝗲𝗲𝗱 𝗵𝗲𝗹𝗽 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲 𝘃𝗶𝘀𝗶𝘁 𝘂𝘀 𝗮𝘁:

https://rfr.bz/f6mnl0c 👈🏾 📅

Worried your credit is slowing you down? 🐌

At Credit Genus we repair damaged credit. ❎

We can help you remove credit mistakes so you can build a stronger credit score. 💪

Credit repair is the process of fixing poor credit and cleaning up inaccuracies on your credit report. 👍

Our goal is to boost your FICO score, so you qualify for an auto loan, mortgage, credit cards and lower interest rates. 💳

This is doable if you have some patience, are organized, and are committed to making one small change each month.

Please share this with someone who might need help with there credit 👈

Get started today at links.creditgenus.com/getstarted 👈 📆

A credit score doesn’t just affect loans. It also affects insurance rates, rent, job interviews, and more.

𝗧𝗵𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗼𝗳 𝗵𝗮𝘃𝗶𝗻𝗴 𝗮 𝗵𝗶𝗴𝗵 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲 𝗮𝗿𝗲 𝗲𝗻𝗱𝗹𝗲𝘀𝘀. 𝗪𝗶𝘁𝗵 𝗷𝘂𝘀𝘁 𝗮𝗻 𝗮𝗯𝗼𝘃𝗲 𝗮𝘃𝗲𝗿𝗮𝗴𝗲 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲 𝘆𝗼𝘂 𝗰𝗮𝗻:

- Get approved for loans faster 💨

- Credit decisions are fairer 👏

- Credit mistakes count for less 👍

- More credit is available 😮

- Interest rates are lower 📉

𝗞𝗲𝗲𝗽 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘂𝗻𝗱𝗲𝗿 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝗯𝘆:

- 𝘚𝘦𝘵 𝘶𝘱 𝘢𝘶𝘵𝘰𝘮𝘢𝘵𝘦𝘥 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘴𝘰 𝘺𝘰𝘶 𝘵𝘰 𝘱𝘢𝘺 𝘰𝘯 𝘵𝘪𝘮𝘦. 💸

- 𝘗𝘢𝘺 𝘺𝘰𝘶𝘳 𝘣𝘪𝘭𝘭𝘴 𝘵𝘰 𝘢𝘷𝘰𝘪𝘥 𝘯𝘦𝘸𝘭𝘺 𝘤𝘭𝘰𝘴𝘦𝘥 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴. 💰

- 𝘒𝘦𝘦𝘱 𝘢𝘭𝘭 𝘤𝘳𝘦𝘥𝘪𝘵 𝘤𝘢𝘳𝘥 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘣𝘦𝘭𝘰𝘸 𝟥𝟢% 𝘶𝘵𝘪𝘭𝘪𝘻𝘢𝘵𝘪𝘰𝘯. 💳

- 𝘋𝘰𝘯’𝘵 𝘢𝘷𝘰𝘪𝘥 𝘤𝘰𝘭𝘭𝘦𝘤𝘵𝘪𝘰𝘯𝘴 𝘰𝘳 𝘤𝘩𝘢𝘳𝘨𝘦 𝘰𝘧𝘧𝘴 𝘥𝘦𝘢𝘭 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦𝘮. 🏦

𝗝𝗼𝗶𝗻 𝘁𝗵𝗲 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝘀 𝗼𝗳 𝗽𝗲𝗼𝗽𝗹𝗲 𝘄𝗵𝗼 𝗵𝗮𝘃𝗲 𝗽𝗮𝗿𝘁𝗶𝗰𝗶𝗽𝗮𝘁𝗲𝗱 𝗶𝗻 𝗼𝘂𝗿 𝗖𝗿𝗲𝗱𝗶𝘁 𝗕𝗼𝗼𝘀𝘁 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝗦𝗲𝘀𝘀𝗶𝗼𝗻!

𝗟𝗲𝗮𝗿𝗻 𝗵𝗼𝘄 𝘄𝗲 𝗰𝗮𝗻 𝗿𝗮𝗽𝗶𝗱𝗹𝘆 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲! https://rfr.bz/f6mcgpp