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Your working capital ratio is an important measure of financial health. Use our new calculator to figure it out!

Working Capital Formula: What It Is and How To Calculate It | OnDeck Learn how to calculate working capital and stay on top of your business finances.

Is No. 1 a surprise?

The States Where Small Businesses Pay the Highest Wages | OnDeck Massachusetts small businesses offer the highest wages, at an average annual salary of $72,151.

🚜 Is buying equipment the better business move?

Leasing vs. Buying: What Makes Sense for Your Business? | OnDeck Leasing and buying equipment both have their pros and cons, but which is right for your business?

Cash flow doesn't come with instructions. Or does it?

Working Capital Optimization: Strategies for Small Businesses | OnDeck Working capital optimization is the process of managing a business’s short-term assets and liabilities to maintain liquidity.

New to business credit? You won’t want to miss this guide.

How To Establish and Build Business Credit: 6 Steps Made Simple | OnDeck Learn how to establish and build business credit with our comprehensive guide. Discover essential steps, timelines, and best practices for success.

America is a powerhouse of innovation. See who's leading the pack.

The Most Innovative American Companies, Based on Patents | OnDeck IBM is America’s most innovative company, with 3,953 patents granted in 2023. California is the most innovative state.

Still haven’t set up a business credit profile? Use these steps to get started.

Opening a Business Credit File: A Step-by-Step Guide | OnDeck Establishing and nurturing a small business credit profile is a crucial step toward building healthy business credit.

🌟 Want to make sure your star employees stick around? Steal a page from the playbooks of these 14 top companies.

How Top Companies Retain Talent – And How Small Businesses Can Apply These Lessons | OnDeck Learn how the biggest companies retain their top talent and how it can work for you.

According to our second Small Business Cash Flow Trend Report in partnership with Ocrolus, small businesses are especially optimistic about 2024. An impressive 93% of small businesses predict growth over the next 12 months, highlighting their resilience and adaptability. When it comes to managing cash flows, most entrepreneurs use a business line of credit. However, they also report delaying payment to themselves and family members to pay other bills.

Want to learn more? Dive into the full report here:

Small Business Cash Flow Trend Report | OnDeck Through an ongoing partnership, OnDeck and Ocrolus have released the second iteration of the Small Business Cash Flow Trend Report. OnDeck is the leading small business lending company at Enova, and Ocrolus is a document AI and cash flow analytics platform for lenders. The report is based on two inp...

In partnership with Ocrolus, we just released our second Small Business Cash Flow Trend Report. According to the latest findings, although revenue decreased from Q4 2023, small businesses remain optimistic about growth, particularly immigrant-owned and minority-owned businesses. Better yet, a decrease in expenses has led to a healthier revenue-to-expense ratio.

Dive into the full report for more insights into how small businesses are paving the way for success this year.

Small Business Cash Flow Trend Report | OnDeck Through an ongoing partnership, OnDeck and Ocrolus have released the second iteration of the Small Business Cash Flow Trend Report. OnDeck is the leading small business lending company at Enova, and Ocrolus is a document AI and cash flow analytics platform for lenders. The report is based on two inp...

Where on the list does your state fall? Number one may surprise you!

Which States and Metros Have the Most Family-Owned Businesses? | OnDeck Family businesses are the bedrock of the economy. Globally, family-owned businesses make up more than 70% of GDP and 60% of employment, delivering higher

Staffing up for the summer? Hire your dream team with these tips.

How to Hire Seasonal Employees - OnDeck Finding the best seasonal help is hard. Here are 8 tips to help you find the right people.

Did you know that over half of U.S. restaurants are independent? Find out which are rated the highest in your state. https://bit.ly/3Ow0fSH

The Highest-Rated Independent Restaurants in Every State | OnDeck From early morning pancakes to lavish dinners, learn what makes these independent restaurants the most beloved dining spots in America.

Happy ! Here’s how to make the most of it.

National Small Business Week: 9 Ways to Celebrate in 2024 National Small Business Week is April 28 - May 4, 2024. Celebrate with these engaging events and helpful resources.

Brushing up on business terms? Here’s how to talk the talk.

Financial Terms: A Cheat Sheet of 77 Essential Words for Business Owners Your guide to key financial terms for small business owners.

Have you been building business credit?

How Long Does It Take To Build Business Credit? | OnDeck Building business credit is a crucial step for any business owner. It can help to establish financial stability and credibility. However, the timeline for

Finishing your ? Don't miss out on these protips! 💡📊

7 Smart Small Business Tax Planning Strategies to Help You Save Money | OnDeck See how everything from your business structure to your retirement plan can help you save money on your business taxes.

It’s possible. Here’s where to start.

How To Build Your Business Credit Fast | OnDeck Building business credit is a process. Here are 6 simple ways to speed it up.

Which do you prefer?

📱 Facebook
💻 Website
➕ Both

page vs Website? Which Makes the Most Sense? A page is easier to use and cheaper. A website, however, offers your business SEO benefits.

💰 Maximize profits and stay competitive with the right pricing strategy.

7 Key Factors to Build a Good Pricing Strategy | OnDeck Here’s what to consider when developing your business’s pricing strategy.

Where does your state fall on the list?

The Countries and Cities With the Highest Proportion of Business Founders | OnDeck Does where you live make a difference in how likely you are to start a business?

💻 What could AI do for your business? https://bit.ly/494a0zn

A good team starts with hiring the right people. Happy Employee Appreciation Day!

10 Steps to Hire the Right Employees for Your Small Business | OnDeck Hiring good employees takes more than just posting a job opening. Here are some steps you can take to get the top talent.

Are you ready for tax season?

The 9 Most Essential Questions To Ask Your Accountant This Year | OnDeck Your accountant is a valuable resource. Here’s what you should be asking them.

Today we released our first-of-its-kind Small Business Cash Flow Trend Report with Ocrolus, the cash flow analytics platform. This new report, which will be published quarterly, combines survey responses from OnDeck customers and cash flow data from Ocrolus to provide a real-time snapshot of the financial health and outlook of small businesses across the U.S.

❓ So, why are we doing this? We’re committed to supporting small businesses by providing the working capital they need to grow. This report helps us better understand the overall health and challenges small business owners are experiencing.

🔎 What did we find? Lots. For example, 92% of small businesses say they’re hopeful and expect moderate or significant growth in 2024 -- a steady increase in revenues supports this optimistic outlook. However, hiring qualified staff and lingering effects of inflation remain top concerns.

Check out the report for full results. https://bit.ly/48kdlt2

Small Business Cash Flow Trend Report | OnDeck OnDeck and Ocrolus have partnered for the first-of-its-kind Small Business Cash Flow Trend Report. OnDeck is the leading small business lending company at Enova, and Ocrolus is a document AI and cash flow analytics platform for lenders. The report is based on two important inputs:

Valentine’s Day is a busy time for florists like Teneka Williams. Learn how she plans for seasonal sales while growing her business through social media.

Atlanta Florist Blossoms During Busy Seasons | OnDeck Conquer seasonal rushes with these success strategies from Royal Petals ATL.

Did you know that business loan interest can be tax deductible? Don't miss out when it's time to file!

Is Business Loan Interest Tax Deductible? | OnDeck Business owners may be able to deduct the interest on their small business loans on their taxes. Here’s what you need to know.

How will the Corporate Transparency Act affect your business?

Corporate Transparency Act: What Businesses Need to Know in 2024 | OnDeck The Corporate Transparency Act marks a major shift in reporting requirements. Noncompliant businesses can face civil or criminal penalties.

How much revenue do the world’s biggest companies generate per employee? Here's what we found. https://bit.ly/48Hq0ad

The Global and American Companies Generating the Most Revenue Per Employee | OnDeck Find out which companies in America and around the world make the most money for each person they hire.

New year. New goals. Use an annual operating plan to chart success in 2024.

Annual Operating Plan: How to Build One in 8 Easy Steps | OnDeck Do you have big business goals? An annual operating plan can help you allocate financial and operational resources.