Stephanie Sherman - Insurance Agent

Home Inventory Checklist: Ensuring Proper Coverage

To guarantee you have adequate coverage, it's essential to create an inventory of your home belongings. In case of a loss, having this inventory will simplify the process of filing an accurate insurance claim.

Learn more about it here:

What to Include in a Home Inventory Checklist Discover how to create a comprehensive home inventory checklist for insurance purposes. Learn why it's important, what to include, and helpful tips.

Land of the free, because of the brave! Thank you to all who keep us this way. ❤️🤍💙

Our office will be closed today, July 4th in honor of Independence Day.

Some good news within our industry. I think every little bit helps at this point for most homeowners!

Florida insurance companies approved for rate decrease Despite an active hurricane season being predicted, the state says eight insurance companies have asked to decrease their rates this year.

Have you tried buying or selling a home during hurricane season and was told you had to wait for the insurance because the carriers shut down due to storm approaching?

This is known as The Storm In A Box.

There is an invisible box around Florida that is 16,000 square miles. When a named tropical storm or hurricane enters the box, insurance companies will stop writing new business.

It's important to keep this in mind if you are planning to buy or sell during hurricane season!

Did you know there is a difference between homeowners insurance and flood insurance when it comes to hurricane damage?

The graphic provided does help to explain the difference, but basically:
- If the hurricane damages the roof, and water gets in that way, it would be under the homeowners insurance policy.

- If there is a rise in water (from the ground) due to the amount of rain caused by the hurricane, it would go under your flood insurance policy.

Many people, unfortunately, learned this the hard way during Hurricane Ian.

Make sure you are prepared this season! I'd be happy to help with a policy review or any quotes!

Reach out to Daprano Handyman Services for all of your handyman needs!

I hope everyone is handling all of this rain okay!

Here are some tips for handling any type of flood waters.

1. Never walk in flood waters: You don't know what's in the water. There could be strong currents, harmful debris, etc.

2. Never underestimate the swiftness of water. Water is unpredictable and is one of the most powerful elements of the earth.

3. Don't assume your vehicle is safe. High water can stall your motor. Depending on the force of the water, the vehicle can easily be swept away / moved.

4. Don't try to drive through a flood area. Again, your motor can stall. Also, you can't see what's in the water, so you are susceptible to hitting something or getting stuck.

5. Get to higher ground. Where possible, get to higher ground to protect yourself from any risk of danger.

Do you have a screened enclosure?
Did you know you can put coverage for this on most insurance policies?

If you're unsure whether or not you have this coverage, or would like more information regarding it, please don't hesitate to reach out!

Progressive is celebrating with some quick stats for , their annual veteran vehicle giveaway program.

A big thank-you to all the people who serve!! 💙 For those who would like more information on program eligibility and how to apply, please visit keystoprogress.com.

Keys to Progress veteran vehicle giveaway program Learn more about Progressive’s annual event gifting veterans in need with vehicles they can rely on.

Happy Memorial Day. Let's take a moment to remember and thank all who have sacrificed their lives for us to be free.

In honor of today, our offices will be closed today.

It is never too early to get prepared for Hurricane season. It is only a few days away!
Here is a list of items to have in the event of a hurricane:

Our non-profit networking group, SWFL Women for Good had the privilege of donating diapers, paper towels, and other essential items for Our Mother's Home in San Carlos Park!

If you're like us, you're on the boat any chance you get! 🚤 We love being on the water.

Whether you are an experienced or first-time boater, it’s always important to put safety first. Here are a few tips from Travelers Insurance to help keep your day on the water safe: https://travl.rs/3JP2XQl

Hey there! My name is Stephanie Sherman and I am your fellow insurance agent. I've been in the industry for over 10 years now, with experience both on the captive and independent sides. When I'm not working, I'm hanging out with my family, and probably outside! I love helping people with their insurance needs, and I would love to help you with any questions or a simple review of your coverage. ☺