DeLeon Professional Services

The Witches was released on August 24th, (1990). 33 years ago today. 😱🐭

Clearly I’m not telling you to be late on purpose. But there were many times that I didn’t have it on the due date but I made sure that I had it before it went 29 days late. Paying your bills on time can be a full-time job and can get very stressful. Just breathe, create your own system that works for you and try to remind yourself that you’re not alone. You got this!!

The sad truth about using "Financieras".

Getting Out from Under Payday Loans - The Dollar Stretcher Getting out from under payday loans can feel like trying to get out of quicksand. These tools can keep you from drowning in payday debt.

Word!

Something to think about....
What if you were a single parent with a child . You work full time for $14.00 hr. You bring home roughly $800 .00 per paycheck (bi-weekly).
Your bills:
$1, 000 . 00 / rent
$150 .00 / electrical
$250 .00 / car payment
$150 .00 / car insurance
So let’s do the math :
You bring home about
$1,600 .00 a month & your bills average about $1,550.00 (give or take).
You’re making it, but barely.
This doesn't even include groceries, internet, cable, cell phone, etc .
(nor does it include child tax credit, or child support)
Now, it’s a really cold December and you get a power bill for $600 .00
How do you pay that?
To put it simply , you don’t.
Because you can’t.
So your power gets shut off.
But you know what your lease says?
It says you get evicted if your utilities are terminated.
So now you’re in court crying to a judge who doesn’t care, & you have 10 days to get out.
Well you’re in luck, because you found somewhere with 3 days to spare & it’s only $650.00 a month!
But to get in, you must pass a background & credit check. Which you can’t because you just got evicted.
You’ve never been a criminal, but even if you could pass it, you’re looking at $1300 to move in, after paying the deposit & first month’s rent.
Time’s up ....
Landlord shows up at 7am with the police & changed your locks.
So, now you’re living in your car with your 7 year old son & everything you need to get by.
You tried to get a storage unit, but you don’t have a billing address so they won’t sell one to you. So you could only take what would fit in your backseat.
You pay to shower at local truck stops & eat whatever can be cooked in a gas station microwave.Someone sees you & your son living like this & calls C.P.S; guess what happens next ? ? ?
They remove your child from your care.
As if this isn’t devastating enough, you lose your job too. (Because “an employee losing their child reflects poorly on this company .”)
So now, you apply for an apartment with the region where the waiting list is 3-7 years.
Then you go into Wal-Mart to put in an application.
When you get back to your car you see that your back window has been smashed & someone helped themselves to your belongings. Remember that it is December & really cold. Now you have damage to your only shelter.
You call your car insurance, who says your deductible is $1,000.00
~ AND ~ they’re going to increase your monthly rate since you’re now
“ high risk .”
You call the homeless shelter as a last resort & all their beds are full.
I’ll stop here .....
Because I think you get the point .
The people we work with everyday are these people .
WE ARE THESE PEOPLE .
We are all so close to homelessness & don’t even realize it .
All it takes is :
* one unexpected bill📃~
* one fender bender🚙💥🚗~
* one lay-off 📊~
* one house fire 🏠🔥 , etc.
Instead of talking trash about people who are poor , homeless , or need assistance , why don’t you try being grateful that you’re not in their shoes ...... YET !
This is about staying humble & being kind .
BE THANKFUL FOR WHAT YOU HAVE ❤

Thanks Charlie Mackesy, I think so many people need to hear this. ❤

22 Tips to Improve Credit in 2022 Whether you’re feeling confident or anxious about your finances, your credit score will be a key contributor to whether you’ll be able to meet your goals.

What are the Different Credit Score Ranges? A credit score can range from 300 to 850 depending on the scoring model, such as a mortgage score. Bankcard and auto scores can range from 250 to 900.

Excellent advice on what to do and what not to do with credit cards....

7 Tips on How to Use a Credit Card Responsibly Do you know the ins & outs of how to use a credit card? We've seen many people spiral into debt, and we want to help you avoid that with our guide!

Incredibly good advice.....

If You Answer Yes to These Questions, It's Time to Cut Up Your Credit Card Answer these questions to find out if it's time to cut up that credit card in your wallet.

The 10 Things You Need to Know about Compound Interest Compound interest can turn a few dollars today into big money. Here are 10 things you need to know about compound interest to make it work for you.

Super interesting read....

A Guide to Avoiding the High Cost of Financial Illiteracy Financial illiteracy costs people hundreds per year. Knowing more about the money basics in this guide can help you avoid the loss.

Ask me about Identity Theft Restoration Services.....this includes filing the police report, disputes sent to credit bureaus, submission to the Federal Trade Commission for prosecution, initiating credit freeze and correction of earnings record. 956-450-6070.

DeLeon Pro Services is now licensed and bonded to provide Credit Repair and Restoration Services. I am serving individuals that wish to work on owning their own home and qualifying for low-interest financing. Please fill the lead out at www.DeLeonProServices.com

Home Laredo Credit Repair, Laredo Credit Restoration

DeLeon Professional Services updated their phone number.

Credit Repair clients and their families in the Greater Laredo Area get free notary services for a year from signing.

Today is a great time to start.....

DeLeon Professional Services updated their business hours.

Now it's easier to send DeLeon Professional Services a message.

Welcome to DeLeon Professional Services. I am a mobile notary that works in the Greater Laredo area. Please be aware of the following fees set for notaries by State law:

Tex. Gov't. Code Ann. § 406.024 sets out the maximum fees a Notary Public

Taking the acknowledgment or proof of any deed or other instrument in writing, for registration, including certificate and seal:

(1) for the first signature 6.00
(2) for each additional signature 1.00

Administering an oath or affirmation with a certificate and seal 6.00
All certificates under seal not otherwise provided for 6.00

Swearing a witness to a deposition, certificate, seal, and other business connected with taking the deposition 6.00

All notarial acts not provided for 6.00

https://www.sos.state.tx.us/statdoc/edinfo.shtml

Notary Public Educational Information Notary Public Educational Information - The following educational materials are provided to you in accordance with Tex. Gov't Code Ann. �406.008(b)