Posh Premises at Exp Realty Birmingham - Nykkiah Renee' Kendall

We're officially under contract with another wonderful first-time homebuyer! After navigating a competitive multiple offer situation, our client's offer was accepted!! Now, after a successful home inspection yesterday, we're one step closer to making their dream home a reality. 🎉

Next up on our checklist: the septic inspection!🙏🏾 Stay tuned for more updates as we guide our client through this exciting journey of homeownership.🌟

If you or someone you know is looking to get pre approved, buy, sell, or invest, don't hesitate to reach out. We're here to help every step of the way!
Posh Premises at Exp Realty Birmingham


🏠💼

We made it through the home inspection!!!🙌🏾

Take us the rest of the way through this transaction Lord.🙏🏾

A truly sweet, committed, deserving, first time home buyer loading!!!!

Contact me if you’re looking to sell, buy, or invest!
Posh Premises at Exp Realty Birmingham

I’ve been keeping a little secret…

SOMETHING MAJOR HAPPENED‼️

I’m now officially a 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐋𝐨𝐚𝐧 𝐎𝐟𝐟𝐢𝐜𝐞𝐫 𝐢𝐧 𝟓𝟎 𝐒𝐭𝐚𝐭𝐞𝐬! I’m so honored to be apart of the 𝟕𝟓 𝐅𝐨𝐫 𝐀𝐥𝐥 𝐌𝐨𝐯𝐞𝐦𝐞𝐧𝐭!

Did you know that per the National Association of Realtors only 3% of home sold last year went to African American families. Did you know that 44% of African Americans, 49% of Hispanics, and 73% of Caucasians are homeowners? Our mission is to move these numbers to 75% of ALL across the board!

We're committed to diversity and inclusion, ensuring everyone has equal access to homeownership. Our mission is to break down barriers and foster a more equitable housing market.

To be a Realtor, that now has access to mortgage programs and down payment assistance programs that will help serve everyone, especially minorities and underserved populations to secure their dream homes and build wealth through homeownership is MAJOR and truly EMPOWERING!!!

We also offer a “Credit to Close Program” that will position you to become pre-approved! So credit should NO LONGER BE YOUR EXCUSE!! If you can rent, with a little help YOU CAN BUY!

I would love to earn your business!

If you’re ready to buy and need to know your options, comment or DM me “𝐏𝐫𝐞-𝐀𝐩𝐩𝐫𝐨𝐯𝐚𝐥”

If you need credit help comment or DM me “𝐂𝐫𝐞𝐝𝐢𝐭”

I’M ecstatic, and I can’t wait to tell you
🗣️🅲🅻🅴🅰🆁 🆃🅾 🅲🅻🅾🆂🅴‼️

𝙒𝙝𝙮 𝘿𝙤𝙬𝙣 𝙋𝙖𝙮𝙢𝙚𝙣𝙩 𝙈𝙖𝙩𝙩𝙚𝙧𝙨?

Buyer Tip Alert! 💡 In the current real estate landscape with fewer homes on the market, saving for a substantial down payment is more crucial than ever. Here’s why:

1️⃣ 𝙉𝙚𝙜𝙤𝙩𝙞𝙖𝙩𝙞𝙣𝙜 𝙋𝙤𝙬𝙚𝙧: A larger down payment can give you an edge in competitive situations. Sellers tend to be more comfortable with buyers who can put more money down upfront.

2️⃣ 𝙎𝙢𝙤𝙤𝙩𝙝𝙚𝙧 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙣𝙜: The more you put down, the less you’ll need to finance. This can make your mortgage approval process smoother and faster.

3️⃣ 𝘽𝙪𝙛𝙛𝙚𝙧 𝘼𝙜𝙖𝙞𝙣𝙨𝙩 𝙈𝙖𝙧𝙠𝙚𝙩 𝙁𝙡𝙪𝙘𝙩𝙪𝙖𝙩𝙞𝙤𝙣𝙨: More money down means instant equity in your home, offering a safety net against market ups and downs.

4️⃣ 𝙎𝙠𝙞𝙥 𝙩𝙝𝙚 𝙋𝙈𝙄: With a down payment of 20% or more, you can avoid paying Private Mortgage Insurance (PMI). That’s extra cash you get to keep!

5️⃣ 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙋𝙚𝙖𝙘𝙚 𝙤𝙛 𝙈𝙞𝙣𝙙: A larger down payment could mean more manageable mortgage payments, contributing to your overall financial stability.

In these times, smart preparation is key. Let’s turn the real estate challenges into opportunities, one saved penny at a time. 🏠💰

9/11 National Day of Service and Remembrance

September 11th – A date that echoes resilience and unity. Though marked by immense tragedy, it brought out the best of humanity, reminding us that in the face of adversity, we rise. We remember the heroes, the lost, and the survivors. Let’s honor them by embodying the spirit of unity they demonstrated – now, and always. 🇺🇸💙

✨ Let’s face it, saving for a down payment can feel like a daunting task, but fear not! I’ve got some tricks up my sleeve to help you reach your homeownership goals faster than ever.

🗝 One of the best ways is to make saving automatic

Set up an automatic transfer from your checking account to a special savings account for your down payment. Schedule it for right after payday, so the money goes directly to savings without ever passing “Go.” It’s a simple step, but it’s a game-changer when it comes to hassle-free saving!

✨ Did you know that you can supercharge your savings by earning interest on your money? 💸💡 Banks and financial services like Robinhood, for example, offer attractive interest rates, sometimes as high as 4.65% or even 5%! 📈💰
So, while you’re diligently saving for your down payment, your money can be working for you too. 🌟 Let those dollars grow and watch your savings bloom like never before! 🌱
Say hello to a bigger down payment and closer steps to your dream home. 🏠💫 Let’s harness the power of compound interest and make those savings soar! 💰

We can also check to see if there’s a down payment assistance program that’s available that you may qualify to receive.

Me… Patiently waiting on the people that said they were ready to level up this year!!

✅Buying, Selling, Building, or Investing In Real Estate
✅EXP Certified Mentorship
✅Personal Credit Education & Repair
✅Business Credit Building
✅Business Funding & Business Line Of Credit
✅Hard Money Loans for Real Estate Investing
✅ERC (Employee Retention Credit) Filing
✅Partnership Opportunities for Additional Income
✅Mortgage Loans (Coming Soon!)

Just let me know what you need, and how I can help make a positive impact in your life!!

If we’re not pulling each other up, what are we doing⁉️

It feels AMAZING to serve at a level that compels people to tell others about you‼️ I can’t and won’t have it any other way!💯🕯️💓💖💕💞

Posh Premises at Exp Realty Birmingham

IT’S CLOSING DAY‼️🥳

One of the highest compliments that you can receive in business is repeat business! Congratulations to my seller, who was my buyer on October 25, 2019. Thank you for remembering me almost 4 years later and choosing me to represent you again, on the sale of your home! It was just as much a pleasure now as it was then! I wish you all the best on your new chapter!! This was a mail away closing for my client who has already relocated. In memory of where it all started, I’ve posted a picture of you closing on your first home with me.🥰
Posh Premises at Exp Realty Birmingham - Nykkiah Renee' Kendall

To my fellow EXP cousin, and ICON Agent Chelsea Musser, it was an absolute pleasure working with you on the other side of this transaction. I’m looking forward to the day that we can do business again together!🤍

Selling Your Home?

Instantly Find Your Home's Value!
poshpremisesrealty.com

📌Thinking about selling your home?

✔️INVENTORY IS LOW & YOUR HOME WILL GO!!!⚡️
Click the link below to instantly find your home’s value.

https://reneekendall.exprealty.com/sell.php

Instantly Find Your Home's Value. Instant, Easy, Automated Home Valuation.

🗣UNDER CONTRACT!!!!🙌🏾🦾

Another multiple offer situation WON! Congratulations to my client!!🥰❤️🎉🍾

If you’re looking to sell, buy, or invest in real estate, contact us at Posh Premises at Exp Realty Birmingham!!

“Opening The Gates To Luxury Living!”

One day on the market, 15 offers, guess who had the best negotiating strategy and most compelling offer…⬇️

Posh Premises at Exp Realty Birmingham - Nykkiah Renee' Kendall

Congratulations to my client! You have sacrificed so much! You are truly deserving!!!🎉🥳👏🏾🙌🏾

S.N. She started with me atWealthy Whispers, LLC working on her credit!😉

🗣It’s the relationships and the loyalty for me!!!❤️‍🔥

🎉🥳Congratulations to our Wealthy Whispers, LLC graduate!🎓 Credit shouldn’t stop you from obtaining ANYTHING that you want in this life!! I can’t wait to sit with you at the closing table!!! You deserve EVERY moment that you’re about to experience!👏🏾🤗 🔑

𝐃𝐨 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐞 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐦𝐚𝐫𝐤𝐞𝐭 𝐯𝐚𝐥𝐮𝐞 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞?

𝕃𝕠𝕠𝕜𝕚𝕟𝕘 𝕥𝕠 𝕡𝕠𝕥𝕖𝕟𝕥𝕚𝕒𝕝𝕝𝕪 𝕤𝕖𝕝𝕝 𝕚𝕟 𝟛 𝕥𝕠 𝟞 𝕞𝕠𝕟𝕥𝕙𝕤? 𝕊𝕥𝕠𝕡 𝕋ℍ𝕀ℕ𝕂𝕀ℕ𝔾 𝕒𝕓𝕠𝕦𝕥 𝕚𝕥 𝕒𝕟𝕕 𝕔𝕝𝕚𝕔𝕜 𝕠𝕟 𝕥𝕙𝕖 𝕝𝕚𝕟𝕜 𝕓𝕖𝕝𝕠𝕨... 𝕀𝕟 𝕥𝕙𝕚𝕤 𝕔𝕠𝕞𝕡𝕖𝕥𝕚𝕥𝕚𝕧𝕖 𝕞𝕒𝕣𝕜𝕖𝕥 𝕨𝕚𝕥𝕙 𝕝𝕠𝕨 𝕚𝕟𝕧𝕖𝕟𝕥𝕠𝕣𝕪, 𝕊𝕖𝕝𝕝𝕖𝕣𝕤 𝕒𝕣𝕖 𝕘𝕖𝕥𝕥𝕚𝕟𝕘 𝕝𝕚𝕤𝕥 𝕡𝕣𝕚𝕔𝕖 𝕒𝕟𝕕 𝕠𝕧𝕖𝕣!🔥
https://reneekendall.exprealty.com/sell.php

The City of Birmingham, in partnership with The NCRC Housing Rehab Fund, LLC (NCRC HRF), known as GROWTH by NCRC, signed a $25 million development deal that will begin with building affordable new homes in the historic Ensley neighborhood of Birmingham, Alabama.

This is HUGE!! Buy properties NOW! 🏠🗝

Inbox me if you’re READY!📩

GROWTH by NCRC and the City of Birmingham Sign $25 Million Agreement, Start with Building Homes in Ensley Neighborhood » NCRC The Oak Hill Project in Birmingham’s historic Ensley neighborhood is designed to provide opportunities for building generational wealth and community revitalization.

Happy Closings!!!✍️

I’m so thankful to be a part of a company that offers mandatory warnings and disclosures about this type of illegal activity! Be wise while shopping for your dream home. Always call and verify information directly before sending money!!!

FBI: Hackers target homebuyers in $220 million real estate fraud One Northern California family preparing to buy a house got the shock of their lives. Money meant for the closing was hijacked, diverted to China and almost ...

Mortgage rates stabilize near record lows — but rates could fall lower this year The trajectory of interest rates will depend on how the U.S. economy rebounds from the coronavirus pandemic.

“Life doesn’t come with a manual, it comes with a mother.”

Happy Mother’s Day Queens!👑🌹

😷 Are you a front line worker⁉️😷
Frontline Heroes Program 🧑‍⚕️👮‍♂️👨‍🚒

As a THANK YOU to all of our “Frontline Heroes”

One of my preferred lenders is offering a
🔥$2500 credit🔥 towards your closing costs.

☎️ Effective May 1, Frontline Heroes program allows a credit of $2,500 to specific borrowers who are on the frontline of fighting COVID-19.

🙌 This program is eligible for all conventional programs (owner-occupied only) and all government programs (FHA, VA, USDA)

🤑 (Their lender fee is $0 on all VA Home Loans)

🤷🏻‍♂️ Who qualifies for the program?

⛑ Hospital workers, EMS, full-time police officers and full-time firefighters are all eligible for this program. ⛑

Loans applications must be submitted on or after May 1 through June 30, 2020

If you are “frontline hero” or know someone that is, contact me at (205) 537-5552 to be connected with our preferred lender TODAY!

Let's go out of our way and make every effort to support one another during these challenging times!!!

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Healthy & Safety First!

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Fed Cuts Main Interest Rate to Near Zero, Vows Massive Bond-Buying Program The Federal Reserve swept into action on Sunday in a fresh bid to save the U.S. economy from the fallout of the coronavirus, cutting its benchmark interest rate by a full percentage point to near zero and promising to boost its bond holdings by at least $700 billion.

Deal or no deal, that's the question!

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