bruna.hickman

When you face your fears you grow.

It’s amazing how much can change in just a few years.
Our personal growth often happens gradually, and it’s only when we look back that we realize how far we’ve come.

What are some of the most significant ways you’ve grown or changed over the past five years?

✨Living is a gift. ✨

It’s a precious opportunity to experience, learn, grow, and connect with others. Each day presents new possibilities and the chance to make a positive impact.

How do you like to make the most of this gift? Let me know!!!

Um dia tudo isso vai ser testemunho!!!

A convenção 2024 foi maravilhosa!!!

Little by little you can build a college planning for your child. You just need to start planning.

Schedule 🗓️today!!!

College Planning can be the best option for your child.

Schedule 🗓️ today

Saving for your child’s future is the best decision you can ever make.

Call ☎️ today!!!

Key Considerations When Choosing Mortgage Protection

Coverage Amount: Ensure the insurance covers the full mortgage amount or provides sufficient monthly benefits to meet mortgage payments.

Policy Term: Match the term of the insurance with the term of the mortgage.

Exclusions: Understand what is not covered by the policy, such as pre-existing conditions or specific types of employment.

Premiums: Consider the cost of premiums and how they fit into your overall budget.

Policy Conditions: Review the conditions under which benefits are paid out, such as waiting periods and claim processes.

Benefits of Mortgage Protection

Financial Security: Provides peace of mind that the mortgage will be paid in difficult times.

Protection for Dependents: Ensures that loved ones will not be burdened with mortgage payments if the policyholder dies or becomes incapacitated.

Flexibility: Some policies offer flexible coverage options tailored to the policyholder’s needs and circumstances.

Mortgage protection is an important consideration for homeowners looking to safeguard their homes and financial stability in the face of unforeseen events.

What is the Purpose of having Mortgage Protection Life Insurance:

Pays off the remaining mortgage balance if the policyholder becomes unemployed, is unable to work due to an accident, suffers a severe illness or dies.

Você tem que priorizar sua vida antes de qualquer coisa.

Quem paga o seguro da casa 🏠 , do carro 🚗, do celular, etc.

Isso mesmo, VOCÊ!!!

Você precisar ter um seguro de vida antes de assegurar qualquer outra coisa. É você que mantém esses pagamentos.

Será que é caro mesmo?

Vamos fazer uma cotação e descobrir juntos?

Pense nisso!!!

Os imprevistos não avisam quando vão chegar na nossa vida. Eu posso te ajudar se preparar melhor para eles.

O seguro de vida é uma apólice que oferece proteção financeira para os beneficiários designados no caso de falecimento e doenças do segurado. O pagamento, conhecido como indenização, pode ajudar a cobrir despesas como funeral, dívidas pendentes e prover sustento para a família do segurado. Existem diferentes tipos de seguro de vida, incluindo termo, inteiro e variável, cada um com características específicas e benefícios distintos. 🇧🇷

Life insurance can be an important component of your legacy planning. By naming beneficiaries, you ensure that your loved ones receive financial support after you’re sick or gone. It can help cover expenses like funeral costs, debts, and provide for your family’s future needs. Additionally, life insurance proceeds are typically tax-free for the beneficiaries, making it an efficient way to transfer wealth.

El seguro de vida es una póliza que proporciona un pago en caso de fallecimiento del asegurado o, en algunos casos, en caso de enfermedad grave o discapacidad permanente. Este pago, conocido como suma asegurada, brinda apoyo financiero a los beneficiarios designados, lo que les permite cubrir gastos como hipotecas, deudas, educación de los hijos y otros gastos cotidianos en caso de que el asegurado fallezca. El seguro de vida puede ser término (temporal) o entero (permanente), cada uno con diferentes características y beneficios. 🇪🇸

✨ Enjoy ✨

Just smile ☺️

I am blessed!!! 🙌🏻

We never know what tomorrow can bring, but we hope for the best. It’s always better to be prepared for the unexpected.

Every Family deserves Living Benefits. Don’t leave for later what you can do today.

Protecting your family with life insurance is essential for their financial security.
♥️

Quando você abençoa, você é abençoado. 🤩

🙌🏻 G R A T I D A O 🙌🏻

Você pode sair das dívidas e você merece. ⭐️

Exactly, waiting to get life insurance can be risky because you never know what health issues may arise. It’s better to secure coverage sooner rather than later to ensure you’re protected and to potentially lock in lower premiums while you’re healthy.

It’s wise to secure life insurance before any health issues arise. Insurance companies typically assess risk factors, including current health status, when determining coverage and premiums. Getting coverage while you’re healthy can often result in better rates and more comprehensive coverage.

Absolutely, it’s wise to secure life insurance before any health issues arise. Insurance companies typically assess risk factors, including current health status, when determining coverage and premiums. Getting coverage while you’re healthy can often result in better rates and more comprehensive coverage.

Planning for your child’s future is important!!! You can make a difference in their future with a College Planning strategy.

It’s absolutely important creating a college planning for your children, setting the foundation for a successful future. It not only involves academic preparation but also financial planning, career exploration, and personal development. By engaging in thoughtful college planning, individuals can maximize their opportunities, minimize stress, and make informed decisions about their education and career paths.