Jon King - Mortgage Broker

If you purchased a home using an FHA or VA loan, and you've made at least 6 payments on it, you may benefit from a refinance! Give me a call and let me run some numbers. I have a lender offering special pricing, but in order to take advantage, we need to lock in the new rate by Sept 2nd. It doesn't hurt to run numbers and there is no hard credit pull!!

865-438-7401
[email protected]

Good afternoon everyone! Taking the opportunity on this Saturday to advertise my services for those who are thinking about buying a home, or would like to take advantage of the recent rate drops for a refinance. I am a mortgage broker partnered with 150+ lenders nationwide. I would love the opportunity to help you navigate the process of home ownership! Absolutely no obligations. Feel free to call, text or message me.

If you bought a home in the last 2 years, chances are you are able to refinance into a better rate that’ll save you monthly! Give me a call or message for a free, no obligation consultation.

PS. This isn’t limited to VA borrowers. If you used FHA or even conventional financing, you can get in on this too!

If you do a Google search for 'Mortgage Rates Today,' you’ll see that the standard 30-year fixed rate across the nation is currently in the upper 7's or low 8's, depending on your credit profile. Here’s how to maximize your savings and increase your purchasing power right now:

1) Use a Mortgage Broker: Mortgage brokers often help clients save money through lower rates and fees compared to retail lenders.

2) Consider a 2/1 Buydown: A 2/1 buydown lowers your interest rate by 2% in the first year, 1% in the second year, and returns to the full rate in the third year. You can refinance a 2/1 buydown anytime when rates improve.

3) Negotiate Seller Concessions: Ask the seller to pay for a rate buydown.

Stay in close communication with your mortgage broker and realtor; they will work together to help you get the best deal possible when purchasing your new home!

Celebrate Presidents Day with the knowledge that your hard work pays off! Let me handle the hard work of finding competitive loan options while you focus on finding your dream home. Start your homebuying journey with a fast and easy process today.

Are you concerned about the interest rate for your first home? Ensure you are securing a competitive rate by locking it in before making an offer. Rest assured that if rates decrease, we will adjust your rate accordingly. Take pleasure in the experience of discovering your dream home without the added pressure.

Are you considering purchasing a home this year but feeling uncertain about the current market conditions? Navigating the real estate market can be overwhelming, but working with a mortgage professional can provide clarity and guidance. Reach out to me for expert advice, answers to your questions, and to explore pricing scenarios that will help you make an informed decision with confidence. Let's discuss your options and get you closer to your dream home!

Attention all! If you or someone you know is in the market to buy a home, but hesitant because you don't have the "20%" down payment...I am here to tell you homeownership is possible without that! Please reach out to me to hear about this program and others that can make your dream of owning a home possible!
(865)438-7401

100% VA one time close construction loans.
96.5% FHA one time close construction loans.
95% Conventional one time close construction loans.
Manufactured homes: No problem
1year locks: No problem

Yes you read that correctly. These are AMAZING programs and a great way to get the house YOU want. No more bidding wars. No more contingencies. Build the house you want. Reach out for more details

Calling on all my veteran friends and the like out there….

If you are looking to buy a house using your VA loan benefit there have been a few exciting changes recently.

1. We now offer a One Time Close construction loan product! This means you can now build that house you want using your VA.

2. 20 states and District of Columbia no longer require a wood destroying insect inspection. This can be a big relief on using your VA loan in this competitive market!

Please reach out to me for further info on loan products and how I can be of service to getting you into that home you want!

Sunday, April 3 from 1 to 3 PM stop by and say howdy!

Jon King - Mortgage Broker now takes appointments on their Page.

Cash for:
- Monthly expenses
- Growing your savings
- Home upgrades

Get some while refi rates are low, and home equity is high, with a cash-out refi. We can help.



- https://cardinalfinancial.com/jonking

Has 2021 left you feeling ‘meh’ about your space? Now’s the time to use a cash-out refi to fund the ? renovations ? you want—like that kitchen overhaul you’ve been dreaming of. Contact me to get started with a free rate quote!

- https://online.cardinalfinancial.com/apply/jonking

https://youtu.be/njHjp4SdzkY

What Is An IRRRL VA Loan? | Cardinal Financial So you used a VA loan to purchase a new home and now you notice mortgage rates dropping. What can you do? Streamline refinance with Cardinal Financial. We’ll...

Love the idea of a fixer-upper? An FHA 203(k) loan covers purchase, rehab, labor, and material costs for primary residences in need of repair.

Get in touch with me to learn more about this loan!

- https://cardinalfinancial.com/jonking

Okay, you found your dream home...but it needs a little work. Maybe a lot of work? Either way, you need a home loan that can handle a full-scale refurb. If your repair bill will exceed $5,000, it’s time to tag in a Standard FHA 203(k) mortgage, which covers the purchase, labor, and material costs of your new home.

Get in touch with me to see if you qualify!

- https://cardinalfinancial.com/jonking

Jon King - Mortgage Broker updated their phone number.