Franciely Zingg - Northwestern Mutual
Empowering people though wealth building đ¸đ
One of the benefits of permanent life insurance is that it accumulates cash value over time. One way to utilize your cash value is to take a loan against it. It can be a great financial tool, but there are a few things to consider before you do it. As always, please reach out with any questions.
What You Should Know Before Taking a Life Insurance Policy Loan Borrowing against life insurance can be beneficial, but here are things to know about life insurance loans before deciding on borrowing from life insurance.
Are you a restless adventurer or a homebody type? Well, whether youâre looking to get closer to going farther, or find a home to take your next staycation, I can help you with a financial plan that makes either optionâor both!âpossible.
How fun was our last Roots & Wings Run up in Milwaukee in our Annual Meeting with all advisors and staff around the country.
It was amazing to see how much we can have fun while talking and looking around in a run but let's talk about running towards your finance's goals.
Have you ever thought about your finances as a running competition where everyone wins???
No matter if you run fast or slow what matter the most is if you are going to get there on the finish line. You might run a bit, or you might just walk but keep going.
We can start help you where you are at moving forwards where you goals are.
My team and I want to help you no matter if you only need to learn how to choose a better shoe for your finances running journey or if you are already running fast and need a second look. I want to be a part of this journey!
Let's talk. Like this post if you want to have a conversation!
Weâre here to help! Please reach out if you have questions about creating a financial plan.
How Women Can Boost Their Financial Confidence Many women are anxious about the state of their finances. Teaming up with the right financial advisor can provide peace of mind about todayâand the ability to dream for tomorrow.
I do love to travel. For me is a priority have a saves goings towards to my trips and Vacations. Specially because my family is all the way to Brazil.
Do you want to learn how better save money for your goals short, medium and long term????
Reach out if you want to talk about how to fit your travel hopes into your financial plan!
This quiz can help you learn whatâs in a good financial plan. Please reach out if youâd like to build your plan.
Do You Know What Makes a Good Financial Plan? A plan that relies primarily on investments can leave you vulnerable. Take our quiz to see what makes a good financial plan.
Looking this picture from our Women Connect up in Wisconsin with all off us advisors from Northwestern Mutual, made me remember how we sometimes just want to be heard and talk to another woman.
We share the same challenges, goals, worries and fears. If you want to talk to another woman I'm more that happy to connect with you, and help you out with your financial Planning. It does not need to be complicated.
Sometimes you just need someone that will understand you and feel you!
"If you want to go fast go yourself but if you want to go far go together yep we are strong together."
Reach out I'm here for you sis.
As your family grows, you want your wealth to grow, too. As you plan to expand your family, reach out if you need help preparing for what lies ahead.
How Much Does It Cost to Have a Baby? Though that new baby is priceless, there are some costs youâll need to prepare for.
That's a big number, and itâs my job to help make it smaller. In fact, our study shows that people who work with a financial advisor feel better about their money, friendships, mental health, and more. So reach out to start worrying a lot less.
*Planning and Progress Study, 2023
Northwestern Mutual remains strong and stable during a time of high-profile credit rating downgrades. Here are answers to questions Iâve been getting about the recent events.
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Yes, I'm proud of been a part of the Northwestern Mutual Team!
These simple steps can help set you up for a strong 2024.
A Retireeâs End-of-Year Financial Checklist A financial checkup is important to keeping your retirement and finances in balance. To get started, hereâs an end-of-year financial checklist for retirees.
A financial plan is like a road map that shows you where you are and how to get where you want to go. But what does that really mean? Learn more about what's actually included in a plan: http://spr.ly/6185u1R0R
I am so proud to be a part of an amazing team!
I'm the first "The Rudy Award Winner" of 2023.
4 C's
* Character
* Courage
* Contribution
* Commitment
Yes! I am glad to help my community with a Financial Planning and Education.
" Always remember our choices today can change our future" Fran Zingg
If you haven't talked to me yet, why not schedule a meeting or phone call sometime this week? Let's connect and make sure your financials choices are setting you to success!
Welcome, fall season!
It's interesting how life is like the seasons of a year.
(a long text but a good reflection)
*We have WINTER that reminds me of the hard times when we lose someone we love, challenges we all need to overcome. But it can be so cold too and very lonely, since you can't stay outside that long if you don't want to freeze.
*Them we have the most beautiful SPRING the colorful season flowers everywhere, birds singing all around just like our happy moments a new goal reached, a new promotion, and also a new dream becoming truth. But it can be hard because all the allergies come together.
*Finally SUMMER is around the season of time out of the house, with friends around the pool, everybody goes down to the beach, ice cream, and much more just like when we are so excited to a new time in our life. But be careful to don't get dehydrated and make sure to don't get sunburn.
*The pumpkin season FALL is here the time to wear a brown or orange sweeter, take pictures by the trees around maybe play with the leaves on the backyard, like when we are so excited to go on a trip, but you know it will be for a short time buy the way fall goes by fast. But it is also very cloudy and windy.
Conclusion no matter what is the season in your life it will past and another one will start. You might feel lost with your financial situation, but it will get better when you start work on it, sure with a professional you will have confidence and support to move forward and if something unexpected happen you will have a plan to make sure you never go backward.
It will be a pleasure to my Team and I work with you and your family as well!
Helping you on this season. Let's make sure you are seen the beauty and enjoy your life on all the seasons.
Let's connect?
Did you hear? Student loan payments are starting up again. I know, not fun. But if youâre worrying about your budget and how to deal with this new expense, donât. Reach out and Iâll show you how to budget for this payment without sacrificing your current lifestyle.
A few years before I started working with Northwestern Mutual!
I was a realtor and whenever I met a new client the most common question was; "How much do I need for a down payment?". Some of my clients already had their own savings for this down payment, but many of them had only the challenge of putting together a plan to solve this small but big problem.
If you have a dream of having your own home and need a financial plan for it my team and I would love to meeting with you. We can help you plan for it!
Let's connect?
Switching employers or health insurance plans can be a confusing exerciseâespecially when trying to figure out how to get the best value. Reach out if you need help understanding how elements of your plan, like an HSA or FSA, will work together.
Whatâs the Difference Between an HSA and an FSA? At first, an FSA and HSA may seem very similar, but there are some differences you need to know.
If you have been in Washington DC you probably saw a lot of people laying down on the ground and looking up to the Washington Monument. It is very nice to see it looks like there is no end up in the sky, and you feel close!
Yes, I did the same thing, it made me think about life and all my dreams! If you've dreamed about some goals in life, if you've talked about it, daydreamed about it, or hoped for it, we can help make it happen.
Not just years from now, right now. Thatâs because we do Financial Planning differently, designing your plan for your prioritiesâtoday and tomorrow.
Want to see what a personalized plan can do for you? Letâs talk.
81% of U.S. adults who work with a ďŹnancial advisor say they feel happier and sleep better, according to a 2022 Northwestern Mutual study.
Thatâs because when you feel good about your money, you feel better overallâweâve seen it.
Want that to be you? We can design your ďŹnancial plan, so you wonât have to wonder if you can live the life youâve always wanted, youâll know you can.
Everyone knows itâs important to save. And I get itâitâs not always easy, but there are ways to make it fun! Try our 52-Week Money Challenge then reach out to me to make a plan that can really start putting your money to work.
Imagine what you could do with a little extra savings. Iâve got some ideas, too!
Want to Save More? Take the 52-Week Money Challenge If youâre up for a challenge, hereâs how you could save an extra $1,300 this year.
How can Northwestern Mutual help with a college fund?
When you work with us, we see a college savings plan as one part of an overarching financial plan. We'll look at everything you have going onâyour goals like saving for college, your needs, and your priorities. With your big picture in focus, we'll create a tailored plan to help you save, grow your money, and make sure everything's protected.
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Why we do follow a cake recipe? To ensure it will be delicious and perfect to enjoy. Similarly to our financial life, a good recipe is essential to create a good plan for our finances in the future.
It seems to be obvious that anything that can impact our future need to have a better attention now, but sometimes we get busy and forget that times goes by so fast! I do understand you.
Are you getting reading for your future? Do you feel lost and need some help?
Do you want to learn more? Or maybe you have something set but need a second look?
I can help you with that. My team and I will make sure to help you move forward and never backward.
let's connect?
So youâre in your 30âs, workâs going well, and you have some goals youâre excited about. Coolâbut how will you reach them? Start by figuring out your net worth. From there, I can make a financial plan to get you to your goals. For more, look here http://spr.ly/6186PW6vK
Oh my goodness, we are almost on the best season of the year, I mean it is to myself! All the Magical Christmas songs the lights around everywhere and sure snow ball war on the park, but my question is had you ever heard about Two popular approaches off paying down high-interest loans or credit card?
no? ok we do have these two popular ; Avalanche and Snowball.
Credit card debt, high-interest loansâthese are no oneâs favorites. But managing, paying down, and eventually paying off your debt is key to reaching your goals.
See which one suits you here: http://spr.ly/6184PLHd6
Good news: planning for retirement sooner pays off later in a big way. And the better news? Starting to save now doesnât need to impact your current lifestyle. I can show you how.
If youâre contemplating getting married, we can help you and your partner navigate through some important money conversations.
4 Key Financial Topics to Discuss Before You Get Engaged
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You're ready to take your relationship to the next level, but have you discussed finances yet? Here are 4 key money conversations to have before getting engaged.
These ideas could help you avoid overspending.
10 Ways to Save on Back-to-School Shopping You may need to get creative to stretch your back-to-school shopping budget this year. These pro tips can help.
How to Save Money on 4 Types of Vacations
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Taking your well-earned vacation doesn't have to blow your budget. Here are some expert tips for cost-conscious travel
Scheduling a vacation should be part of any balanced financial plan. Reach out if youâd like to learn more.
Understanding your financial motivation is the first step to achieving your goals. What drives you to take control of your financial future? I can help you build a plan that supports what inspires you.